mint.com

Is mint.com safe to use? How are privacy and security issues avoided with the site? I'm trying to get my finances in order, and using mint.com is really tempting. However, I'm concerned about handing over my banking usernames & passwords to a third party site. If they were to get hacked, I'd likely be out of house and home. Being such a popular site though, I expect that they've done some work to make the current users of the site comfortable with that level of risk. The link on their site doesn't go into any real technical detail: https://www.mint.com/how-it-works/security/ There was a warning against using the service by Ottawa not long ago: http://www.theglobeandmail.com/globe-investor/personal-finance/home-cents/ottawa-issues-security-warning-to-mint-users/article1937493/

Is Upromise.com credible? Upromise.com is a website that boasts certain "cashback rewards." Instead of just being credited to your account, the Upromise rewards are applied to your student loans or a child's 529 plan. Family members can set up their credit cards/debit cards to benefit you as well. I am still in school, so I'm not required to pay on my student loans just yet. I found Upromise.com through Mint.com, which seems credible. I searched for it in Reddit archives, though, and there seemed to be mixed opinions. Has anyone tried it with success? I am definitely all for even a little bit of help, especially one so effortless as this (which is exactly why it sounds like a scam).

Is Upromise.com credible? Upromise.com is a website that boasts certain "cashback rewards." Instead of just being credited to your account, the Upromise rewards are applied to your student loans or a child's 529 plan. Family members can set up their credit cards/debit cards to benefit you as well. I am still in school, so I'm not required to pay on my student loans just yet. I found Upromise.com through Mint.com, which seems credible. I searched for it in Reddit archives, though, and there seemed to be mixed opinions. Has anyone tried it with success? I am definitely all for even a little bit of help, especially one so effortless as this (which is exactly why it sounds like a scam).

lovemoney.com - anyone tried it? So, being in the UK I can't use Mint.com and have been trying to find an alternative because my spending can get a bit... excited, and I want to be able to monitor what I spend my money on and try and budget it. I heard a few rumours about lovemoney.com being a UK equivalent and went to sign up, however they asked for my full customer number, security number, and digital banking password. I'm super hesitant to give them this information. I'm not too sure what it will allow them to do, nor if they're a reputable company - after a few hours searching I couldn't find anything saying they're a scam, but I also couldn't find much saying, well, anything really. Has anyone used this site? And is it normal for sites of this kind to ask for such information? What do you guys use to monitor your cashflow? Thanks for any help!

My reservations about mint.com. Are they founded? Even though Mint.com has become such an accepted tool for personal financial planning, I haven't jumped on board because I can't see entrusting my financial life to a free website. Time for a reality check - even though my gut says I'd never go that route, I should challenge my assumptions to see if they have any basis. Can anyone name an instance where storing financial data on mint.com was an actual liability? concerns include: * info lost, or unavailable * inaccurate info (admittedly, offline financial tools are just as capable of errors) * info shared/ leaked to marketers * site hacked * info obtained by tax service or law enforcement authority (Currently I use a native mac client - iBank, & am fairly happy with it, combined w/ tools on BofA website)

My reservations about mint.com. Are they founded? Even though Mint.com has become such an accepted tool for personal financial planning, I haven't jumped on board because I can't see entrusting my financial life to a free website. Time for a reality check - even though my gut says I'd never go that route, I should challenge my assumptions to see if they have any basis. Can anyone name an instance where storing financial data on mint.com was an actual liability? concerns include: * info lost, or unavailable * inaccurate info (admittedly, offline financial tools are just as capable of errors) * info shared/ leaked to marketers * site hacked * info obtained by tax service or law enforcement authority (Currently I use a native mac client - iBank, & am fairly happy with it, combined w/ tools on BofA website)

How to know if using Mint.com invalidates my fraud protection? I read somewhere that using a service such as Mint.com may be against the terms of service for various banks and financial institutions. For example, I have accounts with Wells Fargo, Charles Schwab and a small local bank. If for some reason my information is stolen via the internet, I don't want them to say "Well, since you used Mint.com, we don't have to cover you." How do I find out if using Mint.com invalidates my fraud protections? I called Wells Fargo and the lady had no idea what I was talking about..

How to know if using Mint.com invalidates my fraud protection? I read somewhere that using a service such as Mint.com may be against the terms of service for various banks and financial institutions. For example, I have accounts with Wells Fargo, Charles Schwab and a small local bank. If for some reason my information is stolen via the internet, I don't want them to say "Well, since you used Mint.com, we don't have to cover you." How do I find out if using Mint.com invalidates my fraud protections? I called Wells Fargo and the lady had no idea what I was talking about..

How to know if using Mint.com invalidates my fraud protection? I read somewhere that using a service such as Mint.com may be against the terms of service for various banks and financial institutions. For example, I have accounts with Wells Fargo, Charles Schwab and a small local bank. If for some reason my information is stolen via the internet, I don't want them to say "Well, since you used Mint.com, we don't have to cover you." How do I find out if using Mint.com invalidates my fraud protections? I called Wells Fargo and the lady had no idea what I was talking about..

How to know if using Mint.com invalidates my fraud protection? I read somewhere that using a service such as Mint.com may be against the terms of service for various banks and financial institutions. For example, I have accounts with Wells Fargo, Charles Schwab and a small local bank. If for some reason my information is stolen via the internet, I don't want them to say "Well, since you used Mint.com, we don't have to cover you." How do I find out if using Mint.com invalidates my fraud protections? I called Wells Fargo and the lady had no idea what I was talking about..