Direct, Inc

Hi, this is Arden ******** calling on Monday the fifteenth from the account verification services division with the taxpayer resolution support center. I'm reaching out because your account recently appeared during a routine review where certain filing or balance items may still require confirmation. When accounts appear during this stage, we provide a direct way to verify current status before the review period closes. Our office maintains a proprietary verification line with no weight allowing you to connect immediately and receive clear confirmation without transfers or delays. Please return my call today at (888) 549-1425 again (888) 549-1425. If you received this message in error, please call back and press three to be removed @media (min-width:768px){.css-1w6dufj{-webkit-box-flex:0;-webkit-flex-grow:0;-ms-flex-positive:0;flex-grow:0;-webkit-flex-basis:auto;-ms-flex-preferred-size:auto;flex-basis:auto;width:calc(100% * 6 / var(--Grid-parent-columns) - (var(--Grid-parent-columns) - 6) * (var(--Grid-parent-colum [BBB Scam Type: Tax Collection] [Business: Taxpayer resolution support group Da] [Location: FL, USA- 32435]

Called a number listed on the internet for United Airlines phone number. Called and gave them my flight info and they told me the flight was overbooked and needed to re-issue the ticket. Didn't have time to go back thru my travel agency so i agreed. Tried to check-in again the next day and they told me the same thing and wanted $728 dollars and would try to stop the previous payment. Gave me some phony names and return call number. I hung up and called my travel agency and was no problem to log into Lufthansa flight direct. So i lost $392 for being gullible. [BBB Scam Type: Other] [Business: United] [Location: TX, USA- 77375]

Passporta makes themselves appear to be the official government website and tricks travellers into clicking their link. I made the mistake of clicking this private company and was charged over 600% inflated cost for what should have been a $22 travel ETA. I am ordinarily good at spotting scams, and it only became evident this was not a legitimate government pathway after clicking 'submit'. I immediately contacted the company to direct they delete my private and credit card information before any of it was processed, yet they proceeded anyway. Note -they are miraculously able to cancel applications and delete private information to the point they obtain your credit card information; after that, there is conveniently, 'nothing they can do'. Check reviews elsewhere online and you will see so many others have expressed the same concerns and experiences. @media (min-width:768px){.css-1w6dufj{-webkit-box-flex:0;-webkit-flex-grow:0;-ms-flex-positive:0;flex-grow:0;-webkit-flex-basis:auto;-ms-flex-prefe [BBB Scam Type: Phishing] [Business: Passporta] [Location: ON, CAN- P1B 2T2]

Hello, this is Caroline calling with an update on your business loan. This is Caroline Brooks with the executive loan renew unit. I wanted to reach out because we've just finished reviewing your file, and I do have a status update. Your business showing an approval for $239,000 with a 60 month term. This is Caroline Brooks in my direct line, 855-909-0804 based on the underwriting notes that I see here, it looks like we should be able to move with your approval forward. If you're looking for additional funding for your business or to renew your loan, you can press one now or call us back. And if you did receive a personalized approval notice or renewal letter already from us, just have that reference number ready for the underwriting when you call. @media (min-width:768px){.css-1w6dufj{-webkit-box-flex:0;-webkit-flex-grow:0;-ms-flex-positive:0;flex-grow:0;-webkit-flex-basis:auto;-ms-flex-preferred-size:auto;flex-basis:auto;width:calc(100% * 6 / var(--Grid-parent-columns) - (var(--Grid-parent-columns) - 6) [BBB Scam Type: Phishing] [Business: Unknown] [Location: NC, USA- 27539]

This is Kiana Navarro with the Executive Loan Review Unit. I wanted to reach out because we've just finished reviewing your file and I do have a status update. You're showing an approval for $39,000 with a 60 month term. This is Kiana Navarro, my Direct Line, 855-909-0914. Based on the underwriting notes that I see here, it looks like we should be able to move with your approval forward. If you're still looking to wrap this up, you can press 2 now or call us back. And if you did receive a personalized approval notice already from us, have that reference number ready for the underwriting. If you are still pursuing your loan request, press 2. This is Kiana Navarro, my Direct Line, 855-909-0914. Based on the underwriting notes that I see here, it looks like we should be able to move with your approval forward. If you're still looking to wrap this up, you can press 2 now or call us back at 85-855-909-0914. And if you did receive a personalized approval notice already from us, just have that reference number handy when you speak with underwriting. Since the approval is time sensitive, we do need to hear from you by the end of this week, February 14th. Otherwise, you have to reapply. .css-1w6dufj{-webkit-box-flex:0;-webkit-flex-grow:0;-ms-flex-positive:0;flex-grow:0;-webkit-flex-basis:auto;-ms-flex-preferred-size:auto;flex-basis:auto;width: [BBB Scam Type: Phishing] [Business: Unknown] [Location: VA, USA- 22314]

Transcription from voicemail left: “$9000 for 60 month term this is Kiana Navarro my direct line 855-909-0914 based on the underwriting notes that I see here it looks like we should be able to move with your approval for if you're still looking to wrap this up you can press two now or call us back and if you did receive a personalized approval notice already from us have that reference number ready for the underwriting if you're still pursuing your loan request press two this is Kiana Navarro my direct line 855-909-0914 based on the underwriting notes that I see here it looks like we should be able to move with your approval forward if you're still looking to wrap this up you can press two now or call us back at 858-55909-0914 and if you did receive a personalized approval notice already for us just have that reference number handy when you speak with underwriting since the approval is time sensitive we do need to hear from you by the end of this week February 14 otherwise you have to reapply…” @media (mi [BBB Scam Type: Advance Fee Loan] [Business: Kiana Navarro] [Location: NC, USA- 28613]

