Scam Calls from Area Code 463

Debt-reduction pitches and impersonation calls define the fraud profile of Indiana's 463 area code, which covers Indianapolis, Bloomington, Highland, and Cedar Grove and has been generating complaints since February 2026. Of 331 total complaints logged across 142 numbers, 24 target consumers with offers to reduce credit card, mortgage, or student loan debt, while 22 involve callers impersonating government agencies, businesses, or personal contacts. Those two categories together account for the code's sharpest threat surface, with medical and prescription solicitations and computer or technical support scams each adding 5 complaints at the margins.

The most-complained-about number in the code, 463-237-2047, has drawn 9 complaints, followed closely by 463-400-2548 with 8. Neither carries a confirmed category, but their complaint volumes place them at the top of a cluster of high-activity lines. Further down, 463-634-5104 and 463-282-7257 have each attracted 6 complaints, and 463-282-2543 and 463-634-5105 each have 5. The pairing of 463-634-5104 and 463-634-5105 — sequential numbers with identical complaint counts — suggests coordinated dialing infrastructure rather than independent actors.

Live callers outnumber prerecorded messages in this code 49 to 32, based on FCC mode data, which is consistent with the debt-reduction and impersonation categories, both of which tend to rely on real agents to push targets toward a decision. The code ranks 308th out of 358 active area codes by overall complaint volume, but within Indiana it sits 36th of 39, meaning it punches above its geographic weight relative to other in-state codes.

Activity has remained ongoing through June 2026, with complaints also arriving from California and Texas despite the code's Indiana assignment — a pattern that points to number spoofing or virtual number use by operations with no actual Indiana presence. The concentration of uncategorized high-complaint numbers alongside structured debt and impersonation pitches suggests an operation still in active rotation, cycling numbers quickly enough that category tagging lags behind the complaint curve.