866-771-4468

They knew my full first and last name.. this was the voicemail I recieved.. "Hi, this is Janet Jacobson. I hope you're doing well. I wanted to give you a quick update. Hi, this is Janet Jacobson. I'm calling regarding a personal loan inquiry you made with one of our lenders, and I have good news. You're part of one of the final groups for approval. I can get you approved anywhere from $10,000 up to $60,000. If you borrow around $20,000 at 5.99%, your payment could be about $398 per month. You can borrow more if you need a higher amount or less if you're looking for a lower payment. Based on your interest, it looks like we can move this forward once we confirm a few details. I can walk you through the amount, rate, and monthly payment and tailor everything to your situation. Call me back at 877-961-0390 again 877-961-0390" I called the number listed and was able to speak to an actual person who let me know the name of the company was Monarch Lending Union located in Miami, Florida. I let this know I am not interested and they kept asking for my information because I could need a loan for "emergencies, vacations, etc.." I again told them no and to stop calling me. They hung up and I called back and let another person know the same information and that I will be reporting this. Here are a list of number I have blocked over just this month of spam calls. other random numbers I have blocked with same loan request: 8667714468 8445151173 8775781849 8883103531 8667715837 8666661384 16089988039 8773720925 8773720925 8883103531 [BBB Scam Type: Advance Fee Loan] [Business: Monarch Lending Union] [Location: Lexington, KY, USA - 40513]

Hi, this is Sharon Schwab, senior underwriter. I'm calling to give you some feedback. This is Sharon Schwab here. I was looking at your request through one of our lending partners, and it looks like I can put together a better personal loan option for you. From what I'm seeing, your profile actually fits within a range where we can structure this more efficiently, both in terms of rate and overall repayment. This should be a straightforward process, and in many cases like yours, we can have funds available within just a few days, once everything is finalized. I've built strong relationships with both prime and subprime lenders over the years, and that allows me to work through approvals a bit differently and often secure more flexible terms when needed. We also don't need any collateral for this, so the funds can be used for anything you have planned. For example, if you're looking at something around $20,000 at approximately 5.9%, your payment could be around $384 per month. In some cases, we can also adjust the structure, whether that's increasing the amount, extending the term, or lowering the payment to better fit your budget. Based on what I'm seeing, there's a strong possibility we can improve what you were previously offered and get this approved without too much back and forth. I wouldn't let this sit too long since options like this can change depending on timing and availability. Call me back at 866-771-4468. Again, 866-771-4468, and I'll go over everything with you. [BBB Scam Type: Credit Repair/Debt Relief] [Business: Sharon Schwab Senior Underwriter Dat] [Location: Westerville, OH, USA - 43081]

Got a phone call - robot claiming to be a senior underwriter by the name of Sharon Schwab. This is the transcript of the automated call: Hi, this is Sharon Schwab, senior underwriter. I'm calling to give you some feedback. This is Sharon Schwab here. I was looking at your request through one of our lending partners, and it looks like I can put together a better personal loan option for you. From what I'm seeing, your 5.9%, your payment could be around $384 per month. In some cases, we can also adjust the structure, whether that's increasing the amount, extending the term, or lowering the payment to better fit your budget. Based on what I'm seeing, there's a strong possibility. We can improve what you were previously offered and get this approved without too much back and forth. I wouldn't let this sit too long, since options like this can change, depending on timing and availability. Call me back at 866-771-4468. Again, 866-771-4468 and I'll go over everything with you. [BBB Scam Type: Advance Fee Loan] [Business: one of our lending partners Date Rep] [Location: Fort Mill, SC, USA - 29715]