**Scam Campaign Report: myiq.com IQ Test Subscription Trap**
This scam campaign centers around the domain myiq.com, registered through MarkMonitor, Inc. in 1997, which operates as a deceptive IQ testing platform that tricks consumers into unwanted paid subscriptions. The domain has been co-reported with three debt collection and payday loan companies: Credit Corp Solutions Inc. (2727 CFPB complaints), ACCOUNT SERVICES INC. (8 CFPB complaints), and The Money Company (2 CFPB complaints). All three companies show reported_together relationships with myiq.com at 0.35 confidence levels, suggesting consumers who encounter the myiq.com scam later face aggressive collection tactics from these associated entities.
The scam operates through a classic "free trial" bait-and-switch scheme. Community reports reveal that myiq.com offers free IQ tests but uses deceptive user interface design to trick users into paying for results or subscribing to services. One victim reported being charged $29.99 from their Bank of America account after believing they were only paying $1 for test results. Another community report describes the platform's "scummy UI that intentionally makes it look like when you click 'skip' on the free trial offer, it instead will make you pay for a $29.99 subscription." The campaign has generated significant community attention, with one warning post receiving 437 upvotes on social media platforms.
Consumer impact appears substantial given the connection to debt collection companies handling thousands of complaints. The association with Credit Corp Solutions Inc., which has accumulated 2727 CFPB complaints, suggests that victims who dispute these unauthorized charges may face persistent collection efforts. The involvement of multiple debt collection agencies indicates this operation likely processes a high volume of disputed transactions, with victims potentially being pursued for charges they never legitimately authorized.
**Consumer Protection Advice:** Before taking any online IQ test or quiz, verify the website's legitimacy by checking consumer review sites and the Better Business Bureau. Be extremely cautious of any site requesting payment information for "free" results. If contacted by debt collectors about charges from myiq.com or similar services, do not provide personal information over the phone - hang up immediately. Never click links in suspicious emails or texts claiming you owe money. Verify any debt through written correspondence and check if numbers or domains are safe using resources like the FTC's scam database. Report these incidents to the FTC at reportfraud.ftc.gov and file complaints with the FCC for unwanted calls.
This represents a moderate to high threat level given the sophisticated UI manipulation tactics and established debt collection infrastructure. Consumers should exercise extreme caution with any online testing platforms requesting payment information. The longevity of the myiq.com domain registration suggests this is a well-established operation that may continue targeting victims indefinitely.