Scam Detective
Phone Number

866-959-1149

Last reported Apr 8, 2026

High Risk
  • 61 FTC complaints filed against this number — top 1% of reported numbers
  • 20 community reports from users
  • Complaints from 37 states — suggests robocall campaign

Details

FTC Complaints
61
Category
Reducing your debt (credit cards, mortgage, student loans)
First Seen
3/1/2026
Last Reported
4/8/2026
Area Code
866

Linked Company Activity

Block, Inc.
9 BBB complaints
Credit Corp Solutions Inc.
841 BBB complaints · Phishing] [Business: First Community Credit Union - Mortgage Se
Direct, Inc
121 BBB complaints
Changed Inc.
7 BBB complaints

Connected Entities

Community Reports

Fraudulent calls from multiple spoofed numbers asking for callback on a daily basis trying to extract personal sensitive information. Transcript from Pixel phone: Um, hi, my name is Erica. I need to speak to you regarding your personal loan. This is Erica Hayes with J Morgan underwriting. I'm calling about your previous loan request. I'm trying to get hold of you before end of the year. Your file shows nearly approved for $60,000. If you are still looking to finalize your personal loan, please press one to speak with underwriting. You might remember applying with us in the past for a personal or consolidation loan. At the time, we couldn't move forward, but that's changed. Rates have come down, and underwriting has opened up, especially for people with lower credit, please press one now, or call us back at 866-959-1149. When you call mention your approval reference, if you have one to opt out, simply press nine. [BBB Scam Type: Phishing] [Business: Loan Underwriting] [Location: NJ, USA - 08873]

35 days ago

My name is Erica. I need to speak to you regarding your personal loan. This is Erica Hayes with J Morgan Underwriting. I'm calling about your previous loan request. I'm trying to get hold of you before end of the year. Your file shows nearly approved for $60,000. If you are still looking to finalize your personal loan, please press 1 to speak with underwriting. You might remember applying with us in the past for a personal or consolidation loan. Uh, at the time, we couldn't move forward, uh, but that's changed. Uh, rates have come down and, uh, underwriting has opened up, especially for people with lower credit. Um, please press one now or call us back at 866-959-1149. When you call, mention your approval reference if you have one. To opt out, simply press 9. [BBB Scam Type: Advance Fee Loan] [Business: Unknown] [Location: IN, USA - 46040]

35 days ago

Automated caller claimed I approached THEM for a loan, which I did not. They claim I could possibly obtain $60K through a J Morgan mortgage loan. Asked that I call 866-959-1149 [BBB Scam Type: Phishing] [Business: J Morgan] [Location: MS, USA - 39565]

36 days ago

Hi, my name is Erica. I need to speak to you regarding your personal loan. This is Erica Hayes with J. Morgan underwriting. I'm calling about your previous loan request. I'm trying to get hold of you before end of the year, your file shows nearly approved for $60,000. If you are still looking to finalize your personal loan, please press one to speak with underwriting. You might remember applying with us in the past for a personal or consolidation loan. At the time, we couldn't move forward. But that's changed rates have come down and underwriting has opened up, especially for people with lower credit. Um, please press one now or call us back at 866-959-1149. When you call, mention your approval reference if you have one. to opt out, Simply press 9. [BBB Scam Type: Phishing] [Business: J Morgan underwiting] [Location: OH, USA - 45005]

36 days ago

I have received multiple calls daily on my cell phone and landline. They leave me voice mails . They state they are calling from j morgan underwriting and I've been approved for a 60k loan , i just need to call the phone number 866.959.1149 to confirm information. I want them to stop harrasing me . I block the phone numbers and they call from another number. I block that and the call again from another. Its annoying anf frustrating. My mailbox is full of voice mails to the point i have to continue to delete so i can get voicemails that are actually ligit and important. [BBB Scam Type: Advance Fee Loan] [Business: Unknown] [Location: MA, USA - 02346]

36 days ago

Frequent spoofed calls and voicemails stating, "Your file shows nearly approved for $60000 if you are still looking to finalize your personal loan, please press one to speak with underwriting. You might remember applying with us in the past for a personal or consolidation loan at the time we couldn't move forward but that's changed rates have come down and underwriting has opened up, especially for people with lower credit. Please press one now or call us back at 8669591149. When you call mention your approval reference. If you have one to opt out, simply press 9." Nonstop harassing calls from them daily even though my phone number is on do not call list. [BBB Scam Type: Advance Fee Loan] [Business: J Morgan] [Location: PA, USA - 16438]

36 days ago

Message left: Hi, my name is Erica. I need to speak to you regarding your personal loan. This is Erica Hayes with J Morgan underwriting. I'm calling about your previous loan request. I'm trying to get hold of you before end of the year. Your file shows nearly approved for $60000. If you are still looking to finalize your personal loan please press 1 to speak with underwriting you might remember applying with us in the past for a personal or consolidation loan at the time we couldn't move forward but that's changed rates have come down and underwriting has opened up especially for people with lower credit please press one now or call us back at 8669591149 [BBB Scam Type: Advance Fee Loan] [Business: J Morgan] [Location: NY, USA - 10306]

36 days ago

I receive multiple phone calls every day. Hi, my name is Erica. I need to speak to you regarding your personal loan. This is Erica Hayes with J Morgan underwriting. I'm calling about your previous loan request. I'm trying to get hold of you before end of the year. Your file shows nearly approved for $60,000. If you are still looking to finalize your personal loan, please press one to speak with underwriting. You might remember applying with us in the past for a personal or consolidation loan. At the time, we couldn't move forward, but that's changed. Rates have come down, and underwriting has opened up, especially for people with lower credit, please press one now, or call us back at 866-959-1149. When you call mention your approval reference, if you have one to opt out, simply press nine. [BBB Scam Type: Advance Fee Loan] [Business: J Morgan Underwriting] [Location: MA, USA - 01520]

36 days ago

They call daily. Always different numbers and different business. Asked to stop calling and they hang up. 5 plus calls a day. It’s becoming such a nuisance. They need to be prosecuted.call back number shows as 866-959-1149 Targeted Pe [BBB Scam Type: Advance Fee Loan] [Business: Loan department or underwriting Date] [Location: AZ, USA - 85215]

36 days ago

Fraudulent calls from multiple spoofed numbers asking for callback on a daily basis trying to extract personal sensitive information. Transcript from Pixel phone: Um, hi, my name is Erica. I need to speak to you regarding your personal loan. This is Erica Hayes with J Morgan underwriting. I'm calling about your previous loan request. I'm trying to get hold of you before end of the year. Your file shows nearly approved for $60,000. If you are still looking to finalize your personal loan, please press one to speak with underwriting. You might remember applying with us in the past for a personal or consolidation loan. At the time, we couldn't move forward, but that's changed. Rates have come down, and underwriting has opened up, especially for people with lower credit, please press one now, or call us back at 866-959-1149. When you call mention your approval reference, if you have one to opt out, simply press nine. [BBB Scam Type: Advance Fee Loan] [Business: j morgan underwriting] [Location: NY, USA - 10463]

36 days ago

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