This coordinated debt relief and loan scam campaign operates through multiple phone numbers and company identities, generating significant consumer complaints across federal agencies. The primary phone number 8774196664 has attracted 2617 FTC complaints and 244 FCC complaints, while two related numbers 3152158037 and 3152158043 have generated 71 and 97 FTC complaints respectively. All three phone numbers are connected as part of the same campaign and have been co-reported with two companies: Better Debt Solutions LLC (5 CFPB complaints) and Debt Solutions LLC (17 CFPB complaints), both operating in the debt management and collection industries.
The campaign demonstrates sophisticated tactics involving multiple callback numbers and false company representations. Community reports reveal that scammers use various toll-free area codes (844, 833, 888, 866, 855, 877) that all redirect to the primary callback number 877-419-6664. Victims report receiving up to 9 calls per day with fake loan offers, including unsecured loans up to $100,000 at low interest rates. The operation also uses the false identity "Crestwood Loan Advisors" in voicemails, demonstrating the use of fabricated business names beyond the two registered LLC entities.
Geographic targeting shows concentration in specific regions, with the primary number 8774196664 heavily targeting Ohio and Pennsylvania locations including Fairlawn, Ohio and Doylestown, Pennsylvania. The debt relief numbers 3152158037 and 3152158043 show broader geographic spread, targeting locations in Washington (Ocean Shores), Illinois (Evanston), Florida (Altamonte Springs and Miami), and Kentucky (Lexington). This pattern suggests coordinated targeting of consumers across multiple states using different phone numbers for different regional markets.
To protect against this campaign, consumers should verify any debt relief or loan company through official state business registries and the Better Business Bureau before engaging. If contacted by these numbers or similar offers, hang up immediately, do not click any links in text messages, and avoid providing personal financial information. Report suspicious calls to the FTC at reportfraud.ftc.gov and to the FCC for unwanted calls. Consumers can check if a phone number has been reported as suspicious by searching complaint databases and community forums before returning calls or engaging with unsolicited financial offers.
This campaign represents a high-threat operation with over 2800 combined federal complaints and evidence of persistent harassment tactics. The coordination between multiple phone numbers, false company identities, and geographic targeting indicates a sophisticated scam network. Consumers should exercise extreme caution with any unsolicited debt relief or loan offers, particularly those using the identified phone numbers or company names, and report all contact attempts to federal authorities to help shut down this harmful operation.