Area Code Report
Scam Calls from Area Code 551
Overview
Top Scam Categories
Reported Phone Numbers
| Phone Number | Complaints | Category |
|---|---|---|
| 551-220-9844 | 14 | Other |
| 551-220-9783 | 10 | Other |
| 551-351-8608 | 10 | No Subject Provided |
| 551-351-8610 | 9 | Medical & prescriptions |
| 551-367-1940 | 8 | Other |
| 551-800-3075 | 8 | Other |
| 551-377-4839 | 8 | No Subject Provided |
| 551-220-9814 | 8 | Other |
| 551-368-0030 | 7 | No Subject Provided |
| 551-388-2530 | 7 | Energy, solar, & utilities |
| 551-377-2401 | 7 | Other |
| 551-751-3918 | 6 | Other |
| 551-205-0888 | 6 | Calls pretending to be government, businesses, or family and friends |
| 551-372-0232 | 6 | Dropped call or no message |
| 551-363-6321 | 6 | Other |
| 551-233-5529 | 5 | Other |
| 551-550-7148 | 5 | No Subject Provided |
| 551-305-7630 | 5 | Other |
| 551-269-2150 | 5 | Dropped call or no message |
| 551-244-6490 | 5 | Other |
| 551-235-8450 | 5 | Calls pretending to be government, businesses, or family and friends |
| 551-233-5376 | 5 | Other |
| 551-365-4085 | 5 | Dropped call or no message |
| 551-367-1930 | 4 | Other |
| 551-351-8614 | 4 | Energy, solar, & utilities |
| 551-353-9700 | 4 | No Subject Provided |
| 551-351-8613 | 4 | Other |
| 551-550-1302 | 4 | Other |
| 551-361-8763 | 4 | Other |
| 551-400-8682 | 4 | Dropped call or no message |
| 551-367-1955 | 4 | Other |
| 551-325-2261 | 4 | Other |
| 551-377-2007 | 4 | Energy, solar, & utilities |
| 551-367-1987 | 4 | Other |
| 551-369-7929 | 4 | No Subject Provided |
| 551-373-4633 | 4 | Work from home & other ways to make money |
| 551-550-3001 | 4 | Other |
| 551-377-3004 | 4 | Energy, solar, & utilities |
| 551-451-6396 | 4 | Other |
| 551-550-1415 | 4 | Other |
| 551-380-1254 | 4 | Energy, solar, & utilities |
| 551-360-4892 | 4 | Other |
| 551-230-0234 | 3 | Other |
| 551-234-2966 | 3 | Reducing your debt (credit cards, mortgage, student loans) |
| 551-287-7395 | 3 | Reducing your debt (credit cards, mortgage, student loans) |
| 551-388-8859 | 3 | Calls pretending to be government, businesses, or family and friends |
| 551-202-2951 | 3 | Other |
| 551-205-8450 | 3 | Dropped call or no message |
| 551-351-8838 | 3 | No Subject Provided |
| 551-288-7564 | 3 | Other |
| 551-227-4123 | 3 | Other |
| 551-377-3005 | 3 | Energy, solar, & utilities |
| 551-412-1004 | 3 | Dropped call or no message |
| 551-284-0273 | 3 | Other |
| 551-209-5639 | 3 | Other |
| 551-525-9002 | 3 | Energy, solar, & utilities |
| 551-997-7003 | 3 | Calls pretending to be government, businesses, or family and friends |
| 551-201-9726 | 3 | Other |
| 551-501-3150 | 3 | Calls pretending to be government, businesses, or family and friends |
| 551-367-1976 | 3 | Dropped call or no message |
| 551-766-8900 | 3 | Dropped call or no message |
| 551-377-4437 | 3 | Other |
| 551-212-9501 | 3 | Reducing your debt (credit cards, mortgage, student loans) |
| 551-996-1599 | 3 | Other |
| 551-401-6006 | 3 | Energy, solar, & utilities |
| 551-351-8840 | 3 | Reducing your debt (credit cards, mortgage, student loans) |
| 551-655-5384 | 3 | Reducing your debt (credit cards, mortgage, student loans) |
| 551-316-4133 | 3 | Other |
| 551-234-3694 | 3 | Dropped call or no message |
| 551-305-3371 | 3 | Home improvement & cleaning |
| 551-722-3254 | 3 | Other |
| 551-377-3007 | 3 | Calls pretending to be government, businesses, or family and friends |
