TRANSUNION INTERMEDIATE HOLDINGS, INC.

Critical Legal Notification Immediate Response Required to Avoid Legal Action Case Reference: YKL-2026-384028-294 Notice of Unresolved Account This formal notice addresses your outstanding account, which remains unsettled despite numerous prior attempts to reach you. Account Information Original Creditor: Cash Advance Inc. & Affiliated Entities Assigned Agency: First Point Resolution Services License: FDCPA-2026-8562-54 State ID: CCL-9275927 Contact History: Multiple attempts over 6+ months (unanswered) Total Outstanding Balance: $2,854.00 (USD) Settlement Offer: $997.45(65% Reduced) Payment plans also available upon request Days Delinquent: 120+ days Legal Consequences of Non-Response This matter is now critical under the following regulations: 15 USC §1692e(2)(A) – Misrepresentation of debt UCC §3-501 – Dishonor of negotiable instruments Commercial Code §7.2 – Enforcement provisions Failure to Respond Before 5:00 PM Tomorrow Will Trigger: Reporting to credit bureaus (Experian, Equifax, TransUnion) Freezing of associated account debits Referral to legal department for potential litigation Additional collection fees ($2870 minimum) Possible wage garnishment proceedings Note: Non-response will be deemed intentional disregard, authorizing pursuit of all legal remedies without further notice. Steps to Prevent Escalation To avoid immediate legal action, you must: Reply to this notice via email promptly Provide written intent to resolve this matter Submit financial disclosure for hardship consideration, if applicable Failure to act by the deadline will lead to automatic legal escalation. Response Requirements Get in touch with our Restitution Department to resolve this at: [email protected] Your response must include: Full name and cas [BBB Scam Type: Debt Collections] [Business: First Point Resolution Services Date] [Location: AZ, USA- 85029]

URGENT ATTENTION REQUIRED: NOTICE OF LEGAL PROCEEDINGS Case Number: PMKJ-875NA Outstanding Balance: $4,959.50 Lender: Cash Advance USA Time Remaining: 6 Hours Contact: [email protected] To Whom It May Concern, This letter serves as an official notification regarding your outstanding debt under Case Number PMKJ-875NA, which has been reported to TransUnion as a derogatory account. Anderson Tate Associates LLC represents Cash Advance USA in this matter. You are urged to take immediate action to resolve this issue within the next six (6) hours to avoid legal escalation, which may include, but is not limited to: - Alleged violations of applicable federal banking regulations - Potential charges related to check fraud and misrepresentation - Unauthorized electronic fund transfer concerns - Formal legal proceedings to recover the full balance DEBT OVERVIEW You currently owe a total of $4,459.50. This balance remains unpaid and has been transferred to Anderson Tate Associates LLC for recovery. Cash Advance USA, as the primary lender, reserves the right to pursue this debt regardless of whether the original loan was issued through one of its affiliated entities, including but not limited to: Speedy Cash USA, Cash Net USA, Ace Cash Express, Check 'n Go, Advance America, Check City, Check Into Cash, Title Max, 100 Days, Net Loan USA, Radiant Cash Loans, Apache Lending, Green Trust Cash, Hummingbird Loans, Sierra Lending, Money Mutual, Viva Payday Loans, Bad Credit Loans, 247FastFunds, Cash USA, Loan Assist USA, Main Street Loans, Prism Loans, 247 Credit Now, PersonalLoans.com, Fax-Free Cash, Payday One, Sonic Cash, Money Tree, Egg Loans, Check Cash Loan, Quickly Payday, Personal Cash Advance, Rapid Cash, Sonic Payday, My [BBB Scam Type: Debt Collections] [Business: Anderson Tate associates llc Date R] [Location: CA, USA- 93526]

Critical Legal Notification Immediate Response Required to Avoid Legal Action Case Reference: YKL-2026-384028-294 Notice of Unresolved Account This formal notice addresses your outstanding account, which remains unsettled despite numerous prior attempts to reach you. Account Information Original Creditor: Cash Advance Inc. & Affiliated Entities Assigned Agency: First Point Resolution Services License: FDCPA-2026-8562-54 State ID: CCL-9275927 Contact History: Multiple attempts over 6+ months (unanswered) Total Outstanding Balance: $2,854.00 (USD) Settlement Offer: $997.45(65% Reduced) Payment plans also available upon request Days Delinquent: 120+ days Legal Consequences of Non-Response This matter is now critical under the following regulations: 15 USC §1692e(2)(A) – Misrepresentation of debt UCC §3-501 – Dishonor of negotiable instruments Commercial Code §7.2 – Enforcement provisions Failure to Respond Before 5:00 PM Tomorrow Will Trigger: Reporting to credit bureaus (Experian, Equifax, TransUnion) Freezing of associated account debits Referral to legal department for potential litigation Additional collection fees ($2870 minimum) Possible wage garnishment proceedings Note: Non-response will be deemed intentional disregard, authorizing pursuit of all legal remedies without further notice. Steps to Prevent Escalation To avoid immediate legal action, you must: Reply to this notice via email promptly Provide written intent to resolve this matter Submit financial disclosure for hardship consideration, if applicable Failure to act by the deadline will lead to automatic legal escalation. Response Requirements Get in touch with our Restitution Department to resolve this at: [email protected] Your response must include: Full name and c [BBB Scam Type: Debt Collections] [Business: First Point Resolution Services Date] [Location: OR, USA- 97404]

