Scam Detective
Phone Number

(866) 386-5913

Last reported Mar 28, 2026

High Risk
  • 167 FTC complaints filed against this number — top 1% of reported numbers
  • 5 FCC robocall/robotext complaints
  • 7 community reports from users

Campaign Intelligence

**Debt Reduction Scam Campaign Analysis** Our analysis has identified a persistent debt reduction scam operation centered around phone number 8663865913, which has generated 66 FTC complaints and 2 FCC complaints. This campaign specifically targets consumers with promises of reducing debt related to credit cards, mortgages, and student loans. The scam operation has been particularly active in three primary locations: Palmetto, Florida; Goshen, New York; and New Cumberland, Pennsylvania, suggest...

Details

FTC Complaints
167
FCC Complaints
6
FCC Call Types
Prerecorded Voice (6)
Category
Reducing your debt (credit cards, mortgage, student loans)
First Seen
3/19/2026
Last Reported
3/28/2026
Area Code
866

Connected Entities

No known connections to other entities yet.

Community Reports

I've been getting voicemails daily with the same message but from different numbers (they all ask me to call back the same number though). "Carolyn Walker with the Loan Underwriting Unit. I'm reaching out today to speak to you regarding your loan request. We reviewed your file and it looks like you're lined up for about $47,000 approval. We're just missing a quick income verification to wrap things up. When you get a chance, give me a call back at 866-386-5913. Please call us so we can go over a couple of final details. Should be pretty straightforward once we connect, and if you were planning to use any of the funds for paying off existing balances, I can walk you through that as well. Have a great day and talk to you soon" @media (min-width:768px){.css-1w6dufj{-webkit-box-flex:0;-webkit-flex-grow:0;-ms-flex-positive:0;flex-grow:0;-webkit-flex-basis:auto;-ms-flex-preferred-size:auto;flex-basis:auto;width:calc(100% * 6 / var(--Grid-parent-columns) - (var(--Grid-parent-columns) - 6) * (var(- [BBB Scam Type: Phishing] [Business: 'loan underwriting unit' D] [Location: PA, USA- 19082]

1 day ago

This is Carolyn Walker with the loan underwriting unit. I'm reaching out today to speak to you regarding your loan request. We reviewed your file and it looks like you're lined up for about $47,000 approval. We're just missing a quick income verification to wrap things up. When you get a chance, give me a call back at 866-386-5913. Please call us so we can go over a couple final details. Should be pretty straightforward once we connect. And if you were planning to use any of the funds for paying off existing balances, I can walk you through that as well. Have a great day and talk to you soon. [BBB Scam Type: Phishing] [Business: Loan Underwriting Unit] [Location: NJ, USA- 08081]

1 day ago

Hello this is Carolyn Walker with the loan underwriting unit I'm reaching out today to speak to you regarding your loan request we reviewed your file and it looks like you're lined up for about forty seven thousand dollars approval We're just missing a quick income verification to wrap things up when you get a chance give me a call back at 866-386-5913 please call us so we can go over a couple final details Should be pretty straightforward once we connect and if you were planning to use any of the funds for paying off existing balances I can walk you through that as well have a great day and talk to you soon [BBB Scam Type: Advance Fee Loan] [Business: Loan Underwriting Unit] [Location: MT, USA- 59801]

2 days ago

I get this voicemail every day (because I have unknown callers blocked to voicemail). I'm reaching out today to speak to you regarding your loan request. We reviewed your file and it looks like you're lined up for about $47,000 approval. We're just missing a quick income verification to wrap things up. When you get a chance, give me a call back at 866-386-5913. Please call us so we can go over a couple final details. Should be pretty straightforward once we connect. And if you were planning to use any of the funds for paying off existing balances, I can walk you through that as well. Have a great day and talk to you soon. [BBB Scam Type: Phishing] [Business: Unknown] [Location: OH, USA- 45432]

2 days ago

You're lined up for about $47,000 approval. We're just missing a quick income verification to wrap things up. When you get a change, give me a call back at 866-386-5913. Please call us so we can go over a couple of final details. Should be pretty straightforward once we connect and if you were planning to use any of the funds for paying off existing balances, I can walk you through that as well. Have a great and talk to you soon. [BBB Scam Type: Phishing] [Business: Unknown] [Location: NJ, USA- 08801]

3 days ago

Receiving a phone call daily with the same message but different phone numbers. The call is immediately sent to voicemail since it comes from a number not in my contacts: "Hello, this is ___ with the loan underwriting unit. I'm reaching out today to speak to you regarding your loan request. We reviewed your file, and it looks like you're lined up for about $____ approval. We're just missing a quick income verification to wrap things up. When you get a chance, give me a call back at 866-386-5913. Please call us so we can go over a couple final details. Should be pretty straightforward once we connect. And if you were planning to use any of the funds for paying off existing balances, I can walk you through that as well. Have a great day and talk to you soon." @media (min-width:768px){.css-1w6dufj{-webkit-box-flex:0;-webkit-flex-grow:0;-ms-flex-positive:0;flex-grow:0;-webkit-flex-basis:auto;-ms-flex-preferred-size:auto;flex-basis:auto;width:calc(100% * 6 / var(--Grid-parent-columns) - (var(--Grid-p [BBB Scam Type: Advance Fee Loan] [Business: loan underwriting unit] [Location: OR, USA- 97232]

5 days ago

I get this voicemail every day (because I have unknown callers blocked to voicemail). I'm reaching out today to speak to you regarding your loan request. We reviewed your file and it looks like you're lined up for about $47,000 approval. We're just missing a quick income verification to wrap things up. When you get a chance, give me a call back at 866-386-5913. Please call us so we can go over a couple final details. Should be pretty straightforward once we connect. And if you were planning to use any of the funds for paying off existing balances, I can walk you through that as well. Have a great day and talk to you soon. [BBB Scam Type: Advance Fee Loan] [Business: Lending Resource Center] [Location: TN, USA- 37216]

7 days ago

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