LEXISNEXIS

LexisNexis claims I was at fault for an incident I wasn’t involved in. Hello all! Location: Texas Background: Back in December of 2025 I switched my car insurance to a new company, as the rate with the existing provider was going to go up exponentially (I had financed a new vehicle that day and wanted to update the company I was with, once I found out how much the rate was going up on the old policy). I had been with the old company for many years, which is why I wasn’t aware of the situation below - When I switched companies, I was made aware that there is a record of an at fault incident that took place in Denver, Colorado at the end of September, 2022. I’ve only ever been to Colorado one time, and that was in 2012. I searched online and found LexisNexis, which was the database the report was procured from. I reached out to them and tried to explain that I had no knowledge of this at fault claim and that I wanted to dispute it. I was told that I’d received a written statement by mail within the next 90 days. I received their letter in early January of this year (2026). They stated that they found no error in their records and that I was indeed part of this claim. They provided a PDF with the claims history: It shows my name (or at least the person at fault has the same name as I do) the last four of the social (matches mine) and the DOB (matches mine). There were two incidents that took place in Denver of 2022. One in May, the other in September, which was the incident that was deemed at fault. I called the insurance company that handled the claims and was told that it was being looked into and that it would get resolved on their end. The six months of insurance were up for renewal and my wife and I shopped around this last week. Each time getting dinged with this at fault claim, before we could enter our payment information. I called this insurance company again and was able to speak with the agent that was in charge of the at fault in

Someone got employment with my identity Hello, At the end of May, I received a badge in the mail. It had my name on it but someone else's photo. The contracting company, address, and phone number was listed on the badge, so let's just call that Company. I called the number on the back of the badge, which took me to the verification company/card issuer. They handle the background screening and credentials. They confirmed that this individual used my SSN, DOB, and other personal information in the application, though they had a different home address on file. I have no idea how the card got mailed to ME, unless this person maybe stole my resume somehow? The company they're contracting for is in my field. A day later, I found out a 401k account was opened in my name in my financial institution, so I've taken steps to have that removed and they are currently working through verifying my identity and put a freeze on my account so no money can be removed. Anyways I took all these steps already: * Filed an ID Theft report * Got an IRS pin and submitted an IRS Affidavit * Froze my credit at the 3 main bureaus, as well as LexisNexis and ChexSystems * Filed a police report to my local sheriff's office, even though the company resides in another state * Secured my financial institutions (MFA, new passwords, alerts where relevant) In my FTC [IdentityTheft.gov](http://IdentityTheft.gov) recovery plan, it says to contact the employer of this person to report it. They WILL NOT return my call. I left a voicemail but they never answer the phone. The badge issuer, who says Company is a contractor of theirs, said they spoke to their legal team and unfortunately can't give me any more information other than they have informed Company of the issue. It seems sketchy to me that Company won't talk to me and I want to make sure everything is taken care of... Should I do anything else here? Should I contact my Sheriff's office again or try to contact the IRS?

What should I do about a fishy e-mail address associated with my name? \[posting on behalf of my girlfriend\] Hello! I learned on Saturday that my rent check (which I’d mailed in a USPS blue collection box) was fraudulently deposited. It was weirdly timed because I was moving banks anyway, so I got set up with my new account, moved my money over, and worked it out with my old bank that I’d be reimbursed for the stolen check. I felt like I was mostly in the clear. Then this morning I got an email from Whitepages, where I searched for myself years ago, that there was a new email address associated with me. The address contains my last name and my mom’s first name, and it shows up when I search myself on LexisNexis, too. I assume that these things are somehow related. I did a security freeze on all the major credit bureaus and ChexSystems, I looked at the reports and didn’t see any weird activity. What else should I (and my family members?) do to protect myself? Does anyone have any ideas about the connection between the check fraud and this e-mail address? And does anyone have any insight into how this fishy e-mail address would have gotten linked to me on Whitepages and LexisNexis?

Reporting Expunged Records on Background Check (PA) Location: Pennsylvania I am going through a background check for employment and I had a DUI in 2007 that was expunged through the ARD program. The penalty/loss of license was also expunged from my administrative record, I confirmed this on my official DOT driving history. The background check asks two related questions (1) if I've ever been convicted of a crime. (2) If I've ever lost my license. The research I've done online is advising that I wouldn't need to answer yes to either question because of the expungements. Is this correct? I'm a little worried about it because I've also read databases like Lexisnexis could erroneously keep records that were expunged.

LexisNexit opt out request email???? Hi all, I received an email today from donotreply@lexisnexis.com letting me know that an opt-out request was submitted for the information suppression program.  **I did not submit an opt-out request**, and I have never heard of this program or LexisNexis! I am aware that some credit monitoring services like Aura and Lifelock might opt people out automatically. But **I do not subscribe to any credit monitoring services!** I emailed them already to try and figure out what’s going on, but based on what I’ve read in similar reddit posts I’m not expecting much help. **Do I need to be worried??**

LexisNexis opt-out email

LexisNexis fabricated a DUI on my daughter's record - 14 months after FCRA dispute still unresolved. What are her remedies? *My daughter has been stressed for over a year.* *Since early 2025, LexisNexis has been sharing her false and partially fabricated driving history with auto insurers. They added a non-existent DUI to her record. A complete fabrication. She noticed it, lodged a formal complaint, and after 14 months all she has from them is a case number. To make matters worse, they have since added phantom points to her license that do not exist in any official record.* *She has legal insurance through her employer and has finally decided to approach an attorney.* *My question — given that LexisNexis has failed to correct fabricated information 14 months after a formal FCRA dispute, what remedies are available to her and what should she bring to her first attorney consultation to make it as efficient as possible?* *Location: Alpharetta, GA.*

Spent an evening preparing a legal brief for my daughter — now wondering if this could help others. My daughter has been stressed for over a year. Since early 2025, LexisNexis has been sharing her false and partially fabricated driving history with auto insurers. They added a non-existent DUI to her record. A complete fabrication. She noticed it, lodged a formal complaint, and after 14 months all she has from them is a case number. To make matters worse, they have since added phantom points to her license that do not exist in any official record. I've been asking her to engage an attorney for the last few months. She has finally decided to approach an attorney. She has legal insurance through her employer - but being a full-time professional doing a part-time MBA, the one thing she does not have is time. Fearing that she'll never find the time to prepare everything for the attorney, a couple of days ago I spent an evening preparing a complete legal brief for her with the help of AI. Every fact documented. Every applicable law identified. Every recommended next step laid out clearly. She actually may be able to email it to the attorney and handle the whole thing over a single phone call. It got me thinking. How many people have legal insurance they never use because the process of getting started feels too hard? How many legitimate cases never get pursued because people cannot afford the hours it takes just to figure out if they have a case? And for those who have no legal insurance, how many paid attorney hours can be saved simply by being prepared and attorney-ready? My question is - given that LexisNexis has failed to correct fabricated information 14 months after a formal FCRA dispute, what remedies are available to my daughter and what should she bring to her first attorney consultation to make it as efficient as possible (just in case AI missed something)? Location: Alpharetta, GA.