Shepherd Outsourcing, LLC

"We have limited time to work with you before we return your JEFFERSON CAPITAL SYSTEMS LLC account to our client. See your options at https://portal.shepherdoutsourcing.com/s/nrEvSkcgbq or call 888-251-9830. This text is from Shepherd Outsourcing, a debt collector acct disclosure: www.shepherdoutsourcing.com/stdoosonb License Number 10916-99. Reply stop to opt-out" [BBB Scam Type: Debt Collections] [Business: Shepherd Outsourcing and Jefferson Capital Systems LLC] [Location: Danbury, CT, USA - 06810]

I received a text from a SMS/MMS number source of 91651. I looked up the alleged company, company they allegedly represent, and the SMS number associated with it. All sources I have read upon have recieved similar messages with one connecting factor of the "company" reaching out as Shepherd Outsourcing, a debt collector, and the 91651 source. The message is as follows: This text is from Shepherd Outsourcing, a debt collector regarding your JEFFERSON CAPITAL SYSTEMS LLC account. Visit https://portal.shepherdoutsourcing.com/s/nIJzuw8BMo. Reply stop to opt-out or call 888-991-5696. # of messages varies. Message & data rates may apply. This is an attempt to collect a debt and any information obtained will be used for that purpose. License Number 10916-99 SO Ref# 1014368114 Reply STOP to opt out. End of message. I do not have an account with "Jefferson Capital Systems LLC." [BBB Scam Type: Debt Collections] [Business: Shepherd outsourcing] [Location: Orange Park, FL, USA - 32065]

Received 4 text messages from phone number 91651, each about a week apart (first Mar 24, 2026, last Apr 17, 2026): ----- This text is from Shepherd Outsourcing, a debt collector regarding your JEFFERSON CAPITAL SYSTEMS LLC account. Visit https://portal.shepherdoutsourcing.com/s/FQmhpBi6RU. Reply stop to opt-out or call 888-991-5696. # of messages varies. Message & data rates may apply. This is an attempt to collect a debt and any information obtained will be used for that purpose. Please see the attached document. acct disclosure: www.shepherdoutsourcing.com/stdoosonb License Number 10916-99 SO Ref# 1013304122 Reply STOP to opt out. ----- We have limited time to work with you before we return your JEFFERSON CAPITAL SYSTEMS LLC account to our client. See your options at https://portal.shepherdoutsourcing.com/s/FqREnKNj5Q or call 888-251-9830. This text is from Shepherd Outsourcing, a debt collector acct disclosure: www.shepherdoutsourcing.com/stdoosonb License Number 10916-99. Reply stop to opt-out ----- If your JEFFERSON CAPITAL SYSTEMS LLC account is returned to our client we may not be able to renew these offers. Save up to $955.13 in up to 4 payments when you visit https://portal.shepherdoutsourcing.com/s/FZhjeLD0pl or call 888-251-9830. This text is from Shepherd Outsourcing, a debt collector acct disclosure: www.shepherdoutsourcing.com/stdoosonb License Number 10916-99. Reply stop to opt-out ----- Visit https://portal.shepherdoutsourcing.com/s/nUxX2dtrPN or call 888-251-9830 to take advantage of payment options on your outstanding balance of $1,088.45 for your JEFFERSON CAPITAL SYSTEMS LLC account. Pay: - $217.69 in up to 4 monthly payments. 80% off, that's a savings of $870.76! - Payments as low as $50.00 - One time payment of $1,088.45 This text is from Shepherd Outsourcing, a debt collector. acct disclosure: www.shepherdoutsourcing.com/stdoosonb License Number 10916-99. Re [BBB Scam Type: Debt Collections] [Business: Shepherd Outsourcing] [Location:

Received the following text message: This text is from Shepherd Outsourcing, a debt collector regarding your FEB / ROOMS TO GO (for which the current creditor is DNF Associates LLC) account. Visit https://portal.shepherdoutsourcing.com/s/xxxxxxxxx. Reply stop to opt-out or call 888-991-5696. # of messages varies. Message & data rates may apply. This is an attempt to collect a debt and any information obtained will be used for that purpose. License Number 10916-99 SO Ref# 1014071684 Reply STOP to opt out. [BBB Scam Type: Other] [Business: Shepherd Outsourcing] [Location: TX, USA - 76049]

