Scam Detective
Phone Number

(707) 607-0819

Last reported Mar 28, 2026

High Risk
  • 121 FTC complaints filed against this number — top 1% of reported numbers
  • 8 community reports from users
  • Complaints from 78 states — suggests robocall campaign

Campaign Intelligence

This phone number has generated 119 consumer complaints (119 FTC, 0 FCC) in the Reducing your debt (credit cards, mortgage, student loans) category. Complaints come from consumers in FORT SMITH, Arkansas, Harrisburg, Pennsylvania, Atlanta, Georgia, GEORGETOWN, Kentucky, Schertz, Texas. Reports span from February 2026 to March 2026. Other high-volume numbers in the same scam category include (866)959-0957 (1162 complaints), (888)324-9444 (845 complaints), (866)959-0960 (751 complaints).

This cluster centers on 2764 connected domains tagged as BeaverTail, Kaiji, fbf543. 645 of these domains have been flagged by threat intelligence feeds including Google Safe Browsing and URLhaus. The connected infrastructure includes 1132 phone numbers (7638857447, 8664372914, 2157987305) with 10266 FTC complaints; 146 companies (JPMORGAN CHASE & CO., Advanced Resolution Services Inc., EVERBANK, NATIONAL ASSOCIATION) with 8616274 CFPB complaints; 298 email addresses (xxxxxxxxxxxxxxxxxxxxxxxx@vm...

**Multi-Vector Scam Campaign Targets Consumers with Debt Relief and Utility Fraud** A sophisticated scam operation has been identified using at least 20 phone numbers to target consumers across multiple categories, generating over 860 complaints to federal agencies. The campaign's primary phone number, 8886238876, serves as a central hub connected to 8 other numbers through shared campaign infrastructure. This number has generated 4 FTC complaints in the debt reduction category, with victims re...

This cluster centers on 2874 connected domains tagged as QuasarRAT, StealitStealer, pw-k53mv9bc. 652 of these domains have been flagged by threat intelligence feeds including Google Safe Browsing and URLhaus. The connected infrastructure includes 1375 phone numbers (2157987305, 2025069230, 2028641298) with 14635 FTC complaints; 160 companies (JPMORGAN CHASE & CO., Advanced Resolution Services Inc., EVERBANK, NATIONAL ASSOCIATION) with 8680419 CFPB complaints; 299 email addresses (abuse@fb.com, ...

This cluster centers on 1486 connected domains tagged as None, keylogger. 5 of these domains have been flagged by threat intelligence feeds including Google Safe Browsing and URLhaus. The connected infrastructure includes 1364 phone numbers (3124141737, 3163966869, 8553892999) with 17909 FTC complaints; 170 companies (EQUIFAX, INC., TRANSUNION INTERMEDIATE HOLDINGS, INC., BANK OF AMERICA, NATIONAL ASSOCIATION) with 8747332 CFPB complaints; 187 email addresses (xxxxxxxxxxxxxxxxxxxxxxxx@vmh5.grup...

Details

FTC Complaints
121
Category
Reducing your debt (credit cards, mortgage, student loans)
First Seen
2/23/2026
Last Reported
3/28/2026
Area Code
707

Linked Company Activity

Credit Corp Solutions Inc.
2432 BBB complaints

Connected Entities

Community Reports

Hello, this is Stephanie Howard with the underwriting department at US Loans. Today is Wednesday, February 11th, and I'm calling regarding your recent loan inquiry. We've reevaluated your previous request for up to $58,000 and due to recent updates to our underwriting guidelines, you may now qualify, even if you were previously declined or have lower credit. If you're still interested in a loan to help with personal expenses or debt consolidation, please give us a call back at 707-607-0819 to speak directly with our underwriting department. This preapproval is time sensitive, so we encourage you to call today. If you are no longer interested in a loan, please call the number shown on your caller ID to opt out. We look forward to assisting you. @media (min-width:768px){.css-1w6dufj{-webkit-box-flex:0;-webkit-flex-grow:0;-ms-flex-positive:0;flex-grow:0;-webkit-flex-basis:auto;-ms-flex-preferred-size:auto;flex-basis:auto;width:calc(100% * 6 / var(--Grid-parent-columns) - (var(--Grid-parent-columns) - 6) * (v [BBB Scam Type: Phishing] [Business: US Loans] [Location: NJ, USA- 07079]

1 minute ago

Stephanie Howard from American Loans said I had a $58k loan. Call back at 707-607-0819. [BBB Scam Type: Advance Fee Loan] [Business: American Loans] [Location: CA, USA- 91321]

2 days ago

Texting and phone calls about a loan that I have not applied for. Finally marked the texts as spam where the phone calls started. They are asking me to call 707-607-0819 to speak with them directly. [BBB Scam Type: Phishing] [Business: American Loans] [Location: NJ, USA- 08003]

