Scam Detective
Phone Number

888-269-4978

Last reported Jun 28, 2026

High Risk
  • 1,376 FTC complaints filed against this number — top 1% of reported numbers
  • 518 FCC robocall/robotext complaints
  • 215 community reports from users
Each line is a "reported together" relationship.

Details

FTC Complaints
1376
FCC Complaints
530
FCC Call Types
Prerecorded Voice (442), Live Voice (88)
Category
Reducing your debt (credit cards, mortgage, student loans)
First Seen
3/26/2026
Last Reported
6/28/2026
Area Code
888

Where These Reports Came From

States where people filed Better Business Bureau reports about this number. This shows where the people who were targeted live, not where the call comes from.

Texas
22 reports
California
22 reports
New York
14 reports
Virginia
14 reports
North Carolina
12 reports
Florida
10 reports

Connected Entities

Community Reports

Here is the transcript from the voicemail. They’ve left numerous messages. Always from different numbers and names. “If you're available now press one and we'll connect you with an underwriter to go over your approval underwriter can walk you through next steps together the approval is for $56,000 but we do need to speak with you to finalize a few remaining details including your loan terms and income verification your interest rate will vary depending on the term you choose and each comes with different payment structures again press one now to be connected hello this is Marissa Morgan calling from loan underwriting I'm reaching out regarding your loan request we recently reviewed your file again and it looks like you may qualify for an approval at this point we're just missing a couple final details before everything can be completed I did want to connect with you personally so we can go over your options including the different term lengths and what works best for your situation it should be a pretty simple process once we speak when you have a moment please give me a call back at 888-269-4978 again that's 888-269-4978 I'll be available for most of the day and I'll keep an eye out for your call… [BBB Scam Type: Phishing] [Business: Monarch Lending Union] [Location: West Salem, WI, USA - 54669]

27 days ago

Scammer numbers!!! 417-514-8191 502-673-4579 417-381-3962 862-212-6736 908-262-3690 608-671-1518 502-462-2517 888-269-4978

30 days ago1 upvote

1-2 calls daily from many numbers. Typical transcript or voicemail left: If you're available now, press one and we'll connect you with an underwriter to go over your approval. Underwriter can walk you through next steps together. The approval is for $56,000, but we do need to speak with you to finalize a few remaining details, including your loan terms and income verification. Your interest rate will vary depending on the term you choose, and each comes with different payment structures. Again, press one now to be connected. Hello, this is Marissa Morgan calling from loan underwriting. I'm reaching out regarding your loan request. We recently reviewed your file again, and it looks like you may qualify for an approval. At this point, we're just missing a couple final details before everything can be completed. I did want to connect with you personally so we can go over your options, including the different term lengths and what works best for your situation. It should be a pretty simple process once we speak. When you have a moment, please give me a call back at 888-269-4978. Again, that's 888-269-4978. I'll be available for most of the day, and I'll keep an eye out for your call. [BBB Scam Type: Advance Fee Loan] [Business: Loan Underwriting] [Location: New York, NY, USA - 10003]

30 days ago

File is in final review. If you'd prefer to speak directly with underwriting, you can reach us at 888-269-4978. If you're available now, press one and we'll connect you with an underwriter to go over your approval. Underwriter can walk you through next steps together. The approval is for $56,000, but we do need to speak with you to finalize a few remaining details, including your loan terms and income verification. Your interest rate will vary depending on the term you choose, and each comes with different payment structures. Again, press one now to be connected. For an approval. At this point, we're just missing a couple final details before everything can be completed. I did want to connect with you personally so we can go over your options. Including the different term lengths and what works best for your situation. It should be a pretty simple process once we speak. When you have a moment, please give me a call back at 888-269-4978. Again, that's 888-269-4978. I'll be available for most of the day, and I'll keep an eye out for your call. [BBB Scam Type: Advance Fee Loan] [Business: Unknown] [Location: RI, USA - 02893]

39 days ago

Constant phone calls with the same message left on my voicemail. The message is as follows, “Hello, this is Marissa Morgan calling from underwriting. I'm calling regarding your loan approval. Your file is in final review. If you'd prefer to speak directly with underwriting, you can reach us at 888-269-4978.” They are calling from multiple numbers so even if I block them I still get calls from “Marissa Morgan” on a new number. [BBB Scam Type: Advance Fee Loan] [Business: Unknown] [Location: NY, USA - 13778]

46 days ago

Left me 5 voicemails. If you're available now, press one and we'll connect you with an underwriter to go over your approval. Underwriter can walk you through next steps together. The approval is for $56,000, but we do need to speak with you to finalize a few remaining details, including your loan terms and income verification. Your interest rate will vary depending on the term you choose. And each comes with different payment structures. Again, press one now to be connected. Hello, this is Marissa Morgan calling from loan underwriting. I'm reaching out regarding your loan request. We recently reviewed your file again, and it looks like you may qualify for an approval. At this point, we're just missing a couple final details before everything can be completed. I did want to connect with you personally so we can go over your options, including the different term lengths and what works best for your situation. It should be a pretty simple process once we speak. When you have a moment, please give me a call back at 888-269-4978. Again, that's 888-269-4978. I'll be available for most of the day and I'll keep an eye out for your call. [BBB Scam Type: Advance Fee Loan] [Business: Personal Loan Underwriter Date Repo] [Location: CO, USA - 80128]

47 days ago

Numerous phone calls with no business name from 888-269-4978 from “underwriting dept” [BBB Scam Type: Credit Cards] [Business: Unknown] [Location: TN, USA - 37615]

47 days ago

Hello, this is Marissa Morgan calling from underwriting. I'm calling regarding your loan approval. Your file is in final review. If you'd prefer to speak directly with underwriting, you can reach us at 888-269-4978. [BBB Scam Type: Other] [Business: Underwriting] [Location: SC, USA - 29611]

49 days ago

I get multiple calls a day about a loan approval from different numbers and the return number is always the same 888-269-4978 [BBB Scam Type: Advance Fee Loan] [Business: Unknown] [Location: NY, USA - 10552]

51 days ago

Hello, this is Marissa Morgan calling from underwriting. I'm calling regarding your loan approval. Your file is in final review. If you'd prefer to speak directly with underwriting, you can reach us at 888-269-4978. Hello, this is Marissa Morgan calling from loan underwriting. I'm reaching out regarding your loan request. We recently reviewed your file again and it looks like you may qualify for an approval at this point. We're just missing a couple final details before everything can be completed. I did want to connect with you personally so we can go over your options, including the different term lengths and what works best for your situation. It should be a pretty simple process once we speak. When you have a moment, please give me a call back at 888-269-4978 again that's 888-269-4978. I'll be available for most of the day and I'll keep an eye out for your call. [BBB Scam Type: Other] [Business: Marissa Morgan] [Location: TX, USA - 78237]

52 days ago

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