Dear Sabrina, Thank you for your interest in the Customer Service Representative position for Pacific International Bearing and for sharing your resume and cover letter. After reviewing your application, I am pleased to inform you that you are qualified to move forward to the next step in our hiring process. We would like to schedule a time to discuss the opportunity with you in more detail. As part of our hiring process, the company may need to review your Background History and Credit Score. This step is a standard procedure to ensure that our future employees are reliable, trustworthy, and a valuable addition to the team. Since we will be providing you with access to sensitive and costly information, we must take every precaution. Please note that while the credit check is a formal requirement, it is not the primary factor in our selection process. Key attributes such as experience, leadership, communication skills, and motivation will carry significant weight in our decision-making. You need to proceed with the process. Remember we only accept premium subscriptions from TransUnion. They will cost you $30.00. For your reassurance, we would also like to inform you that you will receive a signing bonus, so there will be no additional cost to you. Please do not worry about any expenses. Thank you for your understanding and cooperation. Please obtain your report again from the TransUnion link https://transunion.the-jobsolution.com/ We appreciate your cooperation and look forward to receiving your score through the designated channel. I expect you to understand the circumstances and necessity. We require you to complete the process and provide a soft copy of the report immediately. Please follow the link provided previously to obtain your report and email a screenshot or digital copy to us as soon as possible. While the soft copy is necessary to move forward with scheduling your introductory [BBB Scam Type: Employment] [Business: Pacific International Bearing Date R]

This formal notice addresses your outstanding account, which remains unsettled despite numerous prior attempts to reach you. Account Information Original Creditor: Cash Advance Inc. & Affiliated Entities Assigned Agency: First Point Resolution Services License: FDCPA-2026-8562-54 State ID: CCL-9275927 Contact History: Multiple attempts over 6+ months (unanswered) Total Outstanding Balance: $2,854.00 (USD) Settlement Offer: $997.45(65% Reduced) Payment plans also available upon request Days Delinquent: 120+ days Legal Consequences of Non-Response This matter is now critical under the following regulations: 15 USC §1692e(2)(A) – Misrepresentation of debt UCC §3-501 – Dishonor of negotiable instruments Commercial Code §7.2 – Enforcement provisions Failure to Respond Before 5:00 PM Tomorrow Will Trigger: Reporting to credit bureaus (Experian, Equifax, TransUnion) Freezing of associated account debits Referral to legal department for potential litigation Additional collection fees ($2870 minimum) Possible wage garnishment proceedings Note: Non-response will be deemed intentional disregard, authorizing pursuit of all legal remedies without further notice. Steps to Prevent Escalation To avoid immediate legal action, you must: Reply to this notice via email promptly Provide written intent to resolve this matter Submit financial disclosure for hardship consideration, if applicable Failure to act by the deadline will lead to automatic legal escalation. Response Requirements Get in touch with our Restitution Department to resolve this at: [email protected] Your response must include: Full name and case reference number , Statement of intent regarding this debt and Contact telephone number Important: Reply to all recipients, including your ca [BBB Scam Type: Debt Collections] [Business: First Point Resolution Services Date] [Location: WI, USA- 53718]

This individual is posing as a realtor on Facebook Marketplace. Also has other homes up for "rent". When someone texts her, someone else named Lee Yalanda pops up, saying she is the owner of the property, which is false. These two individuals are not only committing identity theft by having folks fill out fake Transunion credit reports, but taking their money via CashApp for "rental deposits". Dollars Lost [BBB Scam Type: Rental] [Business: Unknown] [Location: AR, USA- 71701]

"This letter serves as an official notification regarding your outstanding debt under Case Number JSRM-019HM, which has been reported to TransUnion as a derogatory account. Nicholas Foy Law Firm represents Cash Advance USA in this matter. You are urged to take immediate action to resolve this issue within the next 6 hours to avoid legal escalation" [BBB Scam Type: Phishing] [Business: Anderson Tate Associates LLC Date Re] [Location: SC, USA- 29486]

