Scam Detective
Company

Credit Adjustment, Inc

Consumer Complaints
  • 118 community reports from users

Credit Adjustment, Inc is a registered business tracked by the CFPB. The complaints shown here are consumer disputes filed with the CFPB, not fraud reports.

Details

CFPB Complaints
4
BBB Status
{"status": "not_found", "looked_up": "2026-04-25T14:24:45.619786+00:00"}
Industry
Debt collection

Number Activity Timeline

Phone numbers linked to this company, showing when each was active.

888-988-1702
Feb 2026 – Mar 2026
888-623-8876
Feb 2026 – Mar 2026
888-691-7134
Mar 2026 – Mar 2026
888-890-8391
Mar 2026 – Mar 2026
917-480-2466
Mar 2026 – Mar 2026
Feb 2026Mar 2026

Connected Entities

Impersonation Scams

Reports from people targeted by scammers using Credit Adjustment, Inc's name.

Scammers using the phone number 888-623-8876 contacted consumers claiming to be "Tyler with Miranda Prescott team at the credit adjustment division" from Credit Adjustment, Inc. They told targets they were conducting "priority file reviews" for "unsecured accounts" that had been "flagged under updated" criteria and requested personal financial information. The coordinated operation rotated between multiple company names and phone numbers to evade detection while targeting consumers with deceptive debt reduction offers.

4/22/2026

The Melinda Prescott Credit Adjustment Division scam contacted consumers through phone numbers including 888-251-9830 and 469-982-5001, with callers claiming to represent Credit Adjustment, Inc. The scammers, using names like Tyler, told consumers they owed money on unsecured debt loans and credit cards, pressuring them to discuss payment options immediately. Many targeted consumers reported they never owned the credit cards or debts the fake Credit Adjustment, Inc representatives claimed they owed.

4/22/2026

Scammers operating through phone numbers like 888-691-7134 contacted consumers claiming to represent Credit Adjustment, Inc, with callers identifying themselves as "Tyler with Miranda Prescott's team at the Credit Adjustment Division." The fraudsters claimed consumers owed money on prior matters and demanded immediate payment or personal information to resolve outstanding debts. When consumers attempted to block the calls, the scammers would rotate to different numbers from their network including 888-580-0734 and 915-320-9702 to continue their harassment.

4/22/2026

The Credit Adjustment Division scam contacted consumers through phone numbers like 888-988-1702, with callers identifying themselves as representatives from Credit Adjustment, Inc. The scammers claimed to be legitimate debt collectors offering debt reduction services for credit cards, mortgages, and student loans, requesting personal and financial information to process the supposed debt relief. Consumers who provided information found themselves targeted by additional fraudulent collection attempts rather than receiving any legitimate debt assistance.

4/22/2026

Tyler with Melinda Prescott's office at the credit adjustment division. I have Melinda on the line. Please hold while I connect you to her now. Again, select one on your telephone keypad to be connected. [BBB Scam Type: Credit Cards] [Business: Melinda Prescotts Offive] [Location: FL, USA - 34772]

31 days ago

Hi, this is Tyler with Miranda Prescott's team at the Credit adjustment division. I'm calling regarding a priority file review tied to your unsecured debt accounts. Your file was flagged under updated qualification criteria, and this review requires confirmation before it can be finalized. I don't want this to close out without you having the opportunity to see what. May be available. There's no obligation and nothing will affect your credit just to review, but timing does matter. Our team is available from 6 a.m. to 9:00 p.m. Pacific Time. Please call me back at 888-623-8876. Again, that number is 888-623-8876. [BBB Scam Type: Advance Fee Loan] [Business: Credit adjustment division Miranda Prescott] [Location: CO, USA- 80031]

47 days ago

Caller states they are form the "Credit Adjustment Division". This is my third all this week form a different phone number each time, they never use my name. It's clearly a collections call (and not one using Foti or Zortman!). [BBB Scam Type: Debt Collections] [Business: Miranda Prescott] [Location: OH, USA- 44095]

47 days ago

Hi, this is Tyler with Miranda Prescott's team at the Credit Adjustment Division. I'm calling regarding a priority file review tied to your unsecured debt account. Your file was flagged under updated qualification criteria, and this review requires confirmation before it can be finalized. I don't want this to close out without you having the opportunity to see what options may be available. There's no obligation, and nothing will affect your credit just to review, but timing does matter. Our team is available from 6 AM to 9 PM Pacific time. Please call me back at 888-623-8876 again that number is 888-623-88 [BBB Scam Type: Other] [Business: Miranda Prescott] [Location: OH, USA- 45220]

47 days ago

Received the following voicemail: “Hi, this is Tyler with Miranda Prescott's team at the credit adjustment division. I'm reaching out regarding a priority file review connected to your unsecured debt account. Your file has been flagged under updated qualification criteria, and requires confirmation before it can move forward. I don't want this to close out without you having the opportunity to review what may be available. There's no obligation, and nothing will affect your credit just to review, but this review window is time sensitive. Our team is available from 6 AM to 9 PM Pacific time. Please call me back at 888-988-1702. Again that number is 888-988” [BBB Scam Type: Phishing] [Business: Unknown] [Location: RI, USA- 02888]

47 days ago

The phone number claims to be "Tyler", it is automated and has called multiple times stating something with my account has happened. I have not returned call nor provided info as they are not who i bank / have loans with Targe [BBB Scam Type: Credit Cards] [Business: Credit Adjustment Division- Miranda Prescott's Team] [Location: MI, USA- 49507]

47 days ago

Someone keeps calling and leaving various versions of this voicemail: "Hi, this is Tyler with Miranda Prescott's team at the credit adjustment division. I'm reaching out regarding a priority file review connected to your unsecured debt account. Your file has been flagged under updated qualification criteria and require..." [BBB Scam Type: Credit Cards] [Business: Miranda Prescott] [Location: WI, USA- 54022]

47 days ago

Hi, this is Tyler with Miranda Prescott's team at the credit adjustment division. I'm reaching out regarding a priority file review connected to your unsecured debt account. Your file has been flagged under updated qualification criteria, and requires confirmation before it can move forward. I don't want this to close out without you having the opportunity to review what may be available. There's no obligation, and nothing will affect your credit just to review, but this review window is time sensitive. Our team is available from 6 AM to 9 PM Pacific time. Please call me back at 888-988-1702. Again, that number is 888-988-1702 [BBB Scam Type: Debt Collections] [Business: Miranda Prescott's team Date Re] [Location: ND, USA- 58103]

47 days ago

Urgent phone message asking for me to review a priority file review connected to your unsecured debt account. Your file has been flagged under updated qualification criteria, and requires confirmation before it can move forward. Target [BBB Scam Type: Credit Cards] [Business: Miranda Prescott's team at the credit adjustment division] [Location: NE, USA- 69337]

47 days ago

Hi, this is Tyler with Miranda Prescott's team at the Credit Adjustment Division. I'm calling regarding a priority file review tied to your unsecured debt account. Your file was flagged under updated qualification crite Targ [BBB Scam Type: Debt Collections] [Business: Credit Adjustment Division Date Repo] [Location: TX, USA- 75048]

48 days ago

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