Settle It Inc.

Hit by uninsured driver. Location: Arkansas, United States. Hello, Idk how to proceed. I was hit (small fender bender) while I was parked. I got it on dash cam. They confirmed it was their fault. They had no insurance at the time. I don't have the money to repair. We were told to settle it outside of insurance to which he hasn't paid what he agreed. We were told if we file this with insurance (we can't afford deductable) then our rate goes up, which is really not something we can handle. I found him online with multiple no insurance tickets. Am I shit out of luck? Location: Arkansas, United states

Received a voicemail from 3149360097 saying they were preparing package to be delivered and if I wanted to stop/handle it to call 9517854832. I called the number and was told that I was going to be served for a lawsuit alleging fraud but I could settle it over the phone for $2107.00. I said if they would send me a document stating settlement I would pay it on arrival. They said that wasnt an option. So I checked my states site to see if a law suit has been filed and nothing showed up. When i told the lady I dont see a lawsuit she hung up [BBB Scam Type: Phishing] [Business: Frazier Legal Services] [Location: MO, USA - 63385]

THIS IS THE LAST AND FINAL CHANCE FOR YOU .On March 8, 2024, we already provided you a warning notification regarding legal procedures, but you did not reply by the deadline. We will file this lawsuit in court if you don't reply within the next four hours. Take this as a last caution. We will make sure your current employer takes stern action against you by emailing or faxing them about this matter. Wages and or salary will be withheld. Take this as a last caution If you would like to avoid these legal ramifications and establish a payment plan right now, please get in touch with us again; if not, we will take legal action against you. We regret that your present employer will also receive this letter. The time to complete this voluntary work is rapidly running out. Before this gets to the next stage, which is a lawsuit brought against you, you will no longer have the chance to settle it. Thus, you need to act right away. We will be obliged to take legal action against you. After it is filed, the creditor is free to notify your employer and references about the situation to the Credit Bureau. The next step will be a lawsuit that will cost $6300.00 and be entirely imposed on you, not including legal fees. We will release the court's clearance certificate and ensure that no one gets in touch with you in the future if you can handle this outside of court. [BBB Scam Type: Debt Collections] [Business: ATA LAW GROUP LLP 2007 Virginia Ave #251 Atlanta GA 30354] [Location: TN, USA - 37115]

Trying to access my late mom’s storage unit with childhood photos, owner won’t respond. Debt grew to $13k with no auction. What are my rights? (Ontario) Location: Ontario, Canada. My mom got a storage unit about 10 years ago when she and my dad split. She wasn’t in a great place financially and fell behind on payments. The owner never followed up, never auctioned the unit, and just let interest pile up. It’s now something like $13,000. At one point years ago, my mom and the owner had a deal to start a payment plan, but the owner didn’t follow through on that. There’s nothing of real value in the unit. It’s all personal stuff. My childhood things, toys, a lot of photos, that kind of thing. My mom (53) was diagnosed with terminal cancer last year. One thing I really wanted to do for her was get into that unit and go through those photos together. She would’ve been so happy knowing I was able to save those pieces of our past. I reached out to the owner, explained the situation, and offered a few thousand to settle it. I told her my mom had maybe a month to live and that this really mattered to me. No response. I did get through to someone at the office, but they said I had to speak directly to the owner and gave me her number. I reached out again. Still nothing. I don’t know what to do at this point. It doesn’t make sense to me that the debt was allowed to grow this long without action. I assumed it would’ve been auctioned years ago. I’ve also seen reviews saying this place has been mismanaged for a while. Do I have any legal rights here as next of kin? Or is this basically a situation where I’m on the hook for the full $13,000?

Consumer law advice Location: Minnesota. I had a $90 bill that I forgot about. About two weeks ago, I received a text from a debt collector offering to settle it for half, and I was planning to pay it. Today, I got a text from a different company saying the amount is now almost $1,500. I have screenshots of both messages, and when I looked up the numbers, Google shows they’re both legitimate collection companies. On my credit report, the debt still shows the original $90 amount. I also checked court records under my name and found nothing. Is this something worth contacting an attorney over? I feel kinda stupid talking about contacting a attorney, but I’d hate to see them try this on other people. Thanks for any input.

