Scam Detective
Phone Number

866-288-7643

Last reported May 10, 2026

High Risk
  • 388 FTC complaints filed against this number — top 1% of reported numbers
  • 42 FCC robocall/robotext complaints
  • 12 community reports from users

Campaign Intelligence

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Details

FTC Complaints
388
FCC Complaints
42
FCC Call Types
Live Voice (11), Prerecorded Voice (31)
Category
Reducing your debt (credit cards, mortgage, student loans)
First Seen
2/24/2026
Last Reported
5/10/2026
Area Code
866

Linked Company Activity

EQUIFAX, INC.
1 BBB complaint · Credit Cards] [Business: Equifax Impersonator] [Location: MD, USA- 21207]
TRANSUNION INTERMEDIATE HOLDINGS, INC.
4 BBB complaints · Phishing] [Business: TransUnion Imposter Sc
JPMORGAN CHASE & CO.
16 BBB complaints
CITIBANK, N.A.
23 BBB complaints
SELECT PORTFOLIO SERVICING, INC.
1 BBB complaint · Advance Fee Loan] [Business: Said they were from Select Portfolio Servicing] [Location:
WELLS FARGO & COMPANY
204 BBB complaints · Bank/Credit Card C

Connected Entities

Community Reports

Harassing phone calls repeatedly, non-stop for days from 833-487-2755 and 866-288-7643 either as fake companies named "Pine Meadow Capital" or "Capital Loan Center". [BBB Scam Type: Phishing] [Business: Pine Meadow Capital] [Location: CA, USA - 91367]

33 days ago

They call in leave a voicemail from a lady Melanie Collins I’ve copy and paste exactly what the conversation says from the recording phone call: Hello, this is Melanie Collins with the underwriting department reaching out to go over your personal loan inquiry, which is almost approved for $64,000. I'm reaching out because like we recently reevaluated your previous loan request. Also, our underwriting guidelines have expanded, which means applicants who weren't eligible before may now qualify, even with lower credit. If you're still considering a personal or a consolidation loan, You can call us back at 866-2887643 to speak directly with the underwriting. I will be available until 5 p.m. today. Looking forward to speak with you. [BBB Scam Type: Advance Fee Loan] [Business: Unknown] [Location: FL, USA - 32907]

34 days ago

Received a call from yet another spoofed phone number, have blocked at least 200 other numbers over the last 6 months. The message is always the same "This is Melanie Collins calling from the underwriting department. You've been approved for a loan, etc." The callback number is ALWAYS the same though: 866-288-7643. I delete and report spam on every, single call. At least once a week, i will answer the phone to press 9 to ask to be placed on the do not call list and it never works. I continue getting calls. This company MUST BE STOPPED. Use the following call-back number to trace them: 866-288-7643 [BBB Scam Type: Debt Collections] [Business: Underwriting Department] [Location: TX, USA - 77007]

34 days ago

I am repeatedly getting robocalls (multiple times daily) about approval for a loan request that I did not apply for. I have repeatedly requested my number be removed from their calling list to no avail. After speaking with someone & subsequently being hung up on after being told I was being transferred to their legal dept, that the company is Capital Loan Center in Irvine, CA. The phone number to contact them is 866-288-7643 [BBB Scam Type: Phishing] [Business: Capital Loan Center] [Location: MD, USA - 21205]

34 days ago

I have received repeated spam calls from different numbers but the voicemails ask me to call back 866-288-7643 to get "my personal loan" which I do not have or have applied for. Obvious scam to get personal informatoin Targete [BBB Scam Type: Advance Fee Loan] [Business: Personal Loan Underwriting Date Rep] [Location: HI, USA - 96778]

34 days ago

I am on the Do Not Call list, I have spoken with their "underwriting department" several times telling each person to take me off of their calling list. I have never reached out to this company for a loan, or sought to use their services for any reason. They call from multiple phone numbers, always changing, but the number they tell you to call is 866-288-7643. [BBB Scam Type: Phishing] [Business: Capital Loan Center] [Location: MD, USA - 21202]

35 days ago

They called left voicemail requesting callback about a 64k loan that I never applied for with their company. The requested call back number was 866-288-7643 [BBB Scam Type: Advance Fee Loan] [Business: N/A] [Location: FL, USA - 32225]

35 days ago

I keep receiving phone calls from various phone numbers related to loan scam - I've told them I am on the do not call list and to get my name and number off their company's list. They tell me they will do it but it never happens. The calls actually are placed by what I expect are employees/contractors personal phone numbers but the voice mail message they leave is for me to call 866-288-7643. [BBB Scam Type: Other] [Business: No name they just keep calling trying to sell me a lan] [Location: FL, USA - 34292]

35 days ago

Automated caller leaves message with toll free number regarding my loan application - which I have never done. Upon calling the toll free number they never address me by my name and my name is never provided which leaves me to believe they only have my number and no associated info. I tell them I do not want them calling and I do not want to ever do business with them. And still they call - usually from a different number but always leaving the same toll free number to call back at 866-288-7643. [BBB Scam Type: Phishing] [Business: Capitol Loan Center] [Location: PA, USA - 15001]

35 days ago

Fraudulent calls from multiple spoofed numbers asking for callback on a daily basis trying to extract personal sensitive information. Transcript from Pixel phone: Um, hi, my name is Erica. I need to speak to you regarding your personal loan. This is Erica Hayes with J Morgan underwriting. I'm calling about your previous loan request. I'm trying to get hold of you before end of the year. Your file shows nearly approved for $60,000. If you are still looking to finalize your personal loan, please press one to speak with underwriting. You might remember applying with us in the past for a personal or consolidation loan. At the time, we couldn't move forward, but that's changed. Rates have come down, and underwriting has opened up, especially for people with lower credit, please press one now, or call us back at 866-288-7643 [BBB Scam Type: Advance Fee Loan] [Business: j morgan underwriting] [Location: NY, USA - 14514]

37 days ago

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