| 551-997-1769 | 3 | Other |
| 551-525-9003 | 3 | Dropped call or no message |
| 551-272-4164 | 3 | Other |
| 551-298-3584 | 3 | Computer & technical support |
| 551-550-1449 | 3 | Other |
| 551-367-1986 | 3 | Other |
| 551-308-0886 | 3 | No Subject Provided |
| 551-273-4331 | 3 | Energy, solar, & utilities |
| 551-355-3618 | 3 | Vacation & timeshares |
| 551-406-3419 | 3 | Other |
| 551-997-5089 | 3 | Reducing your debt (credit cards, mortgage, student loans) |
| 551-309-3039 | 3 | Computer & technical support |
| 551-369-6004 | 3 | Calls pretending to be government, businesses, or family and friends |
| 551-348-6872 | 3 | Other |
| 551-324-9892 | 3 | Other |
| 551-377-4404 | 3 | Other |
| 551-236-0009 | 3 | Reducing your debt (credit cards, mortgage, student loans) |
| 551-529-4691 | 3 | Other |
| 551-347-2698 | 3 | Other |
| 551-525-2986 | 3 | Other |
| 551-412-1005 | 2 | Dropped call or no message |
| 551-755-8195 | 2 | Reducing your debt (credit cards, mortgage, student loans) |
| 551-367-1985 | 2 | Other |
| 551-296-7991 | 2 | Other |
| 551-297-0530 | 2 | Other |
| 551-294-6047 | 2 | Reducing your debt (credit cards, mortgage, student loans) |
| 551-403-0525 | 2 | Other |
| 551-377-2460 | 2 | Calls pretending to be government, businesses, or family and friends |
| 551-273-4787 | 2 | Other |
| 551-296-6585 | 2 | Work from home & other ways to make money |
| 551-390-9291 | 2 | Other |
| 551-758-6498 | 2 | Medical & prescriptions |
| 551-290-7910 | 2 | Vacation & timeshares |
| 551-357-2885 | 2 | Reducing your debt (credit cards, mortgage, student loans) |
| 551-997-7004 | 2 | Other |
| 551-297-3924 | 2 | Reducing your debt (credit cards, mortgage, student loans) |
| 551-234-3646 | 2 | Other |
| 551-421-2003 | 2 | Energy, solar, & utilities |
| 551-800-8547 | 2 | Calls pretending to be government, businesses, or family and friends |
| 551-997-3256 | 2 | Calls pretending to be government, businesses, or family and friends |
| 551-465-8986 | 2 | Reducing your debt (credit cards, mortgage, student loans) |
| 551-282-0645 | 2 | Other |
| 551-351-8611 | 2 | Calls pretending to be government, businesses, or family and friends |
| 551-348-7524 | 2 | No Subject Provided |
| 551-201-0815 | 2 | Dropped call or no message |
| 551-380-1141 | 2 | Dropped call or no message |
| 551-212-1643 | 2 | Dropped call or no message |
| 551-374-5996 | 2 | Dropped call or no message |
| 551-388-8226 | 2 | Other |
| 551-390-9323 | 2 | No Subject Provided |
| 551-261-5627 | 2 | Other |
| 551-360-7005 | 2 | Energy, solar, & utilities |
| 551-382-9600 | 2 | Other |
| 551-444-1091 | 2 | Reducing your debt (credit cards, mortgage, student loans) |
| 551-338-8153 | 2 | Energy, solar, & utilities |
| 551-588-9605 | 2 | Other |
| 551-285-1165 | 2 | Medical & prescriptions |
| 551-324-1713 | 2 | Other |
| 551-212-0498 | 2 | Other |
| 551-296-6088 | 2 | Calls pretending to be government, businesses, or family and friends |
| 551-396-6098 | 2 | Other |
| 551-252-4365 | 2 | Other |
| 551-287-7349 | 2 | Reducing your debt (credit cards, mortgage, student loans) |
| 551-381-3738 | 2 | Other |
| 551-367-1904 | 2 | Dropped call or no message |
| 551-310-3905 | 2 | Warranties & protection plans |
| 551-800-8911 | 2 | No Subject Provided |
| 551-201-7015 | 2 | Medical & prescriptions |
| 551-310-8069 | 2 | Lotteries, prizes & sweepstakes |
| 551-250-5472 | 2 | No Subject Provided |
