This scam campaign involves two connected phone numbers targeting vehicle accident victims through fraudulent text messages. The numbers 252-203-5862 and 844-504-0123 have been reported together with a confidence level of 0.59, indicating coordinated use in the same scam operation. While neither number has generated formal FTC complaints yet, community reports reveal a concerning pattern of post-accident fraud targeting.
The scam operates by sending unsolicited text messages to individuals who have recently been involved in motor vehicle accidents. The messages claim to be from "Jake Rivera" and reference specific accident dates, creating a false sense of legitimacy. Recipients receive texts from 844-504-0123 instructing them to call back regarding their "MVA" (motor vehicle accident) to review damage estimates. The messages are marked as "FINAL NOTICE" to create urgency and pressure victims into responding. The fraudsters appear to have access to accident information, suggesting they may be monitoring police reports or other public records to identify potential targets.
Community reports indicate that victims receive personalized messages containing their names and accident dates, making the scam appear more credible. The use of both toll-free (844-504-0123) and local North Carolina area code (252-203-5862) numbers suggests the scammers are attempting to establish local credibility while maintaining the professional appearance of a toll-free business line. This dual-number approach allows the operation to route calls and create the impression of a legitimate insurance or legal service.
To protect yourself from this type of fraud, never respond to unsolicited text messages about insurance claims or legal matters, even if they contain personal information. Legitimate insurance companies and attorneys will contact you through official channels with proper documentation. If you receive suspicious messages, do not click any links or call the provided numbers. Instead, contact your insurance company directly using the number on your policy or official documentation. Report these incidents to the FTC at reportfraud.ftc.gov or file a complaint with the FCC for unwanted text messages. You can verify the safety of phone numbers by searching online complaint databases or checking with your state's attorney general office.
This campaign represents a moderate threat level due to its targeted nature and use of personal accident information. The lack of formal FTC complaints may indicate the campaign is in early stages or that victims are not yet reporting these incidents through official channels. Consumers who have recently been in accidents should be particularly vigilant for these types of contacts and should independently verify any claims-related communications through their insurance providers.