559-462-5553

I Had previously applied for a loan with several agencies. Today, 2/26/2026, Lending Point - Fred Pal contacted me via text with a Loan Approval Letter featuring a chart showing Loan Amts from $2K to $7K, @ 7.99% APR, then it gave how many months to repay. My Loan approval code was AWM7840. The number he texted me from of 415-326-4143, was quite a different one from his original text Loan Approval Letter that had his name, address, etc on the bottom. That Number was lsited as 559-462-5553. When calling any of their numbers back, I discovered after the fact, they are Google Phone Numbers and when one calls, it ask one to speak your name, then it will try and connect the user. I answered back several of their questions and then they sent me a link for my Direct Deposit Form https://sites.google.com/view/lendingpoint-loan-form/home I click on the link and answered questions like name, address, bank routing and acct numbers, ss#, etc. Then it asked for an EFT Verfication using elctronic funds transfer and then asked for both my Bank's User Name and Password. This instantly Red Flagged this whole oreal to me, because no loan agency asked for your Bank's User Name and Password. So I put down some fake info on those fields and hit submit. Mr. Fre Pal at Lending Point asked via text to let him know when I finished and I did. - Next thing I get is a text message stating let him update his accouting department. Theh he texted back stating I would receive a call from their accounting dept soon so they can start the funding process. I received their call 20 mins later from phone #619-363-5388 and the man, forgot his name, asked me questions I had already answered for verfication. He then asked me if my Bank's User Name and Password I had entered was correct? I told him that request sounds very strange and scammish as most agencies would go thru Plaid to verify one's Banking Info an [BBB Scam Type: Advance Fee Loan] [Business: Lending Point Imposter] [Locatio