855-772-6092

I received a letter from a Negotiations Department, business name not listed, regarding settling outstanding balances with Discover, Wells Fargo, Bank of America, Capital One, and American Express accounts. There was a "Program Example" listed on the letter that listed Creditor Balances, Settlement Amount, and Proposed Program Payment amount with a Program term of 12-36 months. The only contact information was a telephone number for English (855-772-6091) and another number for Spanish (855-772-6092). The fine print at the bottom did state they are "not a lender, creditor, or a collector" and "any persons can opt out by calling the number." I did not call the number and would not recommend anyone do such a thing either. [BBB Scam Type: Debt Collections] [Business: Unknown] [Location: IA, USA- 50662]