Tire Change Service failure at a major Retailer I’m dealing with a tire service failure from a major warehouse club and I’m not sure what my legal options are. Location is Ontario, Canada. So back in November 2025, I took my car in for seasonal tire changeover from all-season to winter tires. The service record said “tires mounted on rims only” and I paid for the installation service. I left thinking my winter tires were installed. Here’s the problem: I drove for FIVE MONTHS (November 2025 through April 2026) on all-season tires through a harsh Ontario winter without knowing the service didn’t get completed. Then in January 2026, I had unexpected tire pressure loss while driving, which I didn’t really think much about at the time. When I went back to the tire center in April for spring changeover, they told me my car still had all-season tires on it. The winter tires were never installed. They gave me a refund of $56.45 for the labor. Let me lay out what happened: \- Service failure date: November 12, 2025 \- I found out: April 19, 2026 (5 months later) \- I drove about 5,000 km on unsuitable tires during winter conditions \- Tire pressure loss incident in January 2026 \- I have a 4-year-old child who was in the vehicle with me during all this winter driving \- Refund received: $56.45 I talked to a tire specialist about this and they basically said driving all-season tires in winter is a safety issue. All-season tires aren’t designed for winter—they lack the proper compound and tread design for ice, snow, and extreme cold. They said prolonged winter use causes accelerated tread wear and reduced grip, which increases braking distance. The tire pressure loss I had in January is a sign the tires were stressed from being used outside their design parameters. They confirmed that 5 months of winter driving on unsuitable tires causes measurable, permanent damage. What makes this worse is I have a 4-year-old child. I was unknowingly driving my kid on unsuitable

You provided an incorrect address and did not respond to multiple attempts to confirm prior to the appointment. I arrived at the listed location, found it closed, and was then forced into meeting elsewhere last minute, which was unacceptable. Despite this, I asked to amicably settle it by meeting in the middle and returning a portion of the cost ($50 not $100). No services were rendered, yet you refused to offer even a partial refund. Her previous manager mentioned there is an ongoing investigation as she’s being sued for no payment and evading, and doing services elsewhere. Manager mentioned a similar experience happened to another client just hours before I arrived. It is evident that this individual is a known scammer/scamming business. [BBB Scam Type: Online Purchase] [Business: Shae Styles Co] [Location: MN, USA - 55403]

I received a call from a person purportedly from Atlantic Recovery Solutions who identified herself as NAME. She called me on Nov. 12, 2025 looking for my son. She said that they had not been able to reach him. She was interested in contacting my son so that she could resolve a debt that she said he had concerning a "Best Buy VISA card issued by Citibank" to him in 2021. She said that the amount owed was $1,353, but that they would settle it for $1,015, otherwise the unsatisfied debt would be placed on his credit report. I told her that he was traveling, I would try to reach him, but I knew him to be someone who paid his bills. She called me back again on Nov. 13, 2025 and asked me if I was going to settle his debt, and that the option to settle it for the reduced amount would only be available until Nov. 14th, or it would go on his credit report, that he had what appeared to be good credit and that this would ruin it. I think they were trying to extort the money from me under false pretenses, as my son insists he has never opened a BestBuy account nor has he been contacted by this company. This sounds very much like a scam to me. [BBB Scam Type: Debt Collections] [Business: Atlantic Recovery Solutions LLC Date] [Location: VA, USA - 23325]

A recording called letting me know I was about to be served at a very old address, they would make 2 attempts and if they didn't hear from me, they would let this recorded phone call serve as proof they attempted their service. They left a case number and a call back number. I called back the number that had called me instead of the one they left. They said they had an old account from 2009 that I owed money from and I could settle it with them on the phone now or they would serve me and it would go to litigation. I mentioned that it was past the date and was now time-barred but they assured me that because of something or other they could still take it to litigation. I said ok, serve me and I will see you in court. I can not find this company online, this number, and I also did a court case search and came up empty. [BBB Scam Type: Debt Collections] [Business: Wilkinson Legal Group] [Location: MA, USA - 01913]

I received a text message saying "Your settlement is null and void. Acount balance is due. Call 844-587-6339." A woman asnwered and stated that they were going to take me to court on a couple of different fraud charges but if I paid outstanding balance of $1,800 I could settle it now and how would I like to pay. When I asked for details she stated it was for an outstanding balance on a HSBC credit card. This is the 4th company to contact me about the same debt, which was settled 11 months ago and I informed her as such. When I volunteered to send her the settlement letter I received she very quickly stated that was fine but this must be a different debt. I was free to bring the letter to court but they were the owner of the debt and there was nothing she could do over the phone. She then hung up. We'll see what happens. [BBB Scam Type: Other] [Business: Never provided] [Location: FL, USA - 33570]