This text is from Shepherd Outsourcing, a debt collector regarding your CAPITAL ONE NATIONAL ASSOCIATION (WILLIAMS SONOMA CARD - for which the current creditor is JEFFERSON CAPITAL SYSTEMS LLC) account. Visit https://portal.shepherdoutsourcing.com/s/G5otu. Reply stop to opt-out or call 888-991-5696. # of messages varies. Message & data rates may apply. This is an attempt to collect a debt and any information obtained will be used for that purpose. License Number 10916-99 SO Ref# 1011578004 Reply STOP to opt out. Take advantage of your repayment options for your CAPITAL ONE NATIONAL ASSOCIATION (WILLIAMS SONOMA CARD - for which the current creditor is JEFFERSON CAPITAL SYSTEMS LLC) account while we have the chance to work with you. Visit https://portal.shepherdoutsourcing.com/s/ndp1snPqOn or call 888-251-9830. This text is from Shepherd Outsourcing, a debt collector. License Number 10916-99. Reply stop to opt-out [BBB Scam Type: Debt Collections] [Business: Shepherd Outsourcing] [Location: CO, USA - 80209]

Pay your T-MOBILE USA INC (T-MOBILE - for which the current creditor is JEFFERSON CAPITAL SYSTEMS LLC) account your way. Make your choice at https://portal.shepherdoutsourcing.com/s/FP7nu4fcTC or call 888-251-9830. This text is from Shepherd Outsourcing, a debt collector License Number 10916-99. Reply stop to opt-out [BBB Scam Type: Debt Collections] [Business: Shepherd Outsourcing] [Location: CA, USA - 94565]

Text message reads: This text is from Shepherd Outsourcing, a debt collector regarding your JEFFERSON CAPITAL SYSTEMS LLC account. Visit https://portal.shepherdoutsourcing.com/s/FQ2o0jhOqZ. Reply stop to opt-out or call 888-991-5696. # of messages varies. Message & data rates may apply. This is an attempt to collect a debt and any information obtained will be used for that purpose. Please see the attached document. acct disclosure: https://www.shepherdoutsourcing.com/cooos License Number 10916-99 SO Ref# 1013234624 Reply STOP to opt out. 2nd text reads: We have limited time to work with you before we return your JEFFERSON CAPITAL SYSTEMS LLC account to our client. See your options at https://portal.shepherdoutsourcing.com/s/Fi9XnQukyp or call 888-251-9830. This text is from Shepherd Outsourcing, a debt collector acct disclosure: https://www.shepherdoutsourcing.com/cooos License Number 10916-99. Reply stop to opt-out [BBB Scam Type: Debt Collections] [Business: Jefferson Capital Systems LLC / impostor] [Location: CO, USA - 80104]

Spend five minutes or less to review your payment options for your Citibank, N.A. (for which the current creditor is Velocity Investments, LLC) account at https://portal.shepherdoutsourcing.com/s/FPUITSYerw Or give us a call at 888-251-9830. This text is from Shepherd Outsourcing, a debt collector. License Number 10916-99. Reply stop to opt-out [BBB Scam Type: Other] [Business: Shepherd outsourcing] [Location: PA, USA - 19518]

Take control of your Acima Digital LLC (GOLD & DIAMONDS - OMAHA - for which the current creditor is Landmark Strategy Group, LLC) account. Visit https://portal.shepherdoutsourcing.com/s/gUjub or call 888-991-5696. This text is from Shepherd Outsourcing, a debt collector. Reply stop to opt-out [BBB Scam Type: Debt Collections] [Business: Landmark Strategy Group LLC Date Re] [Location: IL, USA - 60005]

I've been getting texts almost daily since November 3, 2025: What follows is the content of the first text message I received. I have been getting follow-up text messages nearly daily from CreditNinja: "If your CreditNinja (Installment Loan - for which the current creditor is Plaza Services, LLC) account is returned to our client we may not be able to renew these offers. Save up to $1,097.22 in up to 11 payments when you visit https://portal.shepherdoutsourcing.com/s/gdpsj or call 888-991-5696. This text is from Shepherd Outsourcing, a debt collector. Reply stop to opt-out" (collections business representing Plaza Services, LLC.) The text message is from Shepherd Outsourcing, a debt collector. [BBB Scam Type: Other] [Business: CreditNinja] [Location: TN, USA - 37370]