| 551-381-2062 | 2 | Reducing your debt (credit cards, mortgage, student loans) |
| 551-525-2564 | 2 | Other |
| 551-367-1935 | 2 | Dropped call or no message |
| 551-367-1969 | 2 | Dropped call or no message |
| 551-218-4962 | 2 | Other |
| 551-278-3130 | 2 | Other |
| 551-230-1713 | 2 | Calls pretending to be government, businesses, or family and friends |
| 551-412-2006 | 2 | Energy, solar, & utilities |
| 551-351-0706 | 2 | Reducing your debt (credit cards, mortgage, student loans) |
| 551-309-4051 | 2 | Other |
| 551-367-1975 | 2 | Other |
| 551-396-6036 | 2 | Other |
| 551-888-0631 | 2 | Other |
| 551-234-0058 | 2 | Other |
| 551-360-7983 | 2 | Energy, solar, & utilities |
| 551-369-8531 | 2 | Reducing your debt (credit cards, mortgage, student loans) |
| 551-766-4004 | 2 | Energy, solar, & utilities |
| 551-266-7744 | 2 | Calls pretending to be government, businesses, or family and friends |
| 551-218-1407 | 2 | Other |
| 551-351-9991 | 2 | Other |
| 551-253-0990 | 2 | Other |
| 551-249-7985 | 2 | Calls pretending to be government, businesses, or family and friends |
| 551-391-2957 | 2 | Other |
| 5519992191371 | 2 | Other |
| 551-367-1909 | 2 | Dropped call or no message |
| 551-282-3142 | 2 | Medical & prescriptions |
| 551-233-5632 | 2 | Other |
| 551-212-9140 | 2 | No Subject Provided |
| 551-201-2376 | 2 | Other |
| 551-295-8456 | 2 | Medical & prescriptions |
| 551-997-3372 | 2 | Calls pretending to be government, businesses, or family and friends |
| 551-274-8656 | 2 | Other |
| 551-356-7811 | 2 | Dropped call or no message |
| 551-412-2008 | 2 | Other |
| 551-369-6008 | 2 | Energy, solar, & utilities |
| 551-392-1009 | 2 | Dropped call or no message |
| 551-997-4232 | 2 | Other |
| 551-388-8864 | 2 | Other |
| 551-297-3241 | 2 | Reducing your debt (credit cards, mortgage, student loans) |
| 551-239-2937 | 2 | No Subject Provided |
| 551-325-6275 | 2 | Dropped call or no message |
| 551-997-3330 | 2 | No Subject Provided |
| 551-399-0262 | 2 | Dropped call or no message |
| 551-306-0388 | 2 | Energy, solar, & utilities |
| 551-201-1950 | 2 | Other |
| 551-236-2964 | 2 | Reducing your debt (credit cards, mortgage, student loans) |
| 551-258-0805 | 2 | Other |
| 551-237-7044 | 2 | Calls pretending to be government, businesses, or family and friends |
| 551-212-9803 | 2 | Dropped call or no message |
| 551-299-6012 | 2 | Other |
| 551-733-6817 | 2 | Other |
| 551-414-2198 | 2 | Other |
| 551-270-5398 | 2 | Warranties & protection plans |
| 551-363-6001 | 2 | Energy, solar, & utilities |
| 551-201-2427 | 2 | Calls pretending to be government, businesses, or family and friends |
| 551-271-2787 | 2 | Other |
| 551-465-8996 | 2 | Other |
| 551-299-5397 | 2 | Other |
| 551-212-5956 | 2 | No Subject Provided |
| 551-388-1840 | 2 | Reducing your debt (credit cards, mortgage, student loans) |
| 551-212-9410 | 2 | Reducing your debt (credit cards, mortgage, student loans) |
| 551-288-0098 | 2 | Medical & prescriptions |
| 551-550-7005 | 2 | Calls pretending to be government, businesses, or family and friends |
| 551-501-7628 | 2 | Other |
| 551-355-1145 | 2 | Other |
| 551-955-5892 | 2 | Other |
| 551-225-8803 | 2 | Calls pretending to be government, businesses, or family and friends |
| 551-282-8154 | 2 | Other |
| 551-218-4890 | 2 | Other |
| 551-377-4470 | 2 | Dropped call or no message |
| 551-306-0176 | 2 | Other |
| 551-390-9332 | 2 | Other |
| 551-412-2001 | 2 | Dropped call or no message |
