report.com
First seen Feb 24, 2026
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Fraudulent Hard Inquiry When I got home and checked the mail I had a credit card in my name. The bank sent me the card and had one of those “call to activate” stickers on it so I knew it was legit. I called the bank to close the account and report it as fraudulent. Froze my credit, put a fraud alert on my 3 credit things, filed a police report, all that good stuff. I also downloaded my credit report with that annual credit report.com just to check to see if anything else is going on. Oddly enough it didn’t show my “new” credit card on there but it DID have a hard inquiry made by capital one (the fraudulent credit card). Doesn’t hard inquiries hurt your credit score? How can I make sure this doesn’t hurt my credit score when I did all of the above mentioned? Thanks in advance. This really sucks and I’m panicking
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