**Debt Collection and Credit Solicitation Scam Campaign Report**
This scam campaign centers around phone number 855-909-0846 and Credit Corp Solutions Inc., which are connected through coordinated consumer reports indicating a sophisticated debt-related fraud operation. The phone number has generated 37 complaints to the FTC specifically categorized under "Reducing your debt (credit cards, mortgage, student loans)," while Credit Corp Solutions Inc. has accumulated 2,722 complaints filed with the Consumer Financial Protection Bureau for debt collection activities. These entities are linked through a "reported together" relationship with moderate confidence, suggesting victims are encountering both the phone number and company name in related fraudulent schemes.
Community reports reveal the tactical approach used by these scammers, with victims receiving repetitive robocalls from "Justin Romano with the Business Credit Department" promoting business lines of credit. The callers use high-pressure tactics, describing offers as "time sensitive" and requesting callbacks to 855-909-0846. Particularly concerning is one report describing how scammers constantly call while leaving identical voicemail messages, but mask their activities by calling from different phone numbers each time while always directing callbacks to the same 855-909-0846 number. One highly-upvoted community report with 437 upvotes suggests this campaign has had significant reach and impact on consumers, though the full details of that report indicate this may be part of a larger, long-running scam operation.
The geographic targeting pattern shows focused activity in Boulder, Colorado, Birmingham, Alabama, and Wake Forest, North Carolina, suggesting the scammers may be testing their approach in mid-sized markets across different regions of the United States. This geographic distribution indicates a coordinated campaign rather than isolated local activity.
**Consumer Protection Advice**
If you receive calls from 855-909-0846 or are contacted by anyone claiming to represent Credit Corp Solutions Inc. regarding debt reduction or business credit offers, hang up immediately and do not engage with the caller. Never click on any links sent via text or email related to these offers, and do not provide personal financial information. Legitimate debt collection companies and credit providers will send written verification of any debts or credit offers through official mail, not high-pressure phone campaigns. To verify if a debt collection company is legitimate, check with your state's attorney general office and the Better Business Bureau. Before engaging with any financial services company, verify their credentials through official regulatory databases. Report these contacts immediately to the FTC at reportfraud.ftc.gov or by calling 1-877-FTC-HELP, and file complaints with the FCC for unwanted calls. You can check if a phone number has been reported as fraudulent by searching consumer protection websites and reverse phone lookup services.
**Threat Assessment**
This campaign represents a high-threat debt collection and credit solicitation scam with significant consumer impact, evidenced by 2,759 total complaints across federal agencies and persistent robocall tactics. Consumers should treat any contact from these entities as fraudulent and report immediately to federal authorities. Financial institutions and consumer protection agencies should monitor for similar patterns using the 855-909-0846 number or Credit Corp Solutions Inc. branding in their fraud detection systems.