collection.creditproud.com

Dumb question, huge mistake, but at I walking into a scam with this collections agent? Dumb question, huge mistake. So I was a dummy when we didn’t re-sign our lease on our house we were renting and I decided to do a payment plan on the balance owed to NV Energy here in Vegas. I did one payment and forgot about it. It goes to collections, the account was in my gf’s name and now she’s getting a collections ding on her credit score. I called to pay off the balance but they say even if the balance is paid that collections mark can stay on your report for years unless you dispute it. But I really have nothing to dispute. I just fucked up and forgot about the payment plan and never got any emails or calls reminding me. Is there any course of action to correct this? The collection agent only said I could dispute it to get it immediately pulled off her score. Are there any options I have to get it expunged? I’m willing to literally pay the balance today. UPDATE: I call NV Energy and ask them the name of the collection agency: they give me a number that does not work. I google the agency. I click the link to call the number off the first site that pops up for them from google. [This site.](https://collection.creditproud.com/lj-ross-associates?gad_source=1&gbraid=0AAAAAD8RKWSWrEx6T3AbQTleLQP6ZsYep&gclid=EAIaIQobChMI_436zbrpigMV5SlECB3kCiyZEAAYASAAEgKHK_D_BwE) The number I click is completely different from the one the link automatically dials. I talk to the agent a little bit and he sounds legit. He sounds professional and like he’s in this country. But I tell him I have to discuss with my GF. As I go to call the number back a different number calls me and it’s the previous guy’s partner from the same agency. I asked why I got a different number and a different guy and they said it was their shift change but he’d be handling my case. (I did call at about 4:30pm) When going through the case he sounded professional but he told me my options were basically to dispute the

Dumb question, huge mistake, but at I walking into a scam with this collections agent? Dumb question, huge mistake. So I was a dummy when we didn’t re-sign our lease on our house we were renting and I decided to do a payment plan on the balance owed to NV Energy here in Vegas. I did one payment and forgot about it. It goes to collections, the account was in my gf’s name and now she’s getting a collections ding on her credit score. I called to pay off the balance but they say even if the balance is paid that collections mark can stay on your report for years unless you dispute it. But I really have nothing to dispute. I just fucked up and forgot about the payment plan and never got any emails or calls reminding me. Is there any course of action to correct this? The collection agent only said I could dispute it to get it immediately pulled off her score. Are there any options I have to get it expunged? I’m willing to literally pay the balance today. UPDATE: I call NV Energy and ask them the name of the collection agency: they give me a number that does not work. I google the agency. I click the link to call the number off the first site that pops up for them from google. [This site.](https://collection.creditproud.com/lj-ross-associates?gad_source=1&gbraid=0AAAAAD8RKWSWrEx6T3AbQTleLQP6ZsYep&gclid=EAIaIQobChMI_436zbrpigMV5SlECB3kCiyZEAAYASAAEgKHK_D_BwE) The number I click is completely different from the one the link automatically dials. I talk to the agent a little bit and he sounds legit. He sounds professional and like he’s in this country. But I tell him I have to discuss with my GF. As I go to call the number back a different number calls me and it’s the previous guy’s partner from the same agency. I asked why I got a different number and a different guy and they said it was their shift change but he’d be handling my case. (I did call at about 4:30pm) When going through the case he sounded professional but he told me my options were basically to dispute the

