Auto Loan Inc.

I had received a letter in the mail stating a "Final Notice", despite this being the first piece of mail I've received of the sorts. The letter stated: "ATTENTION Vehicle Owner: (Name) VEHICLE: (Year Make) RESIDING AT: (Address) This Notice is to inform you that we have been trying to contact you and have not been able to regarding your Vehicle's warranty for your (Year Make) located at your home address (Address)... Our records indicate that you have not CALLED US YET, to verify that your factory warranty is still in place and protecting you... Failure to call us By the Expiration Date of (Date), may result in a lapse of coverage..." After calling the number, they proceeded to offer me a "deal" on my current warranty coverage. When I stated that I have a factory warranty on the vehicle, they proceeded to get aggressive with me, stating that they would contact my lender for my auto loan and state that I had zero coverage for the vehicle, thus violating my loan agreement. I asked them who my lender is or what my vehicle's VIN is, and they deflected the questions and continued with more hostility, making the same claims as before. I proceeded to hang up the phone shortly after. .css-1w6dufj{-webkit-box-flex:0;-webkit-flex-grow:0;-ms-flex-positive:0;flex-grow:0;-webkit-flex-basis:auto;-ms-flex-preferred-size:auto [BBB Scam Type: Other] [Business: Official Business FORM 9550-WARR Dat] [Location: TX, USA- 78227]

Lied and claimed to be a paralegal mediating for a auto loan company. The debt was from 14 years ago and well past the date to file. Then claimed it had already been in court and a judgement was awarded against me for failure to show. I asked for the information to be mailed ie date of court case etc and then he said he never said it had been in court [BBB Scam Type: Phishing] [Business: Main One Mediation/Resolve First Financial] [Location: MD, USA- 21629]

I received a call from John with Schaffer Goup at x. 601. He said I had not paid back Checksmart. He told me I must pay $1415.29 by Friday, or he would freeze my bank account, and my current auto loan would be defaluted until the loan was repaid. He told me to call back today. He said once it's paid, he would forward a dismissal letter and a paid in full receipt. He does not have an accent. In the past I was scammed by Cashapp when I googled their phone number, and gave them my account information, and lost $2000. That guy had an accent. [BBB Scam Type: Debt Collections] [Business: Schaffer Group] [Location: KY, USA- 41101]

I think someone has open a bank account and loan in my name So I was verifying my info and it asked a question about me having an auto loan in a date I didn’t do. It then also asked me about banks I have an account with, it didn’t list my bank. I press no to all of these questions now it says it can’t verify my info. Idk

SSN Compromised My identity got compromised back in the pandemic with the unemployment scandal. Well I ended up finding out in addition to that things like netspend, loans at one main financial were attempted, PayPal credit applied and sometimes opened, etc. I never applied for them. The odd thing is that most of the accounts that did end up opening some of the acceptance letters would be mailed to me…? At that time I just reported them, locked all three credits and went on. Fast forward to now (haven’t had issues since) I unlocked my credit cause I was browsing for an auto loan and it was only unlocked maybe a week and a half at most. And welp, I got notification to my email that a chime account was opened and a card was being sent to some address. Again, I didn’t do this. When reporting to chime they said to create a police report since from what they were able to tell me, my basic personal info is def compromised either way you see it- SSN being the most important. Can I do that without any other information than “hey someone has my ssn and other info” to the police ? What will that do? … so is it worth calling local PD and making a report? What other options are there? I’ve already went and locked all three credit bureaus again and I just don’t understand how this keeps happening.

This person will not give up trying. Any tips? This has been going on for almost two months now. This person has tried to open several business checking accounts (including once successfully, but was locked down instantly by me). They even created a phony C-Corp and initially listed me as the sole officer. They recently filed a statement of information changing the officer to what I assume is their real name. Looked this person up, and they do live close to where an attempt was made to open a bank account in person. The bank says they have clear footage of him in the bank because he went to the teller first. I've filed a police report, of course, but I don't know whether the police will actually do anything. This person seems fairly sophisticated because they were able to socially engineer their way into unfreezing TransUnion AND Experian without the PIN. Because I have LifeLock, I shut it down immediately. So far, this person hasn't actually stolen anything that I am aware of, but they keep on trying. Today they tried three times to take out an auto loan. They've tried several times to unfreeze my credit. So I have what I assume is their real name, phone number, and address. There is clear footage of him on the security camera, which only the police can get (apparently). He also once tried to change the 2-factor email on my TransUnion account to an email address that he created with a unique domain name (that I assume he owns). So I feel like I have enough information to know who this person is, but given what I've read in this sub, it seems unlikely the police will do anything. The issue is this person definitely has my address, lives not too far from me, and I have reason to believe has been stealing my physical mail. I've locked down all of my credit reports, locked down ChexSystems, put fraud alerts in place, filed a police report, reported this to the FTC... I'm just not sure what else I can possibly do to get this person to stop?

Accidental Identity Theft? Yesterday I got a call from Gate City Bank and they were asking if I wanted to continue with my car approval loan process and credit card process. I have NEVER banked with them. So they tell me that someone had came in with an ID with my name and had my social and opened a checking account with them and were trying to open a credit card and a auto loan. So I go through the process of shutting the account down and filing a police report. Well they call me back today and tell me that this lady had the same first and last name as me but different middle name and different social…however they say they had all of my information already in the system so they opened her account with all of my information and not hers. Again, I’ve never banked with them so how would they have my info? How would the bank not catch that this lady was not me and that the socials didn’t match? I’ve already filed a police report and put fraud alerts on my credit and now I’m not sure how to back track.