Scam Detective
Phone Number

855-909-0822

Last reported May 10, 2026

High Risk
  • 472 FTC complaints filed against this number — top 1% of reported numbers
  • 52 FCC robocall/robotext complaints
  • 80 community reports from users

Campaign Intelligence

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This cluster centers on 2559 connected domains tagged as GuLoader, NorthKorea, trojan. The domains include 83.224.148.34, 14.236.247.68, 120.157.72.59, 95.127.248.192, 116.110.179.199, 116.101.73.68, 95.127.250.241, 152.173.199.182, 91.80.129.100, 59.88.45.188, 117.216.5.20, 182.60.11.164, 41.146.14.165, 120.157.46.38, 59.182.90.199, 113.168.249.76, 78.132.114.25, 171.241.208.124, 120.157.229.220, 14.236.84.25 and 2539 more. 640 of these domains have been flagged by threat intelligence feeds inc...

Details

FTC Complaints
472
FCC Complaints
52
FCC Call Types
Prerecorded Voice (28), Live Voice (20)
Category
Reducing your debt (credit cards, mortgage, student loans)
First Seen
2/22/2026
Last Reported
5/10/2026
Area Code
855

Linked Company Activity

EQUIFAX, INC.
1 BBB complaint · Credit Cards] [Business: Equifax Impersonator] [Location: MD, USA- 21207]
TRANSUNION INTERMEDIATE HOLDINGS, INC.
4 BBB complaints · Phishing] [Business: TransUnion Imposter Sc
JPMORGAN CHASE & CO.
16 BBB complaints
CITIBANK, N.A.
23 BBB complaints
SELECT PORTFOLIO SERVICING, INC.
1 BBB complaint · Advance Fee Loan] [Business: Said they were from Select Portfolio Servicing] [Location:
WELLS FARGO & COMPANY
204 BBB complaints · Bank/Credit Card C

Connected Entities

Community Reports

Multiple phone calls daily leaving the following voicemail: This is Vanessa calling about your loan application. I am with the verification department, my nma ei sVanessa Rojas. I’m the credit analyst working on your approval. I see that you had an inquired regarding a personal line of credit or consolidation loan and while it didn’t move forward at the time a few things have changed this year with rates and underwriting. Most likely we can get your approved for $49,000 underwriting notes just pending in income verification. If you’re still interested in reviewing your options press one now or give us a call back at 855-909-0822. I’ll be happy to go over the terms with you. look forward to speaking with you. [BBB Scam Type: Credit Repair/Debt Relief] [Business: Unknown] [Location: NY, USA- 12721]

44 days ago

I get at least one call everyday from a different number about a loan or line of credit, they want me to call them back at 855-909-0822 to finalize the details. I have not applied for anything and this is very annoying. My cell is a business phone and they call when I am in the middle of meetings/calls and I am beyond fed up with it. I block and report as spam but they just call from a different number everyday with basically the same voicemail but a different person such as Lucia or someone else to call back. [BBB Scam Type: Advance Fee Loan] [Business: Unknown] [Location: TN, USA- 37072]

44 days ago

I receive two calls a day from different numbers with various voicemails about a loan I supposedly applied for but did not. “ Vanessa calling about your loan application. I am with the verification department. My name is Vanessa Rojas. I'm the credit analyst working on your approval. I see that you have inquired regarding a personal line of credit or consolidation loan, and while it didn't move forward at the time, a few things have changed this year with rates and underwriting. Most likely we can get you approved for about $49,000 under writing notes, shows just pending income verification. If you're still interested in reviewing your options, press one now or give us a call back at 855-909-0822. I'll be happy to go over your terms with you. Looking forward to speak with you.” [BBB Scam Type: Phishing] [Business: Unknown] [Location: NC, USA- 27344]

