Scam Detective
Phone Number

844-509-3145

Last reported Apr 1, 2026

High Risk
  • 71 FTC complaints filed against this number — top 1% of reported numbers
  • 6 community reports from users
  • Complaints from 41 states — suggests robocall campaign

Campaign Intelligence

This scam campaign involves a coordinated network of 7 phone numbers operating as part of a sophisticated debt relief and fake government impersonation scheme. The operation has generated a total of 559 FTC complaints and 18 FCC complaints across multiple categories. The primary phone number 855-909-0937 has received the highest volume of complaints with 440 FTC reports, while numbers like 844-509-3145 (71 complaints), 877-379-3010 (17 complaints), and 833-727-4138 (9 complaints) serve as suppor...

Details

FTC Complaints
71
Category
Reducing your debt (credit cards, mortgage, student loans)
First Seen
2/23/2026
Last Reported
4/1/2026
Area Code
844

Linked Company Activity

Credit Corp Solutions Inc.
841 BBB complaints · Phishing] [Business: First Community Credit Union - Mortgage Se
Medical Services Inc
329 BBB complaints
Changed Inc.
7 BBB complaints

Connected Entities

Community Reports

Scammer left the following voicemail and I've received similar voicemail nearly every day for the past several weeks. This is Rachel Donovan and I am assigned underwriter to your file. I'm calling about your previous loan request and trying to get hold of you for the past few days. Your file shows nearly approved for $46,000. If you're still looking for a personal loan, please press 1 to speak with underwriting or call 844-509-3145. Our record shows you were applying with us in the past for a personal or consolidation loan. At the time we couldn't move forward but that's changed. In 2026, rates have come down and underwriting has opened up, especially for people with a lower score. Um, if this still something you're looking for, press 1 now to opt out, simply press 9. [BBB Scam Type: Advance Fee Loan] [Business: Unknown] [Location: AZ, USA- 85050]

42 days ago

Hi, my name is Rachel. I would like to speak to you regarding your personal loan. Is Rachel Donovan, and I am signed underwriter to your file. I'm calling about your previous loan request and trying to get hold of you for the past few days. Your file shows nearly approved for $46,000. If you're still looking for a personal loan, please press one to speak with underwriting or call 844-509-3145. Our record shows you were applying with us in the past for a personal or consolidation loan. At the time, we couldn't move forward, but that's changed. In 2026, rates have come down and underwriting has opened up, especially for people with a lower score. Um, if this is still something you're looking for, press one now to opt out, simply press 9. [BBB Scam Type: Phishing] [Business: Personal Loan Underwriting Date Rep] [Location: ID, USA- 83709]

42 days ago

Scammer left the following voicemail and I've received similar voicemail nearly every day for the past several weeks. This is Rachel Donovan and I am assigned underwriter to your file. I'm calling about your previous loan request and trying to get hold of you for the past few days. Your file shows nearly approved for $46,000. If you're still looking for a personal loan, please press 1 to speak with underwriting or call 844-509-3145. Our record shows you were applying with us in the past for a personal or consolidation loan. At the time we couldn't move forward but that's changed. In 2026, rates have come down and underwriting has opened up, especially for people with a lower score. Um, if this still something you're looking for, press 1 now to opt out, simply press 9. [BBB Scam Type: Advance Fee Loan] [Business: Unknown] [Location: AZ, USA- 85050]

42 days ago

Hi, my name is Rachel. I would like to speak to you regarding your personal loan. This is Rachel Donovan and I am assigned underwriter to your file. I'm calling about your previous loan request and trying to get hold of you for the past few days. Your file shows nearly approved for $46,000. If you're still looking for a personal loan, please, press one to speak with underwriting or call 844-509-3145. Our record shows you were applying with us in the past for a personal or consolidation loan. At the time, we couldn't move forward, but that's changed. In 2026, rates have come down and underwriting has opened up, especially for people with a lower score. Um, if this is still something you're looking for, press one now to opt out, simply press 9. [BBB Scam Type: Advance Fee Loan] [Business: Unknown] [Location: MI, USA- 48047]

42 days ago

I am getting spoofed calls every day for about 3 month now. I have asked them to stop calling me multiple times. Today the call came from (609) 715-9978. They asked me to call them back at 844-509-3145 ...I am almost approved for a loan, this time for 47k, I have to call them back for verification. These persons are Anonymous, they calling me daily and I am annoyed. Is it possible to file cyber harassment charges as well as fraud ? [BBB Scam Type: Phishing] [Business: Underwriters] [Location: PA, USA- 19053]

42 days ago

I received three calls from “Lucia Flores,” the same as the other person who reported this. The transcript of the first call’s voicemail from 1-401-395-9549 is: “ Hi, this is Lucia calling about your personal line of credit My name is Lucia Flores. I'm the credit analyst working on your approval. I see that you had inquired before regarding a line of credit or consolidation loan and while it didn't move forward at the time a few things have changed this year With rates and underwriting If you're still interested in reviewing your options, you can press one now or give us a call back Today is Monday I will be on my desk till 6 PM You can reach me at 833588 3766 I'll be happy to go over your terms with you You can press nine if you want to cancel your request and to be removed…” The transcript from the second call’s voicemail on 1/27/2025 is: 1-863-456-6180: “Hi, this is Lucia calling about your personal line of credit My name is Lucia Flores. I'm the credit analyst working on your approval. And And well, I didn't move forward at the time a few things have changed this year with rates and underwriting If you're still interested in reviewing your options, you can press one now or give us a call back Today is Tuesday I will be on my desk till 6 PM You can reach me at 855-909-0886 I'll be happy to go over your terms with you You can press nine if you want to cancel your request and to be removed…” On 1/28/2026 I answered a call from 1-516-370-4791 and gave my first name before the bot, still going by Lucia, started speaking. I tried to interrupt and say I do not want to be called but the automated script continued. I have received messages from other numbers (1-725-323-0405 on 1/23 “Madison Cruze” that says to call back at 844-509-3321; 1-980-512-8586 “Rachel Donovan” on 1/21 that says to call back at 844-509-3145; 1-484-990-0598 “Daniella Torres” on 1/19 [BBB Scam Type: Phishing] [Business: Unknown] [Location: NJ, USA- 08542]

43 days ago

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