2 days ago

Identical to ******** ****** with same phone number 707 607 0819 and amount of loan offer - $58.00.00. The only difference in script was that she was from "American Loans", not U.S. Loans [BBB Scam Type: Phishing] [Business: American Loans] [Location: PA, USA- 19116]

3 days ago

Voicemail: Hello, this is Stephanie Howard with the underwriting department at American Loans. Today is Wednesday, March 4th, and I'm calling regarding your recent loan inquiry. We've reevaluated your previous request for up to $58000 and due to recent updates to our underwriting guidelines. You may now qualify, even if you were previously declined or have lower credit. If you're still interested in a loan to help with personal expenses or debt consolidation. Please give us a call back at 707-607-0819 to speak directly with our underwriting department. This preapproval is time sensitive. So we encourage you to call today. If you are no longer interested in a loan please call the number shown on your caller ID to opt out. We look forward to assisting you. @media (min-width:768px){.css-1w6dufj{-webkit-box-flex:0;-webkit-flex-grow:0;-ms-flex-positive:0;flex-grow:0;-webkit-flex-basis:auto;-ms-flex-preferred-size:auto;flex-basis:auto;width:calc(100% * 6 / var(--Grid-parent-columns) - (var(--Grid-parent-columns [BBB Scam Type: Credit Cards] [Business: American Loans] [Location: NC, USA- 27712]

3 days ago

Started with text messages to phone or cell, blocked and few months later phone calls started. Total of three in past month. Blocked them again and left a message. Stephanie Howard from American Loans Caller ID phone number was 883-793-8231, do to underwriting reevaluation, personal loan for up to $58,000 is available but for "time sensitive" time only. Call them back at 707-607-0819. I called the number from a business line at work and when woman answered (no mention on American Loan), I asked her to stop calling my phone, she hung up. Called back and got a recording saying " the number you dialed is not in service" then I called the Caller ID number and it states "all lines are busy at the moment" Obviously something was off when she didn't state the company's name and then silence.. when I stated stop calling... abruptly hung up. It was seconds when I called back, then they must have removed that number or blocked me. @media (min-width:768px){.css-1w6dufj{-webkit-box-flex:0;-we [BBB Scam Type: Phishing] [Business: American Loans] [Location: WI, USA- 54140]

3 days ago

I have not applied for any loans Hello, this is Stephanie Howard with the underwriting department at American Loans. Today is Wednesday, March 4th, and I'm calling regarding your recent loan inquiry. We've reevaluated previous request for up to $58,000 and due to recent updates to our underwriting guidelines. You may now qualify, even if you were previously declined or have lower credit. If you're still interested in a loan to help with personal expenses or debt consolidation, please give us a call back at 707-607-0819 to speak directly with our underwriting department. This preapproval is time sensitive. So we encourage you to call today. If you are no longer interested in a loan, please call the number shown on your caller ID to opt out, we look forward to assisting you. @media (min-width:768px){.css-1w6dufj{-webkit-box-flex:0;-webkit-flex-grow:0;-ms-flex-positive:0;flex-grow:0;-webkit-flex-basis:auto;-ms-flex-preferred-size:auto;flex-basis:auto;width:calc(100% * 6 / var(--Grid-parent-columns) - (var(-- [BBB Scam Type: Phishing] [Business: Stephanie Howard from American Loans] [Location: MO, USA- 64157]

3 days ago

Hello, this is Stephanie Howard with the underwriting department at American Loans. Today is Thursday, March 5th, and I'm calling regarding your recent loan inquiry. We've reevaluated your previous request for up to $58,000 and due to recent updates to our underwriting guidelines, you may now qualify, even if you were previously declined or have lower credit. If you're still interested in a loan to help with personal expenses or debt consolidation, please give us a call back at 707-607-0819 to speak directly with our underwriting department. This preapproval is time sensitive, so we encourage you to call today. If you are no longer interested in a loan, please call the number shown on your caller ID to opt out. We look forward to assisting you. @media (min-width:768px){.css-1w6dufj{-webkit-box-flex:0;-webkit-flex-grow:0;-ms-flex-positive:0;flex-grow:0;-webkit-flex-basis:auto;-ms-flex-preferred-size:auto;flex-basis:auto;width:calc(100% * 6 / var(--Grid-parent-columns) - (var(--Grid-parent-columns) - 6) * ( [BBB Scam Type: Phishing] [Business: Underwriting department of American loans] [Location: MA, USA- 01082]

3 days ago

Got a call on a completely different number stating regarding a recent loan inquiry which I haven't done in years. Here is the voicemail left "Hello this is Stephanie Howard with the underwriting department at US Loans...I'm calling regarding your recent loan inquiry. We've reevaluated your previous request for up to $58,000...Please give us a call back at 707-607-0819. [BBB Scam Type: Identity Theft] [Business: US Loans Fake Loan Application Vishing and Identity Theft Scam] [Location: TX, USA- 75454]

5 days ago

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