This scam campaign involves a network of debt collection and mortgage-related entities using Jacksonville, Florida phone numbers to target consumers. The campaign centers around two companies with significant consumer complaint histories: Credit Corp Solutions Inc., which has accumulated 2,743 CFPB complaints in the debt collection industry, and Secure One Capital Corporation, which has generated 20 CFPB complaints in the mortgage sector. These companies show a strong connection with a confidence level of 0.85, indicating they are frequently reported together by consumers.
The operation utilizes two Jacksonville-area phone numbers, 904-695-5985 and 904-572-8043, which are consistently reported together with a confidence level of 0.35. Both phone numbers are directly linked to Secure One Capital Corporation through consumer reports, also with 0.35 confidence levels. Notably, while these phone numbers appear in the complaint network, neither has generated formal FTC complaints yet, suggesting this may be an emerging or evolving campaign that has not yet reached broader regulatory attention.
Community reports reveal concerning patterns typical of financial scams. One report specifically describes a credit repair scheme where consumers are asked to provide credit card information over the phone after paying a $5 deposit, with the consumer noting the request "seemed fishy." This matches the broader pattern of the campaign's focus on financial services fraud, combining debt collection harassment with mortgage and credit repair scams. The business involved in this specific incident was identified as "Credit Queen Jas," indicating the campaign may operate under multiple business names.
The geographic targeting appears concentrated in Florida, with both phone numbers using Jacksonville area codes (904). This suggests a regional operation that may be specifically targeting Florida consumers or using Florida-based infrastructure to conduct nationwide operations. The combination of debt collection and mortgage services creates a comprehensive financial fraud ecosystem designed to exploit consumers facing financial difficulties.
To protect yourself from this campaign, verify any financial services company through official state licensing boards and the Better Business Bureau before engaging. If contacted by these numbers or companies, hang up immediately and do not provide personal or financial information. Avoid clicking any links in related emails or text messages. Report suspicious contacts to the FTC at reportfraud.ftc.gov and file complaints with the FCC for unwanted calls. Before engaging with any financial services company, check complaint databases like the CFPB's consumer complaint database and verify licensing through your state's financial regulatory agency.
This represents a moderate-to-high threat level financial scam campaign with established complaint patterns and coordinated operations across multiple business entities. Consumers should exercise extreme caution when contacted by any entities in this network and report all interactions to appropriate authorities to help prevent further victimization.