Scam Detective
Phone Number

866-878-0620

Last reported Apr 15, 2026

High Risk
  • 69 FTC complaints filed against this number — top 1% of reported numbers
  • 24 community reports from users
  • Complaints from 40 states — suggests robocall campaign

Details

FTC Complaints
69
Category
Other
First Seen
3/1/2026
Last Reported
4/15/2026
Area Code
866

Linked Company Activity

Ready Capital Corporation
4 BBB complaints · Other] [Business: No
Changed Inc.
7 BBB complaints

Connected Entities

Community Reports

This is “Josh” with the Business Loan Processing department. You have been approved for a $168000 business loan. We just need to get a few pieces of information from you. Press 2 to connect with me or call 866-878-0620 [BBB Scam Type: Advance Fee Loan] [Business: Business Loan Processing] [Location: CO, USA - 80102]

28 days ago

I am getting multiple repeated phone calls saying “my business is approved for a loan”. I have not personally or applied for a loan. These messages and calls are coming to my cell phone. Here is the most current message left on my voicemail. “ Hello, um. Good morning. This is Josh with the business loan processing. I've been trying to reach you last week and I see your loan file is almost approved for up to $168,000. With both an 84 month term at about $2630 a month or a 72 month option, if you prefer. If you've changed your mind, that's fine. Your request can be withdrawn and you're welcome to reapply later. But if you still need funding for your business, we just need to confirm a couple of quick items and then we can send the docs right over. Press 2 now to connect with me or the underwriting or call back at 866-878-0620. To opt out and withdraw the approval process, press 7.” I am reporting this to the BBB in hope I can make others aware. [BBB Scam Type: Advance Fee Loan] [Business: Unknown] [Location: TN, USA - 37129]

28 days ago

I am getting multiple repeated phone calls saying “my business is approved for a loan”. Here is the most current message left on my voicemail. “ Hello, um. Good morning. This is Josh with the business loan processing. I've been trying to reach you last week and I see your loan file is almost approved for up to $168,000. With both an 84 month term at about $2630 a month or a 72 month option, if you prefer. If you've changed your mind, that's fine. Your request can be withdrawn and you're welcome to reapply later. But if you still need funding for your business, we just need to confirm a couple of quick items and then we can send the docs right over. Press 2 now to connect with me or the underwriting or call back at 866-878-0620. To opt out and withdraw the approval process, press 7.” [BBB Scam Type: Advance Fee Loan] [Business: Business Loan Processing] [Location: CA, USA - 95747]

29 days ago

Left voicemail "Hello, um Good Morning, this is Josh with business loan processing. I've been trying to reach you last week and I see your loan file is almost approved for up to $168000 both an 84 month term at about $2630 or a 72 month option if you'd prefer. If you change your mind and your request can be withdrawn and you're welcome to reapply later. If you still need funding for your business, we just need to confirm a couple of quick items and then we can send the documents right over. Press 2 now to connect with me or the underwriting. Or call back at 866-878-0620. To opt out and withdraw in the approval process press 7..." [BBB Scam Type: Advance Fee Loan] [Business: Unknown] [Location: VT, USA - 05676]

29 days ago

“I see your loan file is almost approved for up to $168,000 with both an 84 month term at about 2630 a month or a 72 month option if you prefer if you change your mind that's fine your request can be withdrawn and you're welcome to reapply later but if you still need funding for your business we just need to confirm a couple of quick items and then we can send the docs right over press two now to connect with me or the underwriting or call back at 866-878-0620 to opt out and withdrawn the approval process press seven…” [BBB Scam Type: Advance Fee Loan] [Business: Unknown] [Location: WI, USA - 54891]

29 days ago

voicemail: I've been tried reaching you last week, and I see your loan file is almost approved for up to $168000 with both an 84 month term at about $2,630/month or a 72 month offer if you prefer. If you change your mind, that is fine, your request can be withdrawn and you're welcome to reapply later, but if you still need funding for your business, we just need to confirm a couple of quick items and we can send the docs right over. press 2 now to connect with me now, or the underwriting or call back at 8668780620 to opt out and withdraw on the approval process, press 7 [BBB Scam Type: Advance Fee Loan] [Business: None] [Location: WI, USA - 54874]

29 days ago

Voicemail received “ Hello, um. Good morning, this is Josh with the business loan processing. I've been trying to reach you last week and I see your loan file is almost approved for up to $168,000. with both an 84 month term at about $2630 a month or a 72 month option, if you prefer. If you've changed your mind, that's fine. Your request can be withdrawn and you're welcome to reapply later. But if you still need funding for your business, we just need to confirm a couple of quick items and then we can send the docs right over. Press 2 now to connect with me or the underwriting or call back at 866-878-0620.” I do not have a business and have not applied for any type of loan. [BBB Scam Type: Phishing] [Business: Business loan processing] [Location: IN, USA - 46947]

29 days ago

Voicemail received: Hello, um. Good morning, this is Josh with the business loan processing. I've been trying to review last week, and I see your loan file is almost approved for up to $168,000. With both an 84-month term at about $2630 a month or a 72-month option, if you prefer. If you've changed your mind, that's fine. Your request can be withdrawn and you're welcome to reapply later. But if you still need funding for your business, we just need to confirm a couple of quick items and then we can send the docs right over. Press 2 now to connect with me or the underwriting or call back at 866-878-0620. To opt out and withdraw the approval process, press 7. [BBB Scam Type: Phishing] [Business: The Business Loan Processing Date Re] [Location: CA, USA - 95403]

29 days ago

I never usually answer my phone for a number I don't recognize, so I've never connected with the person...but I have been inundated with prerecorded voicemails from several individuals claiming to be from the "Business Loan Division" or "Business Loan Processing". (I can tell they're prerecorded because they are identical in my voicemail box.) They're coming daily at this point. Here is a transcript of the latest call from today (November 19, 2025 at 11:58AM): "Hello Good morning this is Josh with the business loan processing division. I've been trying to reach you last week and I see your loan file is almost approved for up to $168,000 with both an 84-month term at about $2,630 a month or a 72-month option if you prefer. If you change your mind, that's fine. Your request can be withdrawn and you're welcome to reapply later. But if you still need funding for your business, we just need to confirm a couple of quick items and then we can send the docs right over. Press 2 now to connect with me or the underwriting department or call back at 866-878-0620. To opt and withdraw the approval process, press 7." The calls have been coming from random cities in the U.S. This latest one was from Cave City, KY, but the same exact message came from Nutley, NJ yesterday and Fredericksburg, VA on Monday. I do not own a business nor do I want to open a business, so this is definitely spam. [BBB Scam Type: Credit Cards] [Business: Business Loan Division / Business Loan Processing] [Location: OR, USA - 97045]

29 days ago

Received multiple voicemails about a business loan application, following the exact same script. script says (abbreviated): This is Josh with the business loan processing. I've been trying to reach you last week, and I see your loan file is almost approved for up to $168,000... if you still need funding for your business, we just need to confirm a couple of quick items and then we can send the docs right over. Call back at 866-878-0620" phone numbers called from are: 205-656-6398 and 925-723-6173 [BBB Scam Type: Advance Fee Loan] [Business: Business Loan Processing] [Location: MA, USA - 02128]

29 days ago

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