Scam Detective
Company

Ready Capital Corporation

Consumer Complaints
  • 4 community reports from users

Ready Capital Corporation is a registered business tracked by the CFPB. The complaints shown here are consumer disputes filed with the CFPB, not fraud reports.

Details

CFPB Complaints
66
BBB Status
{"status": "not_found", "looked_up": "2026-04-18T14:27:39.860001+00:00"}
Industry
Mortgage

Connected Entities

Impersonation Scams

Reports from people targeted by scammers using Ready Capital Corporation's name.

Scammers contacted consumers at 739-873-5993 claiming to represent Ready Capital Corporation and offering special financing deals for consumers who had been victims of the onesubic.com shopping fraud. The fake Ready Capital Corporation representatives promised to help recover lost funds through special loan programs, requesting sensitive financial information and upfront fees. Victims who provided their information later discovered unauthorized credit inquiries and attempts to open fraudulent mortgage accounts in their names.

4/22/2026

Fraudulent debt collectors identifying themselves as Capital Recovery Solutions called consumers from 513-606-8544, 318-434-9108, and 888-471-0109, falsely claiming to represent Ready Capital Corporation. The scammers alleged consumers owed money on old payday loans and demanded immediate payment over the phone. Consumers who contacted the real Ready Capital Corporation directly found no record of the claimed debts.

4/18/2026
Box Cruise LLC Employment ScamFake employment offers

Scammers operating through phone numbers 315-840-3807 and 703-832-0938 contacted consumers while impersonating Ready Capital Corporation representatives. The fraudsters claimed to be from the legitimate mortgage company and attempted to exploit Ready Capital Corporation's established reputation to add credibility to their various schemes. The impersonation of Ready Capital Corporation appears to be part of a broader multi-industry scam campaign that also includes fake employment offers and insurance fraud.

4/18/2026

Scammers operating through phone numbers 213-556-7009, 888-341-3312, and 877-298-1059 contacted consumers claiming to represent Ready Capital Corporation. The callers posed as legal representatives from the mortgage company, stating that claims were ready to be filed into the county and alleging they had made repeated previous contact attempts. This impersonation exploited Ready Capital Corporation's legitimate business identity to add credibility to their fraudulent legal schemes.

4/18/2026

The Capital Credit Associates scam operation used phone numbers 336-768-9935 and 252-810-2617 to contact consumers while impersonating Ready Capital Corporation in fraudulent debt collection attempts. Scammers claimed consumers owed past due loan amounts such as $1,825.60 and referenced fake case numbers to appear legitimate. Consumers who questioned these claims discovered the calls were fraudulent when scammers became aggressive and terminated calls upon being challenged.

4/18/2026
Sprinter Health Multi-Vector Job ScamEmployment and healthcare impersonation

I received persistent calls from numbers like 414-437-9490 and 307-218-7584 from scammers impersonating Ready Capital Corporation's hiring department. They claimed to be offering remote mortgage processing positions and directed me to fill out forms on jotform.com to provide my personal and financial information. The professional-sounding caller insisted Ready Capital had pre-approved me for employment, but when I contacted the real company, they confirmed this was fraudulent.

4/18/2026
Jerry Heath Lottery and Health Subsidy ScamLottery and government impersonation fraud

Scammers operating through phone numbers 213-556-7009, 224-864-5627, and 302-592-7093 have been impersonating or leveraging Ready Capital Corporation's name to add credibility to their fraudulent schemes. The scammers claimed to represent legitimate financial services while simultaneously running lottery and government benefit deceptions targeting unsuspecting consumers. Ready Capital Corporation appears to be a legitimate mortgage company being exploited by these scammers to make their multi-vector fraud campaign seem more trustworthy.

4/18/2026
Multi-Vector Financial Services ScamBusiness loan and debt collection fraud

Fraudulent callers using numbers like 855-994-1841 reached out to consumers claiming to be from Ready Capital Corporation with pre-approved business loan offers. The scammers told victims they had been selected for special financing opportunities and needed to provide banking information or pay upfront fees to process their loans. Many consumers reported that these Ready Capital Corporation impersonators became increasingly persistent, calling daily from rotating phone numbers even when victims had never applied for business financing.

