Scam Detective
Phone Number

855-909-0936

Last reported May 10, 2026

High Risk
  • 396 FTC complaints filed against this number — top 1% of reported numbers
  • 43 FCC robocall/robotext complaints
  • 178 community reports from users

Campaign Intelligence

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Details

FTC Complaints
396
FCC Complaints
43
FCC Call Types
Live Voice (21), Prerecorded Voice (22)
Category
Other
First Seen
2/24/2026
Last Reported
5/10/2026
Area Code
855

Linked Company Activity

EQUIFAX, INC.
1 BBB complaint · Credit Cards] [Business: Equifax Impersonator] [Location: MD, USA- 21207]
TRANSUNION INTERMEDIATE HOLDINGS, INC.
4 BBB complaints · Phishing] [Business: TransUnion Imposter Sc
JPMORGAN CHASE & CO.
16 BBB complaints
CITIBANK, N.A.
23 BBB complaints
SELECT PORTFOLIO SERVICING, INC.
1 BBB complaint · Advance Fee Loan] [Business: Said they were from Select Portfolio Servicing] [Location:
WELLS FARGO & COMPANY
204 BBB complaints · Bank/Credit Card C

Connected Entities

Community Reports

Repeated daily calls from different numbers, all with a generic name: "Erica". Followed is the transcript from the voicemail: "Hi, my name is Erica. I need to speak to you regarding your personal loan. This is Erica Hayes with J. Morgan underwriting. I'm calling about your previous loan request. I'm trying to get hold of you before the end of the year. Your file shows nearly approved for $60,000. If you were still trying to finalize your personal loan, please call 855-909-0936 and ask to speak to the underwriting. You might remember applying with us in the past for a personal or consolidation loan. At the time, we couldn't move forward, but that's changed. Rates have come down, and underwriting has opened up, especially for people with lower credit. If this is still something you're looking, call us back at 855-909-0936. When you call, mention your approval reference. If you have one, I will be available till 5 PM." [BBB Scam Type: Phishing] [Business: J. Morgan Underwriting] [Location: MA, USA - 01027]

35 days ago

Multiple calls daily from spoofed phone numbers automated calling in regards to a supposed loan application I filled out and asking me to call 855-909-0936. Even when when I request to be placed on a do not call list they call back from a different number. [BBB Scam Type: Phishing] [Business: Unknown] [Location: MI, USA - 48170]

35 days ago

Caller identified herself as Erica Hayes with J Morgan Loan Underwriting re: a personal loan I had applied for. I have NOT applied with these people, whoever they are. They call pretty much daily, always from a different area code and number, but the return number is always 855-909-0936 or 866-288-7643 or 800-303-7006. [BBB Scam Type: Phishing] [Business: J Morgan Underwriting] [Location: MO, USA - 65769]

35 days ago

Have received numerous voicemails on my cell phone #, which is registered on the do not call registry, about a loan being almost finalized. I have not applied for any such loan. Transcript of one message: Hi, my name is Erica. I need to speak to you regarding your personal loan. This is Erica Hayes with J. Morgan underwriting. I'm calling about your previous loan request. I'm trying to get hold of you. Um, before end of the year. Your file shows nearly approved for $60,000. If you're trying to finalize your personal loan, please call 855-909-0936 and ask to speak to the underwriting. You might remember applying with us in the past for a personal or consolidation loan. At the time, we couldn't move forward, but that's changed. Rates have come down and underwriting has opened up, especially for people with lower credit. If this is still something you're looking, call us back at 855-909-0936. When you call, mention your approval reference. If you have one, I will be available till 5 PM. [BBB Scam Type: Other] [Business: J Morgan] [Location: CA, USA - 95610]

35 days ago

I never applied for a loan. This message is received multiple times a day on both my land line and cell phone. The incoming number varies and although it's blocked it still leaves a message. The caller name varies and is sometimes a male instead. This is our personal loan. This is Erica Hayes with J Morgan Underwriting. I'm I'm calling about your previous loan request. I'm trying to get hold of you before end of the year. Your file shows nearly approved for $60,000. If you're still trying to finalize your personal loan, please call 865-909-0936 and ask to speak to the underwriting You might remember applying with us in the past for a personal or consolidation loan. At the time, we couldn't move forward, but that's changed. Rates have come down and underwriting has opened up, especially for people with lower credit. If this is still something you're looking, call us back at 855-909-0936. [BBB Scam Type: Phishing] [Business: J Morgan Underwriting] [Location: UT, USA - 84040]