| 551-366-5133 | 2 | Other |
| 551-366-5127 | 2 | Other |
| 551-239-9025 | 2 | Other |
| 551-722-3756 | 2 | No Subject Provided |
| 551-297-1429 | 2 | Reducing your debt (credit cards, mortgage, student loans) |
| 551-235-8285 | 2 | Other |
| 551-220-9254 | 2 | Other |
| 551-213-9807 | 2 | Other |
| 551-356-7045 | 2 | Charities |
| 551-297-3110 | 2 | Reducing your debt (credit cards, mortgage, student loans) |
| 551-297-1928 | 2 | Reducing your debt (credit cards, mortgage, student loans) |
| 551-297-0538 | 2 | Reducing your debt (credit cards, mortgage, student loans) |
| 551-388-8748 | 2 | Other |
| 551-391-8007 | 2 | Energy, solar, & utilities |
| 551-407-2001 | 2 | Other |
| 551-347-2639 | 2 | Other |
| 551-367-1961 | 2 | Other |
| 551-201-9958 | 2 | Reducing your debt (credit cards, mortgage, student loans) |
| 551-360-6005 | 2 | Calls pretending to be government, businesses, or family and friends |
| 551-421-2004 | 2 | Dropped call or no message |
| 551-347-2546 | 2 | Other |
| 551-212-9144 | 2 | Other |
| 551-600-6404 | 2 | Reducing your debt (credit cards, mortgage, student loans) |
| 551-288-9503 | 2 | Other |
| 551-221-8845 | 2 | Reducing your debt (credit cards, mortgage, student loans) |
| 551-722-3292 | 2 | Calls pretending to be government, businesses, or family and friends |
| 551-201-2599 | 2 | Dropped call or no message |
| 551-276-6545 | 2 | Other |
| 551-278-4119 | 2 | Reducing your debt (credit cards, mortgage, student loans) |
| 551-398-3648 | 2 | Dropped call or no message |
| 551-377-9001 | 2 | Other |
| 551-218-2507 | 2 | Other |
| 551-234-3644 | 2 | Calls pretending to be government, businesses, or family and friends |
| 551-997-5003 | 2 | Other |
| 551-888-0918 | 2 | Other |
| 551-297-3426 | 2 | Reducing your debt (credit cards, mortgage, student loans) |
| 551-400-5083 | 2 | Other |
| 551-201-2584 | 2 | Other |
| 551-379-1895 | 2 | Other |
| 551-307-3249 | 2 | Other |
| 551-360-7977 | 2 | Dropped call or no message |
| 551-391-1834 | 2 | Other |
| 551-201-0649 | 2 | Other |
| 551-345-6064 | 2 | Reducing your debt (credit cards, mortgage, student loans) |
| 551-393-1221 | 2 | No Subject Provided |
| 551-356-7230 | 2 | Other |
| 551-255-9965 | 2 | Calls pretending to be government, businesses, or family and friends |
| 551-403-1257 | 2 | Other |
| 551-345-9669 | 2 | Energy, solar, & utilities |
| 551-292-6675 | 2 | Other |
| 551-299-6519 | 2 | No Subject Provided |
| 551-255-8398 | 2 | Calls pretending to be government, businesses, or family and friends |
| 551-387-2797 | 2 | Other |
| 551-201-6772 | 2 | Warranties & protection plans |
| 551-332-4589 | 2 | Reducing your debt (credit cards, mortgage, student loans) |
| 551-369-8552 | 2 | Other |
| 551-399-0272 | 2 | Reducing your debt (credit cards, mortgage, student loans) |
| 551-356-9549 | 2 | Other |
| 551-289-4417 | 2 | Calls pretending to be government, businesses, or family and friends |
| 551-380-1236 | 2 | Dropped call or no message |
| 551-273-3172 | 2 | Other |
| 551-369-6002 | 2 | Other |
| 551-377-4410 | 2 | Other |
| 551-290-2797 | 2 | Medical & prescriptions |
| 551-200-5003 | 2 | Calls pretending to be government, businesses, or family and friends |
| 551-321-3365 | 2 | Reducing your debt (credit cards, mortgage, student loans) |
| 551-370-1817 | 2 | Other |
| 551-997-3863 | 2 | Other |
| 551-273-3115 | 2 | Dropped call or no message |
| 551-309-1958 | 2 | Other |
