Credit Bureau Services Inc.

Tried to get me to get a high fee loan to manage credit card debt using different numbers and personal names (from the same company). I didn’t respond. [BBB Scam Type: Credit Repair/Debt Relief] [Business: Miranda Prescott Advance credit bureau] [Location: NY, USA- 11377]

They keep leaving numerous messages a day 'Please call [Company name] about your account in our office by calling the number on your caller ID. Thank you.' I block them, and they change numbers, and call again the next day. There are no accounts on my credit bureau from them current or otherwise. I have already turned them over for harrasing communications. The screen shot below shows today’s calls back to back and them saying different companies on my voicemail. I have more where they have called me again while the first message was still being left. [BBB Scam Type: Debt Collections] [Business: Resolve First Financial] [Location: AR, USA- 72143]

I am wanting everyone to please be caution of any monitoring alert regarding your credit. My scammers, C**** & G******** B***** of the Shiny Hunters have cloned my account and have been sending our fake monitoring alerts on businesses that I have done business with and I have paid off. This is harassment and they are wanting to destroy my financiers continuously. They will attack your financiers to enrich themselves not caring that the account was still opened when I accessed to learn about the alerts! Before they attack our finances, we were doing great. I went from a 749 to a 431. They continue to gray out good credit, abstracting our payments from paid off accounts making them due again adding them to our credit leaving us to fix the mess they made. They also, attack these businesses, through the credit bureau. For instance, when we request a copy of our credit report, they don’t come from the bureaus, they come from the B******. The Equifax in 2017 it is my belief they were responsible because I had fake Equifax reports. They are using my credit and now as I stated before, they caused the Trans union data breach. I received one of the data breach letters with pushed fonts and different names of fonts on the letter,. Everyone G********, C**** B***** Sr are dangerous people. They have caused the Snap attacks in the media and they have caused the Toll scams and the DMV scam. I receive text messages with; multiple text messages with at least 11 people in a group text and spoofing numbers.. please be careful of these two as they are being investigated .css-c8hvdp{--Grid-columns:12;-webkit-flex-direction:row;-ms-flex-direction:row;flex-direction:row;min-width:0;box-sizing:border-box;display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;-webkit-box-flex-wrap:wrap;-webkit-flex-wrap:wrap;-ms-flex-wrap:wrap;flex-wrap:w [BBB Scam Type: Identity Theft] [Business: Experian- Imposter] [Location: TX, USA- 77423]

Invoice from Talk With Lead - Talk-42117-CY **We just tried to process your current past amount due of $19.98 for (Billing Plans) WEBSITE LEAD GENERATION outstanding $338.99, but there is no credit card on file for this subscription. To continue your service without interruption, update the credit card on file right now. Please use the following link to quickly and easily PAY THIS INVOICE HERE What's next? You still have your account. You may still use our services for the next several days. If you wish to cancel your account: Go to TalkWithLead.com Log in with your email (click “Forgot Password” if needed) Click the “Cancel Account” button at the top right Once your account is cancelled, you will stop receiving payment declined email and SMS notifications. We understand that life can be unpredictable and financial situations can arise that make it difficult to make payments on time. We will do our best to work with you and come up with a solution that is mutually beneficial. Please know that the Credit Card Processing Bank is a member of Transunion and Equifax credit Bureau, and as per their policy, any non-payments will be reported to the Credit Bureau within 90 days. This may affect your credit rating and potentially hinder your ability to finance a home, obtain a loan, or secure a credit card in the future. We want to help you avoid any potential negative consequences and find a solution that works for you. Please don't hesitate to reach out to us so we can discuss your options. We strongly recommend that you address this issue promp .css-c8hvdp{--Grid-columns:12;-webkit-flex-direction:row;-ms-flex-direction:row;flex-direction:row;min-width:0;box-sizing:border-box;display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;-webkit-box-flex-wrap:wrap;-webkit-flex-wrap:wrap;-ms-flex-wrap:wrap;flex-wrap:wrap;ga [BBB Scam Type: Online Purchase] [Business: Talk with lead] [Location: AZ, USA- 85298]

The way this company presents itself makes it seem like they are affiliated with the US government. The name, layout and wording on their website is deceptive. I did not catch onto to this until after I filled out the form. Something felt wrong that they were asking for all of my identifying information. After reaching out to them about getting a refund as I did not want to move forward with their services after realizing this, they DENIED ME MY MONEY BACK. They then told me where it was stated on the website where they are not affiliated with the government and to no surprise it was in very tiny font that could be easily missed unless specifically looking for. They confirmed they deleted all of my data but who knows if that is true or not. I have had to cancel the card I paid with, and call all three credit bureau to freeze my credit to be safe so I am protected if they sell my data. All I know is that they gathered my personal information under the pretense of "helping" to get your passport. I am writing this complaint so hopefully future people do not fall for this slimy scheme .css-1w6dufj{-webkit-box-flex:0;-webkit-flex-grow:0;-ms-flex-positive:0;flex-grow:0;-webkit-flex-basis:auto;-ms-flex-preferred-size:auto;flex-basis:auto;width:calc(100% * 12 / var(--Grid-parent-columns) - (var(--Grid-parent-columns) - 12) * (var(--Grid-parent-columnSp [BBB Scam Type: Other] [Business: US Passport and Visa / Government Agency Imposter] [Location: GA, USA- 30741]