Dumb question, huge mistake, but at I walking into a scam with this collections agent? Dumb question, huge mistake. So I was a dummy when we didn’t re-sign our lease on our house we were renting and I decided to do a payment plan on the balance owed to NV Energy here in Vegas. I did one payment and forgot about it. It goes to collections, the account was in my gf’s name and now she’s getting a collections ding on her credit score. I called to pay off the balance but they say even if the balance is paid that collections mark can stay on your report for years unless you dispute it. But I really have nothing to dispute. I just fucked up and forgot about the payment plan and never got any emails or calls reminding me. Is there any course of action to correct this? The collection agent only said I could dispute it to get it immediately pulled off her score. Are there any options I have to get it expunged? I’m willing to literally pay the balance today. UPDATE: I call NV Energy and ask them the name of the collection agency: they give me a number that does not work. I google the agency. I click the link to call the number off the first site that pops up for them from google. [This site.](https://collection.creditproud.com/lj-ross-associates?gad_source=1&gbraid=0AAAAAD8RKWSWrEx6T3AbQTleLQP6ZsYep&gclid=EAIaIQobChMI_436zbrpigMV5SlECB3kCiyZEAAYASAAEgKHK_D_BwE) The number I click is completely different from the one the link automatically dials. I talk to the agent a little bit and he sounds legit. He sounds professional and like he’s in this country. But I tell him I have to discuss with my GF. As I go to call the number back a different number calls me and it’s the previous guy’s partner from the same agency. I asked why I got a different number and a different guy and they said it was their shift change but he’d be handling my case. (I did call at about 4:30pm) When going through the case he sounded professional but he told me my options were basically to dispute the

Dumb question, huge mistake, but at I walking into a scam with this collections agent? Dumb question, huge mistake. So I was a dummy when we didn’t re-sign our lease on our house we were renting and I decided to do a payment plan on the balance owed to NV Energy here in Vegas. I did one payment and forgot about it. It goes to collections, the account was in my gf’s name and now she’s getting a collections ding on her credit score. I called to pay off the balance but they say even if the balance is paid that collections mark can stay on your report for years unless you dispute it. But I really have nothing to dispute. I just fucked up and forgot about the payment plan and never got any emails or calls reminding me. Is there any course of action to correct this? The collection agent only said I could dispute it to get it immediately pulled off her score. Are there any options I have to get it expunged? I’m willing to literally pay the balance today. UPDATE: I call NV Energy and ask them the name of the collection agency: they give me a number that does not work. I google the agency. I click the link to call the number off the first site that pops up for them from google. [This site.](https://collection.creditproud.com/lj-ross-associates?gad_source=1&gbraid=0AAAAAD8RKWSWrEx6T3AbQTleLQP6ZsYep&gclid=EAIaIQobChMI_436zbrpigMV5SlECB3kCiyZEAAYASAAEgKHK_D_BwE) The number I click is completely different from the one the link automatically dials. I talk to the agent a little bit and he sounds legit. He sounds professional and like he’s in this country. But I tell him I have to discuss with my GF. As I go to call the number back a different number calls me and it’s the previous guy’s partner from the same agency. I asked why I got a different number and a different guy and they said it was their shift change but he’d be handling my case. (I did call at about 4:30pm) When going through the case he sounded professional but he told me my options were basically to dispute the

Dumb question, huge mistake, but at I walking into a scam with this collections agent? Dumb question, huge mistake. So I was a dummy when we didn’t re-sign our lease on our house we were renting and I decided to do a payment plan on the balance owed to NV Energy here in Vegas. I did one payment and forgot about it. It goes to collections, the account was in my gf’s name and now she’s getting a collections ding on her credit score. I called to pay off the balance but they say even if the balance is paid that collections mark can stay on your report for years unless you dispute it. But I really have nothing to dispute. I just fucked up and forgot about the payment plan and never got any emails or calls reminding me. Is there any course of action to correct this? The collection agent only said I could dispute it to get it immediately pulled off her score. Are there any options I have to get it expunged? I’m willing to literally pay the balance today. UPDATE: I call NV Energy and ask them the name of the collection agency: they give me a number that does not work. I google the agency. I click the link to call the number off the first site that pops up for them from google. [This site.](https://collection.creditproud.com/lj-ross-associates?gad_source=1&gbraid=0AAAAAD8RKWSWrEx6T3AbQTleLQP6ZsYep&gclid=EAIaIQobChMI_436zbrpigMV5SlECB3kCiyZEAAYASAAEgKHK_D_BwE) The number I click is completely different from the one the link automatically dials. I talk to the agent a little bit and he sounds legit. He sounds professional and like he’s in this country. But I tell him I have to discuss with my GF. As I go to call the number back a different number calls me and it’s the previous guy’s partner from the same agency. I asked why I got a different number and a different guy and they said it was their shift change but he’d be handling my case. (I did call at about 4:30pm) When going through the case he sounded professional but he told me my options were basically to dispute the