| 551-231-6125 | 2 | Calls pretending to be government, businesses, or family and friends |
| 551-345-1517 | 2 | Calls pretending to be government, businesses, or family and friends |
| 551-380-1162 | 2 | Dropped call or no message |
| 551-347-2821 | 2 | Dropped call or no message |
| 551-201-2382 | 2 | Calls pretending to be government, businesses, or family and friends |
| 551-410-1005 | 2 | Dropped call or no message |
| 551-285-1549 | 2 | Medical & prescriptions |
| 551-369-8557 | 2 | Reducing your debt (credit cards, mortgage, student loans) |
| 551-292-6216 | 2 | Dropped call or no message |
| 551-234-2734 | 2 | Dropped call or no message |
| 551-399-0953 | 2 | Other |
| 551-299-6804 | 2 | Dropped call or no message |
| 551-766-4007 | 2 | Other |
| 551-201-6608 | 2 | Other |
| 551-305-7815 | 2 | Other |
| 551-899-8810 | 2 | Reducing your debt (credit cards, mortgage, student loans) |
| 551-234-3663 | 2 | No Subject Provided |
| 551-380-1149 | 2 | Energy, solar, & utilities |
| 551-234-0225 | 2 | Reducing your debt (credit cards, mortgage, student loans) |
| 551-235-8457 | 2 | Calls pretending to be government, businesses, or family and friends |
| 551-231-5585 | 2 | Reducing your debt (credit cards, mortgage, student loans) |
| 551-367-1926 | 2 | Other |
| 551-379-4273 | 2 | Other |
| 551-600-3857 | 2 | Computer & technical support |
| 551-201-0217 | 2 | Reducing your debt (credit cards, mortgage, student loans) |
| 551-465-8820 | 2 | Medical & prescriptions |
| 551-842-5804 | 2 | Other |
| 551-347-2796 | 2 | Dropped call or no message |
| 551-350-5629 | 2 | Other |
| 551-529-4474 | 2 | Calls pretending to be government, businesses, or family and friends |
| 551-236-4277 | 2 | Other |
| 551-233-1476 | 2 | Work from home & other ways to make money |
| 551-250-8667 | 2 | Dropped call or no message |
| 551-258-8215 | 2 | Reducing your debt (credit cards, mortgage, student loans) |
| 551-269-2146 | 2 | Calls pretending to be government, businesses, or family and friends |
| 551-240-2005 | 2 | Dropped call or no message |
| 551-287-8391 | 2 | Calls pretending to be government, businesses, or family and friends |
| 551-272-4113 | 2 | Other |
| 551-353-9666 | 2 | Dropped call or no message |
| 551-308-7574 | 2 | Other |
| 551-349-0939 | 2 | Other |
| 551-398-0271 | 2 | No Subject Provided |
| 551-347-2718 | 2 | Reducing your debt (credit cards, mortgage, student loans) |
| 551-356-7886 | 2 | Charities |
| 551-205-5119 | 2 | Other |
| 551-857-2860 | 2 | Warranties & protection plans |
| 551-230-4737 | 2 | Other |
| 551-997-3473 | 2 | Other |
| 551-297-3831 | 2 | Reducing your debt (credit cards, mortgage, student loans) |
| 551-212-3970 | 2 | Dropped call or no message |
| 551-220-9283 | 2 | Other |
| 551-223-6845 | 2 | Reducing your debt (credit cards, mortgage, student loans) |
| 551-360-4986 | 2 | No Subject Provided |
| 551-350-4698 | 2 | Calls pretending to be government, businesses, or family and friends |
| 551-379-3690 | 2 | Other |
| 551-403-0573 | 2 | Other |
| 551-842-5229 | 2 | Dropped call or no message |
| 551-214-0721 | 2 | Other |
| 551-379-3933 | 2 | Other |
| 551-997-7001 | 2 | Computer & technical support |
| 551-347-2625 | 2 | Other |
| 551-388-2855 | 2 | Reducing your debt (credit cards, mortgage, student loans) |
| 551-666-5479 | 2 | No Subject Provided |
| 551-899-7221 | 2 | Dropped call or no message |
| 551-233-5733 | 2 | Other |