I recieved an automated call which was breaking up as I listened. It personally asked for snd to return the call listed on the recording. I contacted the credit bureau to see if there are any collection accounts listed under my name; none were found. Identity IQ and dark web have nothing listed. Have recieved no collection notices or anything via US MAIL or email. [BBB Scam Type: Debt Collections] [Business: AR Recievables] [Location: OK, USA- 73114]

We received this email.... We didn't respond. OVERDUE PAYMENT REMINDER - #2 Hello Williams Dental Lab, Invoice from Talk With Lead - Talk-43617-CY **We just tried to process your current past amount due of $9.99 for (Billing Plans) WEBSITE LEAD GENERATION outstanding $338.99, but there is no credit card on file for this subscription. To continue your service without interruption, update the credit card on file right now. Please use the following link to quickly and easily PAY THIS INVOICE HERE What's next? You still have your account. You may still use our services for the next several days. If you wish to cancel your account: 1. Go to TalkWithLead.com 2. Log in with your email [email protected] (click “Forgot Password” if needed) 3. Click the “Cancel Account” button at the top right Once your account is cancelled, you will stop receiving payment declined email and SMS notifications. We understand that life can be unpredictable and financial situations can arise that make it difficult to make payments on time. We will do our best to work with you and come up with a solution that is mutually beneficial. Please know that the Credit Card Processing Bank is a member of Transunion and Equifax credit Bureau, and as per their policy, any non-payments will be reported to the Credit Bureau within 90 days. This may affect your credit rating and potentially hinder your ability to finance a home, obtain a loan, or secure a credit card in the future. We want to help you avoid any potential negative consequences and find a solution that works for you. Please don't hesitate to reach out to us so we can discuss your options. We strongly recommend that you address this issue promptly. Thank you for choosing us! Talk With Lead Team Questions? Contact us at [BBB Scam Type: Phishing] [Business: Talk With Lead] [Location: CA, USA- 95020]

ARC ACCT MGMT is also known as ARC DEBT collection, AR debt management, ASR/ARS MGMT. Same scammers different names used. Automated voice mails used and sometimes the voice mail says "attempt to collect a debt" which is the same message on the automated call. Once again, checked credit bureau to ensure there is nothing there. If you happen to call the number that calls you, it does use a collection agency name. You are placed in hold for 10 minutes listening to elevator music. Hang up and you are called back via a number that says "private number" and the caller hangs up. Scam! [BBB Scam Type: Debt Collections] [Business: ARC ACCT MGMT] [Location: OK, USA- 73114]

This company has called over 50 times telling me I have a payday loan debt they are collecting. I have never taken out a loan besides my truck payment. They have give me the last four of my social and address telling me they will ruin my credit. I have told them repeatedly I have no debt and the are welcome to report to the credit bureau as I have excellent credit and this is not mine. They start to get aggressive verbally telling me I need to pay my debt. They will not stop calling. [BBB Scam Type: Debt Collections] [Business: Advance financial services Date Repo] [Location: MD, USA- 21136]

Caller stated he was from syncryny Bank stating I had over 10,000 dollars in debt reported by credit bureau and I had to pay this ,he stated he was a debt collector. He talked very fast and with an accent and very hard to understand. I told him I did not owe anybody anything and told him to not call back, take me off his list.He called from Marlboro MA 1--774-374-7100. I hung up and he called back again from Lowell MA 1-351-221-8973 and asked me why I hung up on him that we needed to take care of this matter . Again I stated I did not have any debt and not to call me back,he stated let me just check on this in our data base ,can you hold on.He had identifiable information about me. He came back on and apologized stating I was correct I did not have any debt. He was very rude and pushy on the phone and threatening. I know he lied and stated he was syncryny bank. I told him not to call me anymore and take me off his list and he still called me back with a different number. I thought that was against the law that I would have a right to sue them ,whoever they really are. .css-1w6dufj{-webkit-box-flex:0;-webkit-flex-grow:0;-ms-flex-positive:0;flex-grow:0;-webkit-flex-basis:auto;-ms-flex-preferred-size:auto;flex-basis:auto;width:calc(100% * 12 / var(--Grid-parent-columns) - (var(--Grid-parent-columns) - 12) * (var(--Grid-parent-columnSpacing) / var(--Grid-pa [BBB Scam Type: Debt Collections] [Business: citizen law group] [Location: PA, USA- 16050]