833-847-6988

I was contacted by Consumer Credit Solutions on 10/16/2025 regarding debt elimination options for my high balance Bank of America Visa credit card (Mr. Anthony, phone numbers provided: 844-904-9552 and 833-847-6988). I told him I wasn't interested in completely removing the debt because I used the card legitimately through the years, but the monthly interest rates make payoff virtually impossible, even at a payment rate of $500 every month that I was making faithfully. He said Consumer Credit Solutions works with creditors to negotiate lower interest rates and reduces debt to a manageable level without negative impact to my credit rating. A charge of $2,995 was made to my BoA credit card (plus a $119.80 transfer fee). A couple weeks later, Mr. Anthony advised me to close my Bank of America checking account, but I told him that wasn't possible since I've maintained that account for over 40 years and it's tied to my 89-year old mother's account as well that I assist her as needed in managing. On 11/10/2025, a payment of $199.00 was made to my BoA credit card by Consumer Credit Solutions. On 11/25/2025, a 2nd payment of $610.00 was made to my credit card, and on 12/2/2025, a 3rd payment of $399.00 was made to my credit card. On 12/8/2025, a $399.00 payment return was reversed on my credit card and Mr. Anthony said their previous payment was rejected by BoA, but Consumer Credit Solutions negotiated with BoA to reduce my debt owed to $5,800.00 at 0% interest over 18 months. It required another charge to my credit card of $5,800.00 (plus at $232 transfer fee), but Consumer Credit Solutions would continue to make monthly payments on the balance until it reached the $5,800 mark, at which time I'd begin making payments at 0%. On 1/2/2026 the previous $610 payment return was reversed on my credit card. On 1/7/2026, the previous $499.00 payment return was reversed, but t [BBB Scam Type: Credit Repair/Debt Relief] [Business: Consumer Credit Solutio