858-280-2246

On December 11, 2025, my husband received a call from an alleged process server (858-280-2246) asking if he would be available over the next hour for service. He gave my husband the following phone number and told my husband to call them with questions. My husband recorded a portion of the call. My husband called the number and a person purporting to be a lawyer representing Capital One stated Capital One was suing him for a $5,000 unpaid credit card from 2005-2006. She told him a settlement letter had been mailed to our address offering to settle the debt for $3,500 and that the debt had not yet hit his credit report. We never received that letter. My husband provided the phone number and "internal case number" to me: 844-255-3227, internal case number 25-019369. When I called the number they answered the phone "Atlas Attorney Service". I provided the internal case number and was transferred to a woman who told me Capital One was suing my husband for an unpaid credit card debt from 2005-2006. I asked for the case number and court of filing. She said the complaint was being drafted and had not yet been filed. I asked why the process server called my husband and asked if he would be available for service within the next hour if the complaint has not even been drafted. She said as soon as it was filed it would be served. I told her there is a 4 year debt statute in California, my husband does not need to make himself available to you and you are not to contact him again. She said Capital One has a 30 year waiver. I told her I don't believe her, file and serve your complaint with no further scare tactics. She said "We'll see you in Court." Of course, no process server ever arrived. My husband never had a credit card before he met me and has a credit card through Capital One since 2019. .css-c8hvdp{-- [BBB Scam Type: Debt Collections] [Business: Atlas Attorney Service] [Location: CA, USA - 92083]