Scam Detective
Phone Number

855-909-0814

Last reported Apr 15, 2026

High Risk
  • 20 FTC complaints filed against this number — top 1% of reported numbers
  • 7 community reports from users
  • Complaints from 14 states — suggests robocall campaign

Details

FTC Complaints
20
Category
Reducing your debt (credit cards, mortgage, student loans)
First Seen
3/1/2026
Last Reported
4/15/2026
Area Code
855

Linked Company Activity

Direct, Inc
120 BBB complaints · Online Purchase] [Business: Vital forms direct

Connected Entities

Community Reports

Um, hello? Good afternoon. This is Josh with the personal loan processing. We've been trying to reach you last week and I see your loan file is almost approved for up to $68,000. With both a 48 month term at about 1630 a month. Or a 36 month option, if you prefer. If you change your mind, that's fine. Your request can be withdrawn, and you're welcome to reapply later. But if you still need funding, we just need to confirm a couple of quick items and then we can send the docs right over. Press 2 now to connect with me or the underwriting or call back at 855-909-0814. To opt out and withdraw the approval process, press 7. [BBB Scam Type: Advance Fee Loan] [Business: Personal Loan Processing] [Location: GA, USA - 31515]

28 days ago

The caller left a voicemail saying that my $63,000 loan was ready to go to underwriting and they just needed a few documents for me to sign to get it pushed on through. And the number that I was to call back is 855-909-0814. Targeted Pe [BBB Scam Type: Credit Cards] [Business: Unknown] [Location: NC, USA - 28139]

28 days ago

As others have indicated, getting phone calls from different number multiple times a day for over the last few months, stating "This is so-so senior underwriter with the loan qualification team. I've been trying to reach you last week and I see your loan file is almost approved for up to $68,000 with both a 48-month term at about $1630 a month or a 36-month option if you prefer. If you have changed your mind, that's fine. Your request can be withdrawn, and you're welcome to reapply later, but if you still need funding, we just need to confirm a couple of quick items, and then we can send the docs right over. Press 2 now to connect with me or the underwriting or call back at 855-909-0814. To opt out and withdraw the process, press 7." I have not recently applied for a loan, and I keep blocking all the numbers they are calling from, but they still call at least twice a day every day for over several months using different numbers, but the SAME MESSAGE. [BBB Scam Type: Advance Fee Loan] [Business: None provided] [Location: MN, USA - 55016]

28 days ago

Received voicemail: “ “Hello Good afternoon this is Josh with the Loan processing We've been trying to reach you last week and I see your loan file is almost approved for up to $8000 Both a 48 month term at about 1630 a month that Or 36 If you change your mind, that's fine. Your request can be withdrawn. And you're welcome to reapply later But if you still need funding, we just need to confirm a couple of quick Items and then we can send the docs right over Press two now to connect with Me or the underwriting or call back at 855-909-0814 To opt out and withdraw the approval process..” Never applied for any loan. [BBB Scam Type: Advance Fee Loan] [Business: Loan processing] [Location: NY, USA - 11217]

28 days ago

Received following voicemail: "Hello I'm I'm trying to reach you last week and I see your loan file is almost approved for up to Both Both a 48 month term at about 1630 a month that Or 36 month If you change your mind, that's fine. Your request can be withdrawn and you're welcome to reapply later But if you still need funding, we Need to confirm a couple of quick Items and then we can send the docs right over Press two now to connect with me or the underwriting or call back at 855-909-0814 To opt out and withdraw the approval process press Seven…” [BBB Scam Type: Credit Cards] [Business: Unknown] [Location: MO, USA - 63701]

28 days ago

Loan file is almost approved for up to $68,000 with both a 48 month term at about 1630 a month that's in 36 month option if you prefer if you change your mind that's fine your request can be withdrawn and you're welcome to reapply later but if you still need funding we just need to confirm a couple of quick items and then we can send the docs right over press two now to connect with me or the underwriting or call back at 855-909-0814 to opt out and withdrawn the approval process press seven…” [BBB Scam Type: Phishing] [Business: Unknown] [Location: OH, USA - 43227]

28 days ago

Caller left multiple voicemails insisting I was in process for a loan and needed to either opt out or provide needed documentation for the underwriter. As I am not in process of any sort of loan, this is clearly false and an attempt to gather information. I was told to return call at 855-909-0814; call originated from 270-814-0549 per caller ID. [BBB Scam Type: Phishing] [Business: Unknown] [Location: OH, USA - 43015]

29 days ago

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