Scam Detective
Phone Number

844-509-2969

Last reported Apr 13, 2026

High Risk
  • 76 FTC complaints filed against this number — top 1% of reported numbers
  • 8 community reports from users
  • Complaints from 38 states — suggests robocall campaign

Campaign Intelligence

This scam campaign represents a sophisticated debt collection and fake legal threat operation utilizing at least 11 connected phone numbers and two debt collection companies to target consumers across multiple states. The network has generated a total of 242 FTC complaints and 2,751 CFPB complaints against the associated entities. The operation primarily focuses on debt reduction schemes and impersonation tactics, with phone numbers 8334872705 (94 complaints) and 8445092969 (76 complaints) servi...

Details

FTC Complaints
76
Category
Reducing your debt (credit cards, mortgage, student loans)
First Seen
3/1/2026
Last Reported
4/13/2026
Area Code
844

Linked Company Activity

Block, Inc.
9 BBB complaints
Credit Corp Solutions Inc.
841 BBB complaints · Phishing] [Business: First Community Credit Union - Mortgage Se
ACCOUNT SERVICES INC.
132 BBB complaints
Direct, Inc
120 BBB complaints · Online Purchase] [Business: Vital forms direct
Changed Inc.
7 BBB complaints

Connected Entities

Community Reports

I have received approx. 5 calls daily for months saying I applied for a personal or consolidation loan and I just need to finish up the paper work. It is an AI voice that tries to sound real by saying um, uh. I block the number as I receive the calls. It's the same message with a different number each call. I cannot figure out how to stop the calls. I have registered with the Do not call registry so it must have been from me accepting cookies from a site I visited??? not sure. I applied for a personal or consolidation loan. they say their direct line is 844-509-2969 [BBB Scam Type: Phishing] [Business: Personal loan processing] [Location: OR, USA - 97140]

30 days ago

They call every day and leave an AI generated voicemail. When called back they hang up when asked questions, the “press 9 to opt out” disconnects the call, and they continue to call despite my being on the Do Not Call Registry and my verbally asking them to remove me from their call list. Here is a sample of the voicemail: “ You applied with us in the past for a personal or consolidation loan. Uh, that time we couldn't help, but rates changed and underwriting has opened up again. If you're still interested, press one now. If you're on the line, just press one to connect with underwriting team. By pressing one, we get you connected to your assigned underwriting unit to review your updated approval and your approved terms. If we reached you at the right time and you are still pursuing your recent loan request, go ahead and press one to talk to one of our senior underwriters so we can continue your application right now and finalize your approval today. Our underwriter will assist you momentarily and thank you for your patience. Please press one now. For your reference, this is John with personal loan review. Might recall applying with us for a personal loan or consolidation loan. Some time ago. I guess back then we couldn't move forward. Uh but that's changed. Rates have come down. And underwriting has opened up, especially for people with bad or lower credit. If this still fits what you're looking for, uh, press one now to talk to the underwriting. I reviewed your file this morning. It's sitting just shy of approval for about $68,000. You can also call back at 844-509-2969. I'll be available till 6 today. When you call, please ask for the underwriting team and mention your approval reference if you already received one. To opt out simply press 9.” [BBB Scam Type: Phishing] [Business: Capital Loan Center] [Location: OH, USA - 43040]

30 days ago

Multiple calls, called back and requested every time to cease calling me and remove me from call list. Started in October and have 20 calls documented. They left message: “You applied with us in the past for a personal or consolidation loan. Uh, that time we couldn't help, but rates changed and underwriting has opened up again. If you're still interested, press one now. If you're on the line, just press one to connect with underwriting team. By pressing one, we get you connected to your assigned underwriting unit to review your updated approval and your approved terms. If we reached you at the right time and you are still pursuing your recent loan request, go ahead and press one to talk to one of our senior underwriters so we can continue your application right now and finalise your approval today. Our underwriter will assist you momentarily and thank you for your patience. Please press one now. For your reference, this is John with personal loan review. You might recall applying with us for a personal loan or consolidation loan. Some time ago, I guess back then we couldn't move forward. Uh, but that's changed. Rates have come down, and underwriting has opened up, especially for people with bad or lower credit. If this still fits what you're looking for, uh, press one now to talk to the underwriting. I reviewed your file this morning. It's sitting just shy of approval for about $68,000. You can also call back at 844-509-2969. I'll be available till 6 today. When you call, please ask for the underwriting team and mention your approval reference if you already received one. To opt out, simply press 9.” [BBB Scam Type: Credit Cards] [Business: Capitol Loan Centrr] [Location: GA, USA - 30047]