35 days ago

Hi, my name is Erica. I need to speak to you regarding your personal loan. This is Erica Hayes with J. Morgan underwriting. I'm calling about your previous loan request. I'm trying to get hold of you. Um, before end of the year. Your file shows nearly approved for $60,000. If you were still trying to finalize your personal loan, please call 855-909-0936 and ask to speak to the underwriting. You might remember applying with us in the past for a personal or consolidation loan. At the time, we couldn't move forward, but that's changed. Rates have come down and underwriting has opened up, especially for people with lower credit. If this is still something you're looking, call us back at 855-909-0936. When you call, mention your approval reference. If you have one, I will be available till 5 PM. [BBB Scam Type: Phishing] [Business: J. Morgan Underwriting] [Location: PA, USA - 17011]

35 days ago

Voicemail: Hi, my name is Erica. I need to speak to you regarding your personal loan. This is Erica Hayes with J. Morgan underwriting. I'm calling about your previous loan request. I'm trying to get hold of you before end of the year. Your file shows nearly approved for $60,000. If you were still trying to finalize your personal loan, please call 855-909-0936 and ask to speak to the underwriting. You might remember applying with us in the past for a personal or consolidation loan. At the time, we couldn't move forward, but that's changed. Rates have come down and underwriting has opened up, especially for people with lower credit. If this is still something you're looking, call us back at 855-909-0936. When you call, mention your approval reference. If you have one, I will be available till 5 PM. [BBB Scam Type: Other] [Business: 855 909-0936] [Location: GA, USA - 30721]

35 days ago

I get multiple calls with similar messages from different numbers. “Hi, my name is Erica. I need to speak to you regarding your personal loan. This is Erica Hayes with J. Morgan underwriting. I'm calling about your previous loan request. I'm trying to get hold of you. Um, before end of the year. Your file shows nearly approved for $60,000. If you were still trying to finalize your personal loan, please call 855-909-0936 and ask to speak to the underwriting. You might remember applying with us in the past for a personal or consolidation loan. At the time, we couldn't move forward, but that's changed. Rates have come down and underwriting has opened up, especially for people with lower credit. If this is still something you're looking, call us back at 855-909-0936. When you call, mention your approval reference. If you have one, I will be available till 5 PM.” [BBB Scam Type: Advance Fee Loan] [Business: J. Morgan underwriting.] [Location: FL, USA - 32439]

35 days ago

Hi, my name is Erica. I need to speak to you regarding your personal loan. This is Erica Hayes with J. Morgan underwriting. I'm calling about your previous loan request. I'm trying to get hold of you before end of the year. Your file shows nearly approved for $60,000. If you were still trying to finalize your personal loan. Please call 855-90936 and ask to speak to the underwriting. You might remember applying with us in the past for a personal or consolidation loan. At the time, we couldn't move forward, but that's changed. Rates have come down and underwriting has opened up, especially for people with lower credit. If this is still something you're looking, call us back at 855-909-0936. When you call, mention your approval reference. If you have one, I will be available till 5 PM. [BBB Scam Type: Credit Cards] [Business: JP Morgan] [Location: NY, USA - 12182]

35 days ago

I get spoofed phone calls daily until I report them to the Govt. it stopped for awhile. If I answer the phone it sounds like a real person but it’s a recording bc I have said some pretty choice words. Here is one voice mail from my iPhone dictated. Usually it’s any where from $45 k to $65k offering a loan I didn’t apply for. A scam. Here’s the message : low confidence per iPhone : Hi my name is Erica. I need to speak to you regarding your personal loan. This is Erica Hayes with J. Morgan underwriting. I'm I'm calling about your previous loan request. Uh, I'm trying to get hold of you, um, before end of the year. Your file shows nearly approved for $60,000. If you were still trying to finalize your personal loan, please call 855-909-0936 and ask to speak to the underwriting, you might remember applying with us in the past for a personal or consolidation loan. At the time, we couldn't move forward, but that's changed. Rates have come down and underwriting has opened up especially for people with lower credit. If this is still something you're looking, call us back at 855-90936. When you call, mention your approval reference. If you have one, I will be available till 5 PM. [BBB Scam Type: Phishing] [Business: J. Morgan underwriting] [Location: GA, USA - 30120]

36 days ago

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