I am reporting RecordLabel.ai for deceptive marketing and material misrepresentation used to solicit professional labor under false pretenses. DESCRIPTION OF INCIDENT On March 21st, 2025, the company reached out via email to recruit me as a music curator. To induce my sign-up, they made a specific, measurable financial claim: "Some curators would have to review 75 songs on Submithub to equal payout for feedback for 1 song on our platform." Because the benchmarked competitor (SubmitHub) pays curators for the act of providing feedback (regardless of approval), this statement created a reasonable professional expectation that RecordLabel.ai also compensates for the time and expertise required to review a submission. Relying on this representation, I signed up and performed expert reviews for the company. Upon completion of the work, the company revealed that they pay zero for the act of reviewing/feedback, and only provide compensation if a curator "approves" a song. This "pay-for-approval" model was not disclosed in the solicitation and directly contradicts the "75x higher payout for feedback" claim used to procure my labor. When I requested payment for the work performed, the company pointed to "hidden" terms on a sign-up page. However, these fine-print terms were superseded by the specific, misleading financial comparisons in their direct solicitation. This constitutes a bait-and-switch tactic designed to obtain free professional labor. Furthermore, their model incentivizes "pay-for-placement," which violates Spotify's Platform Rules, potentially endangering the livelihoods of the curators they recruit. EVIDENCE / EMAIL CORRESPONDENCE From: [MY EMAIL] Date: Fri, Mar 21, 2025 at 9:33 PM Text: I'll give it a try! I just signed up as a curator, thanks. From: Omari MC [SENDER EMAIL] Date: Fri, Mar 21, 2025 at 9:28 PM Text: N [BBB Scam Type: Employment] [Business: RecordLabel.ai LLC] [Location: NY, USA

BECAUSE WE'VE JUST FINISHED REVIEWING YOUR FILE, AND I DO HAVE STATUS UPDATE. YOU'RE SHOWING AN APPROVAL FOR $39,000 WITH A 60 MONTH TERM. THIS IS KIANA NAVARRO, MY DIRECT LINE, 855-909-0914 BASED ON THE UNDERWRITING NOTES THAT I SEE HERE. IT LOOKS LIKE WE SHOULD BE ABLE TO MOVE WITH YOUR APPROVAL FORWARD. IF YOU'RE STILL LOOKING TO WRAP THIS UP, YOU CAN PRESS 2 NOW OR CALL US BACK. AND IF YOU DID RECEIVE A PERSONALIZED APPROVAL NOTICE ALREADY FROM US, HAVE THAT REFERENCE NUMBER READY FOR THE UNDERWRITING, IF YOU ARE STILL PURSUING OR YOUR LOAN REQUEST PRESS 2. THIS IS KIANA NAVARRO, SINCE THE APPROVAL IS TIME SENSITIVE, WE DO NEED TO HEAR FROM YOU BY THE END OF THIS WEEK, FEBRUARY 14TH. OTHERWISE, YOU HAVE TO REAPPLY. @media (min-width:768px){.css-1w6dufj{-webkit-box-flex:0;-webkit-flex-grow:0;-ms-flex-positive:0;flex-grow:0;-webkit-flex-basis:auto;-ms-flex-preferred-size:auto;flex-basis:auto;width:calc(100% * 6 / var(--Grid-parent-columns) - (var(--Grid-parent-columns) - 6) * (var(--Grid-parent-columnSp [BBB Scam Type: Advance Fee Loan] [Business: KIANA NAVARRO] [Location: CA, USA- 93245]

Continually daily calls multiple times a day leaving voicemails We've just finished reviewing your file, and I do have a status update. You're showing an approval for $39,000 with a 60 month term. This is Kanu Navarro, my direct line 855-909-09114 based on the underwriting notes that I see here. [BBB Scam Type: Advance Fee Loan] [Business: Unknown] [Location: RI, USA- 02910]

Multiple times per day and continuously calling from different numbers. I think I have blocked at least 100 numbers. This is Kiana Navarro, my direct line, 855-909-0914 based on the underwriting notes that I see here. It looks like we should be able to move with your approval forward. If you're still looking to wrap this up, you can press 2 now or call us back. And if you did receive a personalized approval notice already from us, have that reference number ready for the underwriting. If you are still pursuing your loan request press too. This is Kiana Navarro, my direct line, 855-90914. Based on the underwriting notes that's I see here. looks like we should be able to move with your approval forward. If you're still looking to wrap this up, you can press 2 now or call us back at 855-909-0914. and if you did receive a personalized approval notice already from us. Just have that reference number handy when you speak with underwriting. Since the approval is time sensitive. We do need to hear from you by the end of this week, February 14th. Otherwise, you have to reapply. .css-1w6dufj{-webkit-box-flex:0;-webkit-flex-grow:0;-ms-flex-positive:0;flex-grow:0;-webkit-flex-basis:auto;-ms-flex-preferred-size:auto;flex-basis:auto;width:calc(100% * 12 / var(--Grid-parent-columns) - (var(--Grid-parent-columns) - 12) * (var(--Grid-parent-columnSpacing) [BBB Scam Type: Advance Fee Loan] [Business: Underwriting department] [Location: WY, USA- 82609]