This scam campaign consists of a coordinated debt relief and loan scheme operating through five connected phone numbers that have generated a combined total of 1,321 FTC complaints and 33 FCC complaints. The central phone number 833-908-6865 has been reported together with four other numbers in the same campaign, while the highest-volume numbers include 855-994-2142 (514 FTC complaints), 855-357-2070 (447 FTC complaints), and 855-994-1953 (296 FTC complaints). Most of these numbers are categorized under "Reducing your debt" schemes, with the exception of 833-908-6865, which involves "Calls pretending to be government, businesses, or family and friends."
The geographic targeting of this campaign spans multiple states, with significant activity concentrated in Florida locations including Gainesville, West Palm Beach, Largo, Wilton Manors, and Lakeland. Other heavily targeted areas include Las Vegas, Nevada; Austin, Texas; and various locations in Michigan, Maryland, Connecticut, Minnesota, California, and Georgia. Community reports reveal that scammers are using the identity "Susan McNeil" claiming to represent "U.S. Loan and Trust Associates" in their underwriting department, leaving voicemails about fabricated loan requests and directing victims to call back at 855-357-2070. Victims report receiving multiple daily calls from different numbers, all providing the same callback number.
The campaign shows connections to legitimate financial companies through co-reporting patterns, with Block, Inc. (63,119 CFPB complaints in money transfer services) linked to two of the scam numbers, and Credit Corp Solutions Inc. (2,727 CFPB complaints in debt collection) connected to number 888-912-1876. These connections suggest the scammers may be impersonating or exploiting the names of established financial service providers to appear legitimate to potential victims.
To protect yourself from this and similar scams, never provide personal or financial information to unsolicited callers, even if they claim to represent legitimate companies or government agencies. If contacted by any of these numbers or similar debt relief offers, hang up immediately and do not click any links in related text messages. Legitimate lenders do not make unsolicited calls about loan applications you did not submit. To verify if a company is legitimate, contact them directly using official contact information from their verified website, not numbers provided by the caller. Report suspected fraud to the FTC at reportfraud.ftc.gov or to the FCC for unwanted calls. You can check if a phone number has been reported as fraudulent by searching consumer protection databases and complaint websites before engaging with unknown callers.
This represents a high-threat, active scam campaign with over 1,300 documented complaints and evidence of ongoing operations across multiple states. Consumers should exercise extreme caution with any unsolicited debt relief or loan offers, particularly those using the names and callback numbers identified in this cluster. Immediate reporting of any contact from these numbers to federal authorities is recommended to help shut down this operation.