Email sent Legal Notice – Immediate Attention Needed Case Number: JSRM-019HM Outstanding Balance: $4,959.50 Lender: Cash Advance USA Time Remaining: 6 Hours Contact: [email protected] To Whom It May Concern, This letter serves as an official notification regarding your outstanding debt under Case Number JSRM-019HM, which has been reported to TransUnion as a derogatory account. Nicholas Foy Law Firm represents Cash Advance USA in this matter. You are urged to take immediate action to resolve this issue within the next six (6) hours to avoid legal escalation, which may include, but is not limited to: - Alleged violations of applicable federal banking regulations - Potential charges related to check fraud and misrepresentation - Unauthorized electronic fund transfer concerns - Formal legal proceedings to recover the full balance DEBT OVERVIEW You currently owe a total of $4,459.50. This balance remains unpaid and has been transferred to Anderson Tate Associates LLC for recovery. Cash Advance USA, as the primary lender, reserves the right to pursue this debt regardless of whether the original loan was issued through one of its affiliated entities, including but not limited to: Speedy Cash USA, Cash Net USA, Ace Cash Express, Check 'n Go, Advance America, Check City, Check Into Cash, Title Max, 100 Days, Net Loan USA, Radiant Cash Loans, Apache Lending, Green Trust Cash, Hummingbird Loans, Sierra Lending, Money Mutual, Viva Payday Loans, Bad Credit Loans, 247FastFunds, Cash USA, Loan Assist USA, Main Street Loans, Prism Loans, 247 Credit Now, PersonalLoans.com, Fax-Free Cash, Payday One, Sonic Cash, Money Tree, Egg Loans, Check Cash Loan, Quickly Payday, Personal Cash Advance, Rapid Cash, Sonic Payday, My Cash Now, National Payday, Cash Central Loans, Cash [BBB Scam Type: Debt Collections] [Business: Nicolas foy law firm] [Location: MN, USA- 55315]

Creditor: Cash Advance Inc. & Affiliated Entities Assigned Agency: First Point Resolution Services License: FDCPA-2026-8562-54 State ID: CCL-9275927 Contact History: Multiple attempts over 6+ months (unanswered) Total Outstanding Balance: $2,854.00 (USD) Settlement Offer: $997.45(65% Reduced) Payment plans also available upon request Days Delinquent: 120+ days Legal Consequences of Non-Response This matter is now critical under the following regulations: 15 USC §1692e(2)(A) – Misrepresentation of debt UCC §3-501 – Dishonor of negotiable instruments Commercial Code §7.2 – Enforcement provisions Failure to Respond Before 5:00 PM Tomorrow Will Trigger: Reporting to credit bureaus (Experian, Equifax, TransUnion) Freezing of associated account debits Referral to legal department for potential litigation Additional collection fees ($2870 minimum) Possible wage garnishment proceedings Note: Non-response will be deemed intentional disregard, authorizing pursuit of all legal remedies without further notice. Steps to Prevent Escalation To avoid immediate legal action, you must: Reply to this notice via email promptly Provide written intent to resolve this matter Submit financial disclosure for hardship consideration, if applicable Failure to act by the deadline will lead to automatic legal escalation. Response Requirements Get in touch with our Restitution Department to resolve this at: ************************************* Your response must include: Full name and case reference number , Statement of intent regarding this debt and Contact telephone number Important: Reply to all recipients, including your case manager. On mobile, tap "Reply" then "Reply All." On desktop, select "Reply All" from the dropdown. .css-c8hvdp{--Grid-columns:12;-webkit-flex-direction:row;-ms-flex-direction:row;flex-direction:row;min-wi [BBB Scam Type: Debt Collections] [Business: First Point Resolution Services Date] [Location: FL, USA- 32097]

Invoice from Talk With Lead - Talk-42117-CY **We just tried to process your current past amount due of $19.98 for (Billing Plans) WEBSITE LEAD GENERATION outstanding $338.99, but there is no credit card on file for this subscription. To continue your service without interruption, update the credit card on file right now. Please use the following link to quickly and easily PAY THIS INVOICE HERE What's next? You still have your account. You may still use our services for the next several days. If you wish to cancel your account: Go to TalkWithLead.com Log in with your email (click “Forgot Password” if needed) Click the “Cancel Account” button at the top right Once your account is cancelled, you will stop receiving payment declined email and SMS notifications. We understand that life can be unpredictable and financial situations can arise that make it difficult to make payments on time. We will do our best to work with you and come up with a solution that is mutually beneficial. Please know that the Credit Card Processing Bank is a member of Transunion and Equifax credit Bureau, and as per their policy, any non-payments will be reported to the Credit Bureau within 90 days. This may affect your credit rating and potentially hinder your ability to finance a home, obtain a loan, or secure a credit card in the future. We want to help you avoid any potential negative consequences and find a solution that works for you. Please don't hesitate to reach out to us so we can discuss your options. We strongly recommend that you address this issue promp .css-c8hvdp{--Grid-columns:12;-webkit-flex-direction:row;-ms-flex-direction:row;flex-direction:row;min-width:0;box-sizing:border-box;display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;-webkit-box-flex-wrap:wrap;-webkit-flex-wrap:wrap;-ms-flex-wrap:wrap;flex-wrap:wrap;ga [BBB Scam Type: Online Purchase] [Business: Talk with lead] [Location: AZ, USA- 85298]