Scam Detective
Phone Number

866-398-3898

Last reported May 10, 2026

High Risk
  • 625 FTC complaints filed against this number — top 1% of reported numbers
  • 148 FCC robocall/robotext complaints
  • 57 community reports from users

Campaign Intelligence

This scam campaign centers on a coordinated debt collection and fraudulent e-commerce operation involving three phone numbers operating as part of the same campaign with 70% confidence levels. The primary phone number 866-398-3898 has generated significant consumer complaints with 612 FTC reports and 88 FCC complaints, categorized under "Reducing your debt (credit cards, mortgage, student loans)." This number has been most active in targeting consumers in Asheville, NC, Westlake, FL, and South H...

Details

FTC Complaints
625
FCC Complaints
148
FCC Call Types
Prerecorded Voice (111), Live Voice (37)
Category
Reducing your debt (credit cards, mortgage, student loans)
First Seen
3/25/2026
Last Reported
5/10/2026
Area Code
866

Linked Company Activity

Block, Inc.
9 BBB complaints
Credit Corp Solutions Inc.
841 BBB complaints · Phishing] [Business: First Community Credit Union - Mortgage Se
Changed Inc.
7 BBB complaints

Connected Entities

Community Reports

Relentless loan calls, up to three a day. These robocalls typically show a different number, often leave no callback number but occasionally do leave a number, one of the more common is 866-398-3898. This has been ongoing for more than six months. [BBB Scam Type: Phishing] [Business: Unknown] [Location: CO, USA - 80921]

12 days ago

I have received multiple phone calls from different numbers, all using Brianne, Marissa Morgan or other aliases that are computer generated voices telling me to press a button to be connected to the underwriting team for a loan that they just need a few details for. All of them leave a call back number of 866-398-3898. I block the number and report it and get a call using different numbers but it’s the same script every time. [BBB Scam Type: Credit Cards] [Business: Unknown] [Location: GA, USA - 30605]

12 days ago

For several months now I have been receiving phone calls from different numbers at least once a day, sometimes up to 5 times a day. Each time they leave a voicemail it’s an AI chat bot saying that they have received my request for a personal loan and to call back if I’d like to accept the offer. The return phone number in the messages is 866-398-3898. The incoming calls are always from different numbers however the number to call them back is always the same per their voicemails. I started to answer these calls and it starts off with an AI chat bot and you press 1 to be connected to a live person. When I get on the phone with the live person I tell them I’m not interested and to take me off their list, etc., which they haven’t done. I block every number they call from but they just call from a different number. Don’t mean to sound like a Karen, but damn it’s getting frustrating and whenever I ask to speak to the boss they immediately hang the phone up. [BBB Scam Type: Phishing] [Business: “Loan Review Unit”] [Location: OH, USA - 44111]

20 days ago

I have received over 200, yes two hundred!!!! calls from various numbers that all leave ostensibly the same message: Good afternoon this is Marissa Morgan (name changes at random) with the loan review unit and I'm the assigned underwriter to your file. I see notes here we took another look at your file earlier this week and it appears you almost approved for a $67,000 (amount has been escalating). Depending on your income situation, you have three terms and options to select from I just wanted to connect so we can walk through the details together and go over your terms and finalize your funding. When you get a chance please give me a call back at 866-398-3898 again that's 866-398-3898. I'll be available most of the afternoon and would be happy to go over everything with you" After blocking over 100 of these calls and reporting as scams, I decided to pursue the caller. They refuse to give any information as to who they are, where they are, their website, a main phone number. Each time I call I get a little further down the road and then they hang up. I call back and go through all the rigamarole again. They have an address for me that's over two years old and I assume, but cannot yet confirm, they will be asking me for my SS# and other PII information to pursue some sort of financial crime. I've done my part so hopefully somebody at the BBB will take the ball from here. This form asked for the website and email address that was used. Neither were used but the form would not allow an empty response. [email protected] is not my email and none.net is not my website. [BBB Scam Type: Advance Fee Loan] [Business: None] [Location: MN, USA - 55435]

24 days ago

Keep receiving numerous robocalls from different numbers with same callback # 866-398-3898 [BBB Scam Type: Phishing] [Business: Unknown] [Location: NY, USA - 11374]

25 days ago

poses as a bank or mortgage company (no name given) and calls 2 - 3 times a day looking for info to get a loan approved. I never applied for one. The give 866-398-3898 as a number to contact them. [BBB Scam Type: Credit Cards] [Business: Loan Approval Calls] [Location: NY, USA - 13850]

26 days ago

I get these calls and voicemails daily. Sometimes a different person and sometimes a different amount. Here’s the voicemail transcript: Good afternoon. This is Marissa Morgan with the loan review unit, and I'm the assigned underwriter to your file. I see notes here. We took another look at your file earlier this week and it appears you almost approved for $67,000. Depending on your income situation. You have 3 terms and options to select from. I just wanted to connect so we can walk through the details together and go over your terms and finalize your funding. When you get a chance, please give me a call back at 866-3983898. Again, that's 866-398-3898. I'll be available. Most of the afternoon and would be happy to go over everything with you. [BBB Scam Type: Advance Fee Loan] [Business: Loan review unit] [Location: TX, USA - 75063]

26 days ago

Hello, this is Marissa, senior loan specialist, assigned to your... This is Marissa Morgan with the loan review unit, and I'm the assigned underwriter to your file. I see notes here. We took another look at your file earlier this week and it appears you almost approved for $67,000. Depending on your income situation, you have 3 terms and options to select from. I just wanted to connect so we can walk through the details together and go over your terms and finalize your funding. When you get a chance, please give me a call back at 866-398-3898. Again, that's 866-398-3898. I'll be available. Most of the afternoon and would be happy to go over everything with you [BBB Scam Type: Advance Fee Loan] [Business: Unknown] [Location: TN, USA - 38554]

26 days ago

Calls me from a different number every day, then leaves a robo/AI voicemail with the same "loan offer" message and says to call 866-398-3898. [BBB Scam Type: Advance Fee Loan] [Business: Unknown] [Location: AR, USA - 72116]

26 days ago

I have received the same, or very similar voicemails regarding “your application for the loan” from over 10 different phone numbers, daily for three weeks, and they leave the same call-back number of (866)-398-3898. There have been several different names and the loan amount I’m being approved for has changed a few times. I have not applied for a loan. I have not answered these calls. [BBB Scam Type: Advance Fee Loan] [Business: Loan Review Unit] [Location: AR, USA - 72205]

26 days ago

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