44 days ago

I keep getting voice mails from this unknown company saying that I have been approved for a personal line of credit and they need to do an income verification and "just some other minor details to complete the application" (which I did not apply for). Two different names/two separate messages on the voice mails (Vanessa & Adriana), two different numbers 855-909-0822 and 855-909-0848. I receive calls/voice mails once a day. I REFUSE to answer the calls that come from area codes like North Carolina and Kentucky or other numbers that I do NOT recognize; most likely 'ghost numbers'. [BBB Scam Type: Phishing] [Business: Scam Call] [Location: SD, USA- 57703]

44 days ago

Robo-call from various numbers to my cell number at least once per day claiming I have been approved for a loan I applied allegedly requested. They give an option to connect with someone, given a call back number (most recently 855-909-0822), or instructed to press a certain number to be removed from the call list. I have opted to be removed but the calls keep coming. When I have elected to be connected with a person, they reiterate the need to finalize my loan details. I ask what bank they are with and am told it is not a bank but an "independent loan company" called Fresh Start Union. Any request to speak with a manager is met with "they are busy assisting others" or they hang up. When I request to be removed from their call list, most immediately hang up but a few acknowledge the request before hanging up. [BBB Scam Type: Phishing] [Business: Fresh Start Union] [Location: PA, USA- 19014]

44 days ago

Hello! This is Vanessa calling about your loan application. I am with the verification department. My name is Vanessa Rojas. I'm the credit analyst working on your approval. I see that you have inquired regarding a personal line of credit or consolidation loan, and while it didn't move forward at the time. A few things have changed this year with rates and underwriting. Most likely, we can get you approved for about forty nine thousand dollars under writing notes shows just pending income verification. If you're still interested in reviewing your options, press one now or give us a call back at 855-909-0822. I'll be happy to go over your terms with you. Looking forward to speak with you. [BBB Scam Type: Advance Fee Loan] [Business: Unknown] [Location: WI, USA- 54220]

44 days ago

I received repeated calls from this company. Always different phone numbers but they would leave the same 855-909-0822 call back number. They claimed to have approved my loan request for up to $67,000. When i called the phone number left on my voicemail the voice sound led AI generated. They already had my address and full name. They asked for my date of birth and social security number which i didnt give them. When i asked for a website i could verify their company or an email verification they kept stating they work with loan companys like sofi, lending tree etc. [BBB Scam Type: Advance Fee Loan] [Business: Fresh start union] [Location: WI, USA- 53403]

44 days ago

Hello, this is Vanessa calling about your loan application. I am with the verification department. My name is Vanessa Rojas. I'm the credit analyst working on your approval. I see that you had inquired regarding a personal line of credit or consolidation loan. And while it didn't move forward at the time, a few things have changed this year with rates and underwriting. Most likely we can get you approved for about $49,000 under writing notes. shows just pending income verification. If you're still interested in reviewing your options, press one now or give us a call back at 855-909-0822. I'll be happy to go over your terms with you. Looking forward to speak with you. [BBB Scam Type: Advance Fee Loan] [Business: Fake Loan Application Vishing and Identity Theft Scam] [Location: TX, USA- 76065]

44 days ago

Hello, this is Vanessa calling about your loan application. I am with the verification department. My name is Vanessa Rojas. I'm the credit analyst working on your approval. I see that you had inquired regarding a personal line of credit or consolidation loan. And while it didn't move forward at the time, a few things have changed this year with rate and underwriting. Most likely we can get you approved for about $49,000 under writing notes, shows just pending income verification. If you're still interested in reviewing your options, press one now or give us a call back at 855-909-0822. I will be happy to go over your terms with you. Looking forward to speak with you. [BBB Scam Type: Advance Fee Loan] [Business: Unknown] [Location: CA, USA- 92392]

44 days ago

Credit analyst working on your approval. I see that you have inquired regarding a personal line of credit or consolidation loan. And while it didn't move forward at the time, a few things have changed this year with rates and underwriting. Most likely we can get you approved for about $49,000 under writing notes, shows just pending income verification. If you're still interested in reviewing your options, press one now or give us a call back at 855-909-0822. I'll be happy to go over your terms with you. Looking forward to speak with you. [BBB Scam Type: Phishing] [Business: Unknown] [Location: MI, USA- 48348]

44 days ago

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