Dumb question, huge mistake, but at I walking into a scam with this collections agent? Dumb question, huge mistake. So I was a dummy when we didn’t re-sign our lease on our house we were renting and I decided to do a payment plan on the balance owed to NV Energy here in Vegas. I did one payment and forgot about it. It goes to collections, the account was in my gf’s name and now she’s getting a collections ding on her credit score. I called to pay off the balance but they say even if the balance is paid that collections mark can stay on your report for years unless you dispute it. But I really have nothing to dispute. I just fucked up and forgot about the payment plan and never got any emails or calls reminding me. Is there any course of action to correct this? The collection agent only said I could dispute it to get it immediately pulled off her score. Are there any options I have to get it expunged? I’m willing to literally pay the balance today. UPDATE: I call NV Energy and ask them the name of the collection agency: they give me a number that does not work. I google the agency. I click the link to call the number off the first site that pops up for them from google. [This site.](https://collection.creditproud.com/lj-ross-associates?gad_source=1&gbraid=0AAAAAD8RKWSWrEx6T3AbQTleLQP6ZsYep&gclid=EAIaIQobChMI_436zbrpigMV5SlECB3kCiyZEAAYASAAEgKHK_D_BwE) The number I click is completely different from the one the link automatically dials. I talk to the agent a little bit and he sounds legit. He sounds professional and like he’s in this country. But I tell him I have to discuss with my GF. As I go to call the number back a different number calls me and it’s the previous guy’s partner from the same agency. I asked why I got a different number and a different guy and they said it was their shift change but he’d be handling my case. (I did call at about 4:30pm) When going through the case he sounded professional but he told me my options were basically to dispute the

Dumb question, huge mistake, but at I walking into a scam with this collections agent? Dumb question, huge mistake. So I was a dummy when we didn’t re-sign our lease on our house we were renting and I decided to do a payment plan on the balance owed to NV Energy here in Vegas. I did one payment and forgot about it. It goes to collections, the account was in my gf’s name and now she’s getting a collections ding on her credit score. I called to pay off the balance but they say even if the balance is paid that collections mark can stay on your report for years unless you dispute it. But I really have nothing to dispute. I just fucked up and forgot about the payment plan and never got any emails or calls reminding me. Is there any course of action to correct this? The collection agent only said I could dispute it to get it immediately pulled off her score. Are there any options I have to get it expunged? I’m willing to literally pay the balance today. UPDATE: I call NV Energy and ask them the name of the collection agency: they give me a number that does not work. I google the agency. I click the link to call the number off the first site that pops up for them from google. [This site.](https://collection.creditproud.com/lj-ross-associates?gad_source=1&gbraid=0AAAAAD8RKWSWrEx6T3AbQTleLQP6ZsYep&gclid=EAIaIQobChMI_436zbrpigMV5SlECB3kCiyZEAAYASAAEgKHK_D_BwE) The number I click is completely different from the one the link automatically dials. I talk to the agent a little bit and he sounds legit. He sounds professional and like he’s in this country. But I tell him I have to discuss with my GF. As I go to call the number back a different number calls me and it’s the previous guy’s partner from the same agency. I asked why I got a different number and a different guy and they said it was their shift change but he’d be handling my case. (I did call at about 4:30pm) When going through the case he sounded professional but he told me my options were basically to dispute the