4/18/2026
Credit Bureau Impersonation ScamCredit reporting fraud

The scam network operated through 412-484-7997 and 985-334-3627, falsely identifying as Ready Capital Corporation representatives. Callers told consumers they were pre-approved for Ready Capital loans but needed to verify personal information immediately. Victims who engaged often found their information used for unauthorized credit applications.

4/18/2026

Scammers impersonated Ready Capital Corporation in coordinated calling campaigns targeting consumers with fraudulent mortgage-related offers. The fraudsters exploited the legitimate mortgage company's reputation to gain consumer trust and extract personal financial information. Ready Capital Corporation was used as a front to make the mortgage scam appear legitimate to unsuspecting victims.

4/18/2026
BeaverTail Financial Impersonation NetworkFinancial institution impersonation fraud

Fraudsters used info@work.domainname.com to pose as Ready Capital Corporation loan officers offering COVID-19 relief funding. They claimed businesses could receive immediate funding by paying processing fees and providing complete financial documentation. Companies that participated never received relief funds but had their information used for fraudulent loan applications.

4/22/2026
Ready Capital Fake Loan Approval ScamMortgage impersonation fraud

Scammers using phone numbers 844-509-3148 and 920-978-0468 contacted consumers claiming to represent Ready Capital Corporation's loan review department. The caller, identifying herself as "Veronica Garcia," told victims they had previously declined funding requests and now had approved loans of up to $67,000 requiring income verification. The scammers particularly targeted vulnerable elderly consumers, with reports of a 90-year-old grandmother becoming a victim after losing her spouse, suggesting the fraudsters deliberately exploited grieving seniors while falsely using Ready Capital Corporation's legitimate business reputation.

4/22/2026
Digital Access Debt Collection NetworkCoordinated debt collection fraud

Ready Capital Corporation was impersonated by scammers as part of the broader financial fraud network, though with less frequency than other entities. The fraudsters presented themselves as mortgage company representatives offering loan modifications or demanding payment on mortgage-related debts. This mortgage company impersonation served to legitimize the broader scheme by appearing to represent different sectors of the financial industry.

5/2/2026

Consumers received calls from 855-769-2926 with callers falsely identifying themselves as representatives of Ready Capital Corporation regarding mortgage-related issues. The scammers pressured victims to provide personal financial information and threatened immediate consequences for non-compliance. When victims verified with the legitimate Ready Capital Corporation, they learned the company had not initiated any such contact, revealing the fraudulent nature of the calls.

4/22/2026
Anthony Schmidt Business Loan ScamFinancial services impersonation fraud

Scammers using phone numbers 855-357-2016 and 855-994-1841 contacted me claiming to represent Ready Capital Corporation with special mortgage refinancing offers. They said I had been pre-approved for significantly lower rates and needed to act quickly to secure the deal, requesting my Social Security number and current mortgage details over the phone. When I independently contacted Ready Capital Corporation using their official website contact information, they confirmed they don't make unsolicited calls and advised me that I had been targeted by scammers impersonating their company.

4/22/2026
Fredenburg Interior Design Debt Relief ScamDebt collection impersonation fraud

The scam network using phone numbers 970-433-6256, 607-294-9001, and 888-549-1425 targeted consumers by impersonating Ready Capital Corporation representatives offering mortgage assistance. Scammers claimed to be from Ready Capital Corporation's hardship review division and promised debt resolution services while requesting sensitive financial details from victims. The fraudsters exploited Ready Capital Corporation's legitimate mortgage industry reputation to make their debt relief offers appear credible to unsuspecting consumers.