| 551-218-2070 | 2 | Calls pretending to be government, businesses, or family and friends |
| 551-345-5191 | 2 | No Subject Provided |
| 551-304-9376 | 2 | Other |
| 551-380-1170 | 2 | Other |
| 551-317-5465 | 2 | Other |
| 551-396-6218 | 2 | Dropped call or no message |
| 551-314-6650 | 2 | Calls pretending to be government, businesses, or family and friends |
| 551-997-7007 | 2 | No Subject Provided |
| 551-273-3096 | 2 | Dropped call or no message |
| 551-235-9996 | 2 | Calls pretending to be government, businesses, or family and friends |
| 551-946-3708 | 2 | Calls pretending to be government, businesses, or family and friends |
| 551-256-4398 | 2 | Other |
| 551-529-9017 | 2 | Other |
| 551-234-6863 | 2 | Reducing your debt (credit cards, mortgage, student loans) |
| 551-336-8704 | 2 | Other |
| 551-372-6349 | 2 | Calls pretending to be government, businesses, or family and friends |
| 551-399-0602 | 2 | Other |
| 551-232-5998 | 2 | Other |
| 551-235-8528 | 2 | Other |
| 551-280-5942 | 2 | Energy, solar, & utilities |
| 551-552-8648 | 2 | Other |
| 551-231-8818 | 2 | Dropped call or no message |
| 551-360-7958 | 2 | Other |
| 551-201-7011 | 2 | Medical & prescriptions |
| 551-347-2725 | 2 | Other |
| 551-234-3652 | 2 | Other |
| 551-997-3231 | 2 | Reducing your debt (credit cards, mortgage, student loans) |
| 551-997-3404 | 2 | Dropped call or no message |
| 551-367-1941 | 2 | Other |
| 551-308-7665 | 2 | Other |
| 551-201-7013 | 2 | Medical & prescriptions |
| 551-261-4187 | 2 | Other |
| 551-261-4170 | 2 | Other |
| 551-360-8816 | 2 | Reducing your debt (credit cards, mortgage, student loans) |
| 551-297-1478 | 2 | Reducing your debt (credit cards, mortgage, student loans) |
| 551-270-5340 | 2 | Other |
| 551-202-0962 | 2 | Calls pretending to be government, businesses, or family and friends |
| 551-299-5403 | 2 | Other |
| 551-277-0663 | 2 | Other |
| 551-240-0155 | 2 | Reducing your debt (credit cards, mortgage, student loans) |
| 551-290-8430 | 2 | Other |
| 551-282-8434 | 0 | N/A |
| 551-223-0311 | 0 | N/A |
| 551-302-4314 | 0 | N/A |
| 551-509-3177 | 0 | N/A |
| 551-310-3579 | 0 | N/A |
| 551-297-3471 | 0 | N/A |
| 551-203-7421 | 0 | N/A |
| 551-417-3737 | 0 | N/A |
| 551-263-0290 | 0 | N/A |
| 551-998-3400 | 0 | N/A |
| 551-257-6604 | 0 | N/A |
| 551-297-3651 | 0 | N/A |
| 551-579-3682 | 0 | N/A |
| 551-255-8406 | 0 | N/A |
| 551-278-6158 | 0 | N/A |
| 551-234-3604 | 0 | N/A |
| 551-356-7406 | 0 | N/A |
Scam Prevention Resources
Parking Revenue Recovery Services Doesn't Exist
A fake company sends official-looking parking violation notices through the mail. The letters demand payment for violations that never happened at places you never parked.
Dating Site Wants Crypto to Unlock Your Match
The voting process never ends. The fixes cost more crypto each time. The girl you picked doesn't exist.
Scratch-Off Cards Promise Free Cruises and Luxury Showcases
Those winning scratch-off cards in your mailbox aren't what they seem. The cruise invitation is fake, and the real pitch comes later.
QR Code Traffic Tickets Arrive by Text and Mail
Fake court notices with QR codes are hitting phones and mailboxes. The codes lead to credential-harvesting sites designed to steal your personal information.
(888) 269-4978 Won't Stop Calling About Loans You Never Applied For
This number has generated over 1,300 complaints in 30 days. The victims all have one thing in common: phantom loan applications they never submitted.