Dumb question, huge mistake, but at I walking into a scam with this collections agent? Dumb question, huge mistake. So I was a dummy when we didn’t re-sign our lease on our house we were renting and I decided to do a payment plan on the balance owed to NV Energy here in Vegas. I did one payment and forgot about it. It goes to collections, the account was in my gf’s name and now she’s getting a collections ding on her credit score. I called to pay off the balance but they say even if the balance is paid that collections mark can stay on your report for years unless you dispute it. But I really have nothing to dispute. I just fucked up and forgot about the payment plan and never got any emails or calls reminding me. Is there any course of action to correct this? The collection agent only said I could dispute it to get it immediately pulled off her score. Are there any options I have to get it expunged? I’m willing to literally pay the balance today. UPDATE: I call NV Energy and ask them the name of the collection agency: they give me a number that does not work. I google the agency. I click the link to call the number off the first site that pops up for them from google. [This site.](https://collection.creditproud.com/lj-ross-associates?gad_source=1&gbraid=0AAAAAD8RKWSWrEx6T3AbQTleLQP6ZsYep&gclid=EAIaIQobChMI_436zbrpigMV5SlECB3kCiyZEAAYASAAEgKHK_D_BwE) The number I click is completely different from the one the link automatically dials. I talk to the agent a little bit and he sounds legit. He sounds professional and like he’s in this country. But I tell him I have to discuss with my GF. As I go to call the number back a different number calls me and it’s the previous guy’s partner from the same agency. I asked why I got a different number and a different guy and they said it was their shift change but he’d be handling my case. (I did call at about 4:30pm) When going through the case he sounded professional but he told me my options were basically to dispute the

Dumb question, huge mistake, but at I walking into a scam with this collections agent? Dumb question, huge mistake. So I was a dummy when we didn’t re-sign our lease on our house we were renting and I decided to do a payment plan on the balance owed to NV Energy here in Vegas. I did one payment and forgot about it. It goes to collections, the account was in my gf’s name and now she’s getting a collections ding on her credit score. I called to pay off the balance but they say even if the balance is paid that collections mark can stay on your report for years unless you dispute it. But I really have nothing to dispute. I just fucked up and forgot about the payment plan and never got any emails or calls reminding me. Is there any course of action to correct this? The collection agent only said I could dispute it to get it immediately pulled off her score. Are there any options I have to get it expunged? I’m willing to literally pay the balance today. UPDATE: I call NV Energy and ask them the name of the collection agency: they give me a number that does not work. I google the agency. I click the link to call the number off the first site that pops up for them from google. [This site.](https://collection.creditproud.com/lj-ross-associates?gad_source=1&gbraid=0AAAAAD8RKWSWrEx6T3AbQTleLQP6ZsYep&gclid=EAIaIQobChMI_436zbrpigMV5SlECB3kCiyZEAAYASAAEgKHK_D_BwE) The number I click is completely different from the one the link automatically dials. I talk to the agent a little bit and he sounds legit. He sounds professional and like he’s in this country. But I tell him I have to discuss with my GF. As I go to call the number back a different number calls me and it’s the previous guy’s partner from the same agency. I asked why I got a different number and a different guy and they said it was their shift change but he’d be handling my case. (I did call at about 4:30pm) When going through the case he sounded professional but he told me my options were basically to dispute the

Dumb question, huge mistake, but at I walking into a scam with this collections agent? Dumb question, huge mistake. So I was a dummy when we didn’t re-sign our lease on our house we were renting and I decided to do a payment plan on the balance owed to NV Energy here in Vegas. I did one payment and forgot about it. It goes to collections, the account was in my gf’s name and now she’s getting a collections ding on her credit score. I called to pay off the balance but they say even if the balance is paid that collections mark can stay on your report for years unless you dispute it. But I really have nothing to dispute. I just fucked up and forgot about the payment plan and never got any emails or calls reminding me. Is there any course of action to correct this? The collection agent only said I could dispute it to get it immediately pulled off her score. Are there any options I have to get it expunged? I’m willing to literally pay the balance today. UPDATE: I call NV Energy and ask them the name of the collection agency: they give me a number that does not work. I google the agency. I click the link to call the number off the first site that pops up for them from google. [This site.](https://collection.creditproud.com/lj-ross-associates?gad_source=1&gbraid=0AAAAAD8RKWSWrEx6T3AbQTleLQP6ZsYep&gclid=EAIaIQobChMI_436zbrpigMV5SlECB3kCiyZEAAYASAAEgKHK_D_BwE) The number I click is completely different from the one the link automatically dials. I talk to the agent a little bit and he sounds legit. He sounds professional and like he’s in this country. But I tell him I have to discuss with my GF. As I go to call the number back a different number calls me and it’s the previous guy’s partner from the same agency. I asked why I got a different number and a different guy and they said it was their shift change but he’d be handling my case. (I did call at about 4:30pm) When going through the case he sounded professional but he told me my options were basically to dispute the