CREDIT MANAGEMENT CORPORATION

I received a call from someone that said they were from Optum - United Healthcare - and was calling about my prior authorization request. I did have a recent prior authorization request with United (which, of course, they denied), but United had already notified me of their decision. The man had an accent and was a little difficult to understand, and it also sounded like a bad connection, but otherwise he sounded very professional. He said he was calling about my prior authorization and before we could go further, to please verify my date of birth and address. He just sounded so far away - like he was in a different country - and it was all muffled. When I told him I didn’t feel comfortable talking with him because I couldn’t verify who this was from, he was kind and aaid no problem, I could call back - and then he started giving me a call back number - which he changed three times. So it was all very suspicious. I googled and found none of the numbers he gave me were legitimate Optum or United numbers on the internet. They were for credit management services, loans, personal coaching, etc. But I’m pretty careful about bogus calls, and I almost started going down the path and giving thia guy my personal info. I have no idea where he was calling from. The callback numbers he provided were first 800-210-4455 and then he changed it to 800-210-4555, and there was a third iteration of a similar number with a changed digit. [BBB Scam Type: Healthcare/Medicaid/Medicare] [Business: Optum] [Location: WI, USA - 53066]

Debt collectors are still hounding me years after taking all necessary steps, including a valid police report. What happens if I ignore them? 4 years ago I was naive and shared my info with someone who I thought I could trust, turns out they stole my identity and opened 3 credit lines with that info. I caught it pretty quickly and took all the textbook steps: police report; FTC report; freezing credit through equifax etc.; and contacted the three creditors who had the accounts. 2 of the 3 dropped it, but one handed it off to a credit management company, and they now handed it off to a local legal company who are threatening to file a civil lawsuit against me. I called them, they gave me an affidavit to fill out, but this thing is gonna cost time and money that I don't want to spend, especially as a victim. The police report was filed years ago, an arrest was made, and if they investigate this they're gonna come across the report (right? Its public info after all). Im not withholding information because I've offered to give them the police report number. So whats gonna happen if I ignore it all? They can't charge me for something that's been proven to be ID fraud and that I've already taken all necessary steps to remedy, right?

University enforcing tuition payment after termination of student status (UK) 1) My friend applies to a uni and gets a place 2) Does NOT apply for tuition fee loan due to technical difficulties with the online system 3) Contacts the Student loans company, who quote him a student support number 4) Uses the student support number to enrol at the uni 5) Gets kicked out ¾ of the way through the first year because uni was not getting tuition payments from SLC Five months later, the uni have now contacted a credit management agency, for the purposes of recovery of the outstanding payments. Given that my friend's application/enrolment was made under the assumption that all fees would be covered by the SLC, is it possible that he is not screwed? Any suggestions on which steps for him to take in order to avoid a lawsuit and perhaps even having to pay the outstanding fees.