Scam Detective

Scam Campaign

Debt Reduction Scam — 315-208-3232

Identified on 4/22/2026

Primary Entity

phone

3152083232
High Risk
  • 15 FTC complaints filed against this number
  • 7 FCC robocall/robotext complaints
  • 3 community reports from users

Campaign Narrative

This scam campaign involves a sophisticated debt relief operation using at least 7 interconnected phone numbers and 4 related companies to target consumers across the United States. The central phone number 315-208-3232 has generated 14 FTC complaints and 5 FCC complaints, while related numbers show varying complaint volumes, with 877-419-6664 receiving the highest volume at 2617 FTC complaints and 244 FCC complaints. The campaign primarily focuses on debt reduction schemes targeting credit cards, mortgages, and student loans, though some numbers are categorized under government impersonation scams. Phone numbers 520-675-1288 (39 FTC complaints), 315-215-8037 (71 FTC complaints), and others in the cluster are connected through same-campaign relationships with 70% confidence levels.

The operation involves multiple corporate entities working in coordination, including Debt Solutions LLC (17 CFPB complaints), Credit Corp Solutions Inc. (2734 CFPB complaints), ACCOUNT SERVICES INC. (8 CFPB complaints), and NATIONAL DEBT RELIEF LLC (293 CFPB complaints). These companies are linked through reported-together relationships and share connections to the domain debtsolutionsservices.com. Community reports indicate scammers use AI-generated voicemails from "Eva at Debt Solutions Service" claiming to have credit bureau information, and employ tactics such as threatening to file claims against consumers while impersonating credit unions to offer fraudulent debt relief services.

The campaign demonstrates nationwide targeting with reported incidents spanning from California (Selma) and Texas (San Antonio, Corpus Christi, Raleigh) to Florida (Palatka, Lakeland), Ohio (Columbus, Fairlawn), Pennsylvania (Doylestown), and numerous other states including Virginia, Oregon, Washington, Illinois, Indiana, New York, Iowa, and Louisiana. This geographic distribution suggests systematic targeting rather than random calling patterns, with certain numbers showing concentration in specific regions like 800-903-3637 focusing heavily on Texas locations.

Consumer impact is substantial, with the connected entities generating over 3000 combined FTC complaints and approximately 400 FCC complaints. The associated companies have received over 3000 CFPB complaints, indicating significant financial harm to consumers. Victims report receiving persistent robocalls with spoofed numbers, threatening language about filing claims, and fraudulent offers to pay off portions of existing debt through fake credit union partnerships.

To protect yourself from this campaign, never provide personal financial information to unsolicited callers, even if they claim to represent legitimate debt relief companies or credit unions. Legitimate debt relief companies do not make unsolicited calls with high-pressure tactics or threats. If contacted by any of these numbers, hang up immediately and do not click any links or call back. Report these incidents to the FTC at reportfraud.ftc.gov and to the FCC if robocalls are involved. Before engaging with any debt relief service, verify their legitimacy through the Better Business Bureau, state attorney general's office, and check complaint databases. You can also search phone numbers and domains online to check for scam reports from other consumers.

This represents a high-threat, active scam campaign with significant consumer impact and sophisticated coordination across multiple entities. Immediate action is recommended for consumers who have been contacted by these numbers or companies, including monitoring credit reports for unauthorized activity and considering placing fraud alerts with credit bureaus if any personal information was disclosed.

Entity Roster

Phone Numbers (7)

Domains (1)

Companies (4)

Data Sources

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