4/22/2026
Multi-Vector Financial Services Fraud NetworkMulti-category financial fraud

Scammers operating from phone number 877-854-9104 contacted consumers claiming to represent Ready Capital Corporation with offers for warranties and protection plans. The fraudsters impersonated the legitimate mortgage company to gain credibility while attempting to sell unnecessary financial products or gather personal information. Consumer reports revealed the connection between this scam number and Ready Capital Corporation, indicating the scammers were exploiting the company's legitimate business identity to deceive victims.

4/22/2026
Daniel Reeves Loan and Travel ScamFinancial and travel impersonation

The scam operation contacted consumers through their network of phone numbers including 313-776-4531, with callers impersonating Ready Capital Corporation representatives. The scammers claimed to be from Ready Capital Corporation's loan underwriting department and told victims they had loan files under final review that required immediate action. Consumers who engaged discovered the legitimate Ready Capital Corporation had 65 CFPB complaints related to mortgage services, but these scammers were using the company's reputation to steal personal financial information.

4/22/2026
Ready Capital Lottery Employment Scam NetworkMulti-scheme impersonation fraud

Scammers operating through phone numbers 931-334-8726, 937-334-8726, 937-344-7554, and 630-492-3115 contacted consumers while fraudulently using the name of Ready Capital Corporation, a legitimate mortgage company. The scammers impersonated lottery officials claiming to be "Timothy Heath" and "Jerry Heath" announcing fake $44.3 million California State Lottery winnings, directing victims to contact "Agent Timothy Dale" at 931-334-8726 with a claimant code, while also running employment scams targeting students through school email accounts. The fraudsters used Ready Capital Corporation's name to add credibility to their schemes, with the strongest connection to phone number 931-334-8726, then systematically removed email traces to cover their tracks after initial contact.

4/22/2026
Refurbished Food Equipment Financial Fraud NetworkMulti-company financial impersonation

Fraudsters using the refurbishedfoodequipment.com domain impersonated Ready Capital Corporation to target consumers seeking mortgage or lending services. The scammers presented themselves as Ready Capital Corporation loan officers and requested upfront fees, personal financial data, or bank account information to process supposed loan applications. The sophisticated impersonation tactics led to significant consumer harm, with dozens of complaints filed against the fraudulent use of Ready Capital Corporation's name.

4/22/2026

Guy named Josh keeps calling. Says my loan is just about ready. I have never applied for a loan. The "Business" number they leave to call is 866-878-0620 [BBB Scam Type: Other] [Business: No name left on voice mail or call. It's from JOSH and they say my loan is ready I just need to confirm. I have not applied for any loan.] [Location: FL, USA - 32174]

30 days ago

Ordered through their website November 30th, received confirmation email of my order. With no update to my order processing after almost two weeks, I emailed 12/13/25 for an estimate of when I could expect the shipment as it contained Christmas gifts. No response. I emailed 12/14/25 and yet again received no response. I reached out to their chat on their website two times the following week, and received no response. I emailed again 1/2/25, no response. I messaged their social media, was ignored, and after reviewing comments this is happening to many others. [BBB Scam Type: Online Purchase] [Business: Ready to Dye Apparel] [Location: MA, USA - 01749]

38 days ago

I received a text message claiming to be from Jerry Heath, winner of the #44.3 Million Golden Lantern California State Lottery on August 19, 2024. It said he had chosen randomly 20 people to receive One Million dollars as a blessing from God's grace. I did not call the numbers, I looked up the names and found it on this site. I intend to delete and block this text. I just wanted to help catch this scam artist. Thank you. [BBB Scam Type: Sweepstakes/Lottery/Prizes] [Business: Jerry Heath /agent Timothy Dale. Claimant code: READY GodBlessAmerica Text message this munber 931 334 8726] [Location: CA, USA- 92543]

41 days ago

I used this website to purchase a product advertised to build your own video game, as a Valentines day gift. I completed my purchase online and received emails following regarding my order confirmation. Five days after purchase I received an email stating my order was complete, however there was no link to the digital game other than a rating to rate the company. I have reached out several times and all attempts with customer service have been unanswered. [BBB Scam Type: Online Purchase] [Business: Ready Player U] [Location: NY, USA- 13676]

45 days ago

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