30 days ago

If you're still interested press one now if you're on the line just press one to connect with underwriting team by pressing when we get you connected to your assigned underwriting unit to review your updated approval and your approved terms if we reached you at the right time and you are still pursuing your recent loan request go ahead and press one to talk to one of our senior underwriter so we can continue your application right now and finalize your approval today our underwriter will assist you momentarily and thank you for your patience please press one now for your reference this is John with personal loan review you might recall applying with us for a personal loan or consolidation loan sometime ago I guess back then we couldn't move forward but that's changed rates have come down and underwriting has opened up especially for people with bad or lower credit if this still fits what you're looking for press one now to talk to the underwriting I reviewed your file this morning it's sitting just shy of approval for about $68,000 you can also call back at 844-509-2969 I'll be available till six today when you call please ask for the underwriting team and mention your approval reference if you already received one to opt out simply [BBB Scam Type: Other] [Business: Personal Loan Review] [Location: TX, USA - 78633]

30 days ago

Uh, my direct line is 844-509-2969. You applied with us in the past for a personal or consolidation loan. Uh, that time we couldn't help, but rates changed and underwriting has opened up again. If you're still interested, press one now. Um, if you're on the line, just press one to connect with underwriting team. Validation loan some time ago, I guess back then we couldn't move forward. Uh, but that's changed. Rates have come down and underwriting has opened up, especially for people with bad or lower credit. If this still fits, what you're looking for, press one now to talk to the underwriting. I reviewed your file this morning. It's sitting just shy of approval for about $68,000. You can also call back at 844-509-2969. I'll be available till 6 today. Um, when you call, please ask for the underwriting team and mention your approval reference if you already received one. To opt out simply press 9. [BBB Scam Type: Phishing] [Business: Unknown] [Location: MI, USA - 48307]

31 days ago

My direct line is 844-509-2969. You applied with us in the past for a personal or consolidation loan, uh, that time we couldn't help, but rates changed and underwriting has opened up again. If you're still interested, press one now. um if you're on the line, just press one to connect with underwriting team. For a personal loan or consolidation loan some time ago, I guess back then we couldn't move forward. Uh, but that's changed. Rates have come down and underwriting has opened up, especially for people with bad or lower credit. If this still fits what you're looking for, uh, press one now to talk to the underwriting. I reviewed your file this morning. It's sitting just shy of approval for about $68,000. You can also call back at 844-509-2969. I'll be available till 6 today. Um, when you call, please ask for the underwriting team and mention your approval reference if you already received one. To opt out simply press 9. [BBB Scam Type: Advance Fee Loan] [Business: Unknown] [Location: MI, USA - 48843]

31 days ago

Voicemail: “Underwriting, my direct line is 844-509-2969. You applied with us in the past for a personal or consolidation loan. Uh, that time we couldn't help, but rates changed and underwriting has opened up again. If you're still interested, press one now. Um, if you're on the line, just press one to connect with underwriting team.” [BBB Scam Type: Advance Fee Loan] [Business: Loan underwriting] [Location: TX, USA - 77498]

31 days ago

This company calls me from a new number several times a day, sometimes as many as 6 times in one day. I block the number everytime they call. Their voicemail always lists the same call back number of 844-509-2969. And continue to harass me to open up a loan for $68,000. [BBB Scam Type: Advance Fee Loan] [Business: Capital Loan Services] [Location: GA, USA - 30341]

34 days ago

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