Scam Detective
Phone Number

855-909-0846

Last reported Apr 16, 2026

High Risk
  • 42 FTC complaints filed against this number — top 1% of reported numbers
  • 31 community reports from users
  • Complaints from 14 states — suggests robocall campaign

Details

FTC Complaints
42
Category
Reducing your debt (credit cards, mortgage, student loans)
First Seen
2/27/2026
Last Reported
4/16/2026
Area Code
855

Where These Reports Came From

States where people filed Better Business Bureau reports about this number. This shows where the people who were targeted live, not where the call comes from.

Texas
4 reports
Hawaii
2 reports
Delaware
2 reports
Florida
2 reports
California
2 reports
Georgia
1 report

Connected Entities

Community Reports

831-999-4111 called, left message: "This is Justin Romano with the Business Credit Department regarding your business line of credit. Uh, whenever you have a moment, please give me a call back um, at 855-909-0846. This is time sensitive. Hi, this is Justin calling you about your line of credit approval. This is Justin Romano um with the business credit department. I've been trying to reach you over the last few days to go over the next steps and get everything finalized. Based on our most recent review, it looks like we may be able to approve and renew your line of credit for around $156,000. You can log into your loan portal anytime to complete the closing documents or if you'd rather speak with someone. Just press one or give us a call directly at 866-959-1188. Again, that number is 866-959-1188. Whenever you have a moment, please call me back. I look forward to connecting." [BBB Scam Type: Phishing] [Business: Business Credit Department Date Repo] [Location: WI, USA- 53144]

94 days ago

Justin Romano with the business credit department regarding your business line of credit. Provided 2 callback numbers. 855-909-0846 and also 866-959-1188. Called using phone number 631-547-2907 [BBB Scam Type: Credit Cards] [Business: Business Credit Department Date Repo] [Location: DE, USA- 19702]

94 days ago

Receive the following call at least 5 times a day, this time it was from 205-619-7447: This is Justin Romano with the Business Credit Department regarding your business line of credit. Uh, whenever you have a moment, please give me a call back um, at 855-909-0846. This is time sensitive. Hi, this is Justin calling you about your line of credit approval. This is Justin Romano um with the business credit department. I've been trying to reach you over the last few days to go over the next steps and get everything finalized. Based on our most recent review, it looks like we may be able to approve and renew your line of credit for around $156,000. You can log into your loan portal anytime to complete the closing documents or if you'd rather speak with someone. Just press one or give us a call directly at 866-959-1188. Again, that number is 866-959-1188. Whenever you have a moment, please call me back. I look forward to connecting." [BBB Scam Type: Phishing] [Business: Business Credit Department - Justin Romano] [Location: NC, USA- 28734]

94 days ago

This is Justin Romano with the business credit department regarding your business line of credit. Please give me a call back at 855-909-0846. This is time sensitive. I've been trying to reach you over the last few days to go over your next steps and get everything finalized. Based on our most recent review, it looks like we may be able to approve and renew your line of credit for around $156,000. You can log into your loan portal anytime to complete the closing documents or if you'd rather speak with someone just press one or give us a call directly at 866-959-1188. Again that number is 866-959-1188. Whenever you have a moment please call me back. I look forward to connecting. [BBB Scam Type: Phishing] [Business: Justin Romano] [Location: MD, USA- 20853]

94 days ago

“ This is Justin Romano with the business credit department regarding your business line of credit. Uh, whenever you have a moment, please give me a call back um, at 855-909-0846. This is time sensitive.” [BBB Scam Type: Advance Fee Loan] [Business: Justin romano business credit department] [Location: CA, USA- 92620]

94 days ago

This is Justin Romano with the Business Credit Department regarding your business line of credit. Uh, whenever you have a moment, please give me a call back um, at 855-909-0846. This is time sensitive. Hi, this is Justin calling about your line of credit approval. This is Justin Romano um with the business credit department. I've been trying to reach you over the last few days to go over the next steps and get everything finalized. Based on our most recent review, it looks like we may be able to approve and renew your line of credit for around 156,000. You can log into your loan portal anytime to complete the closing documents or if you'd rather speak with someone. Just press one or give us a call directly at 866-959-1188. Again, that number is 866-959-1188. Whenever you have a moment, please give me a call back. I look forward to connecting. [BBB Scam Type: Other] [Business: Business Credit Department Date Repo] [Location: GA, USA- 30331]

94 days ago

I continue to receive calls and voicemails about a loan that I did not apply for. This is the voicemail: you have a moment, please give me a call back, um, at 855-909-0846. This is time sensitive. . I've been trying to reach you over the past few days to finalize your request and go over the steps with you, based on the latest review, it looks like we may be able to approve and renew your loan for around $156,000. If you'd like to speak with your loan specialist now, you can press one now. You can also log into your loan portal to complete the closing documents. Please contact us within the next 7 business days to avoid your file closing. Otherwise, you would need to reapply. Again, to speak with your loan special. Now you can press one now to stop future communication press 9. Hi, this is Justin calling about your line of credit approval. This is Justin Romano um with the business credit department. I've been trying to reach you over the last few days to go over the next steps and get everything finalized. Based on our most recent review, it looks like we may be able to approve and renew your line of credit for around $156,000. You can log into your loan portal anytime to complete the closing documents or if you'd rather speak with someone. Just press one or give us a call directly at 866-959-1188. Again, that number is 866-959-1188. Whenever you have a moment, please give me a call back. I look forward to connecting. [BBB Scam Type: Phishing] [Business: Business Credit Department Date Repo] [Location: NM, USA- 87517]

94 days ago

Constant phone calls. Message left is always the same: "This is Justin Romano with the Business Credit Department regarding your business line of credit. Uh, whenever you have a moment, please give me a call back um, at 855-909-0846. This is time sensitive. Hi, this is Justin calling you about your line of credit approval. This is Justin Romano um with the business credit department. I've been trying to reach you over the last few days to go over the next steps and get everything finalized. Based on our most recent review, it looks like we may be able to approve and renew your line of credit for around $156,000. You can log into your loan portal anytime to complete the closing documents or if you'd rather speak with someone. Just press one or give us a call directly at 866-959-1188. Again, that number is 866-959-1188. Whenever you have a moment, please call me back. I look forward to connecting." [BBB Scam Type: Phishing] [Business: The Business Credit Department Date] [Location: PA, USA- 17402]

94 days ago

They call and leave the voicemail that states: "Um, if you have a moment please call back at 855-909-0846. This is time sensitive." I have never called them back and always report it as a scam o9n my phone as well. Targeted Pe [BBB Scam Type: Other] [Business: Didn't say] [Location: MI, USA- 49676]

94 days ago

This is Justin Romano with the Business credit department regarding your business line of credit. Uh, whenever you have a moment please give me a call back um, at 855-909-0846. this is time sensitive. I've been trying to reach you over the past few days to finalize your [BBB Scam Type: Identity Theft] [Business: Business Credit Department Fake Loan Application Vishing and Identity Theft Scam] [Location: TX, USA- 75154]

94 days ago

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