**Debt Collection Scam Campaign Report: Reliant Capital Solutions Network**
A coordinated debt collection scam campaign has been identified involving three interconnected companies that have generated a combined total of 3,620 complaints to the Consumer Financial Protection Bureau (CFPB). The primary entities in this network are Credit Corp Solutions Inc. with 2,769 complaints, Reliant Capital Solutions, LLC with 780 complaints, and Reliant Financial Corporation with 71 complaints. All three companies operate in the debt collection industry and exhibit strong interconnected reporting patterns, with Credit Corp Solutions Inc. and Reliant Financial Corporation showing a perfect 1.00 confidence correlation in co-reporting.
The relationship analysis reveals these companies are frequently reported together by consumers, suggesting coordinated operations or shared business practices. Reliant Capital Solutions, LLC shows reported-together relationships with both other entities at 0.50 confidence levels, while maintaining the strongest connection between Credit Corp Solutions Inc. and Reliant Financial Corporation. This pattern indicates the companies may be operating under related business models, sharing infrastructure, or potentially representing the same fraudulent operation using multiple business names.
Consumer reports reveal a consistent pattern of fraudulent debt collection attempts targeting individuals with no legitimate outstanding debts. One community report specifically describes receiving calls from "Reliant Capital Solutions" claiming debt that does not exist, with the consumer stating their credit report shows no debt and they have an excellent credit score. Additional reports indicate persistent calling behavior, with scammers continuing to contact consumers even after being blocked multiple times. The campaign also incorporates phishing elements, with reports of scammers requesting credit card information under the guise of credit repair services requiring only a "$5 deposit."
Consumers should verify the legitimacy of any debt collection contact by requesting written validation of the debt and never providing personal or financial information over the phone. If contacted by any of these companies, hang up immediately and do not click on any links in emails or text messages. Report these incidents to the Federal Trade Commission at reportfraud.ftc.gov and to the Federal Communications Commission for unwanted calls. Before engaging with any debt collector, consumers can check the safety of phone numbers and verify company legitimacy through the Better Business Bureau and state attorney general databases.
This debt collection scam network represents a high-threat level operation given the substantial volume of complaints and coordinated nature of the fraudulent activities across multiple business entities. Consumers should exercise extreme caution with any contact from these companies and immediately report encounters to federal authorities. The recommended next step is expanded monitoring of related business names and phone numbers associated with this network to identify additional fraudulent entities that may emerge using similar operational patterns.