Scam Detective
Company

Cognition Financial Corporation

Consumer Complaints
  • 15 community reports from users

Cognition Financial Corporation is a regulated financial institution. The complaints shown here are consumer disputes (billing errors, reporting issues, service problems) filed with the CFPB, not fraud reports.

Campaign Intelligence

This cluster centers on 2764 connected domains tagged as BeaverTail, Kaiji, fbf543. 645 of these domains have been flagged by threat intelligence feeds including Google Safe Browsing and URLhaus. The connected infrastructure includes 1132 phone numbers (7638857447, 8664372914, 2157987305) with 10266 FTC complaints; 146 companies (JPMORGAN CHASE & CO., Advanced Resolution Services Inc., EVERBANK, NATIONAL ASSOCIATION) with 8616274 CFPB complaints; 298 email addresses (xxxxxxxxxxxxxxxxxxxxxxxx@vm...

This cluster centers on 3287 connected domains tagged as HijackLoader, RemcosRAT, screenconnect. 617 of these domains have been flagged by threat intelligence feeds including Google Safe Browsing and URLhaus. The connected infrastructure includes 1649 phone numbers (5408463620, 8552597377, 8007873903) with 7110 FTC complaints; 143 companies (Informative LLC, HomePlus Corporation, Doral Capital Corporation) with 8547081 CFPB complaints; 807 email addresses (kellymoore_64@yahoo.com, schantzsybg7@...

Community members have submitted 15 distinct reports about Cognition Financial Corporation between September 2012 and January 2022. This company has also received 40 complaints in the CFPB database. Here is what people are reporting: "84 year old father in sudden decline? And I have no idea what to do. My father lives with me in a roommate type situation (his pension/Social Security goes toward rent and my disability check goes to food, some of the utilities and other household necessities) a...

This cluster centers on 2874 connected domains tagged as QuasarRAT, StealitStealer, pw-k53mv9bc. 652 of these domains have been flagged by threat intelligence feeds including Google Safe Browsing and URLhaus. The connected infrastructure includes 1375 phone numbers (2157987305, 2025069230, 2028641298) with 14635 FTC complaints; 160 companies (JPMORGAN CHASE & CO., Advanced Resolution Services Inc., EVERBANK, NATIONAL ASSOCIATION) with 8680419 CFPB complaints; 299 email addresses (abuse@fb.com, ...

This cluster centers on 1486 connected domains tagged as None, keylogger. 5 of these domains have been flagged by threat intelligence feeds including Google Safe Browsing and URLhaus. The connected infrastructure includes 1364 phone numbers (3124141737, 3163966869, 8553892999) with 17909 FTC complaints; 170 companies (EQUIFAX, INC., TRANSUNION INTERMEDIATE HOLDINGS, INC., BANK OF AMERICA, NATIONAL ASSOCIATION) with 8747332 CFPB complaints; 187 email addresses (xxxxxxxxxxxxxxxxxxxxxxxx@vmh5.grup...

Details

CFPB Complaints
40
Industry
Student loan

Connected Entities

Community Reports

My grandma's (85) mind is starting to go, what should I expect or be prepared for? My grandma is 85 years old and moved in with us late summer of 2021 after my grandpa died in July. Physically, she is a wreck (yet somehow manages to still walk on two feet, make food for herself with some accomodations, shower by herself with a chair, etc.) The one thing she always had going for her was that her mind was sharp, but we've started to notice lately she's not entirely all there anymore. Examples: "Grandma here's that hand cream I told you about yesterday." "What hand cream?" "This, the O'Keefe's." "Where do I put it?" "On your hands." Oh and this morning (this was fun). She tells mom and I that she tried to trim the back of her hair and messed it up (she has short hair). We looked at it and honestly, it's fine and no one would ever know. But she kept insisting/fixating/asking someone trim the opposite side. We told her it was fine and dropped it and walked away. An hour later I come back downstairs: "Can you do me a favor? "Yeah what's up? "Can you just trim here?" *Gestures" "...Sure." So I grab the scissors from the drawer, hold the small tuft of hair, and close the scissors in the air (not her hair). I put the scissors away, she touches it, and smiles and goes, "thanks!" Overall just lots of repeating ourselves and spelling out small details we previously didn't have to. Also on top of this she can say really mean and inconsiderate things (although... She was always like that... But it doesn't help... But we're used to it). But really, managing the memory and cognition is what I'm concerned with. I really just want to prepare myself mentally for what's to come. I have no idea how fast or slow she will fade.

1532 days ago6 upvotes

How long does UTI-induced delirium generally last? My mother is 64 years old. On the night of 9/14, she started to act "off", according to my dad, aged 65. He found her attempting to load trash into the dryer. The next morning she wasn't any better so he took her to the ER and they admitted her. Upon admission, she was not orientated to place or time and kept stating that she was seated in the living room of the house she shares with my father. She was also running a fever of 105F. When they attempted to get a urine sample, they discovered she was unable to urinate and so had to catheterize her to get a sample, which cultured positive. Her BP was also low but is now normal. She was put on antibiotics. The fever has gone and come back several times since then. Her cognition has improved, but she is still not at baseline. They, the doctors, are not sure 100% what is happening. It might be urosepsis, it might not be. They have so far ruled out COVID (she's vaccinated+negative test), ischemic event, and seizure (she does have a seizure disorder, which she is medicated for).

1653 days ago10 upvotes

UTI and sudden dementia Anyone’s elder experience sudden onset dementia with a UTI? Did they recover their cognition ? Was there any supplements or activity that brought them back?

1771 days ago10 upvotes

Bad two days Granted my dad is 94 and things could be alot worse. he has his issues with memory and cognition to start. But the past couple days make me wonder if hes hitting a wall, maybe sundowning the hour or so before the news in the evening? He just got a new phone, android. been playing with it ever since and seemed able to work it. I keep telling him he has to get used to it and show him how to do what he needs...use the phone to make calls. But somehow the last couple days he thinks its a tv remote. i have no idea what he tries to log into. he pushed every button and got it messed up. Tonight he got pissed cause he didnt remember how to make a call. What concerns me is that he cant then call 911 if anything happens to me. Going to keep a closer eye on him the next few days. Normally he has alot of trouble navigating the TV menus but at least he has the real remote. I had to hide his old phone because he would keep pulling it out and trying to run the TV with it.

1873 days ago2 upvotes

84 year old father in sudden decline? And I have no idea what to do. My father lives with me in a roommate type situation (his pension/Social Security goes toward rent and my disability check goes to food, some of the utilities and other household necessities) and since he's still mobile and what not, I would feel comfortable leaving him alone at home while I went to my doctors' appointment of shopping/the pharmacy and he'll be happy watching TV. However in the last week, he seems to have had a quick decline in his cognition. I came home from my doctor's appointment to find him in front of the stove with all the burners on full blast and not knowing why he was doing that and generally confused. He's now started to wander around the house, especially late at night and in the dark (before this week, he would usually carry a little flashlight, but he seems to have started to completely ignore it) so he is a fall risk. He confuses my bedroom for his and just a bit ago, he opened the hallway closet door. I asked him what he was looking for and he answered me in Spanish. For the record, my father has never ever spoke to me in Spanish, only English. Then when I asked him again because I couldn't understand him, he switched to English and said he "saw" me standing in the closet. He's also stopped bathing and smells awful right now, but continues to brush his teeth (or at least I think he's brushing his teeth in there.) I have hidden all the knives, scissors, and box cutters in my bedroom where he can't find them just in case. This is not even the full list of strange behaviors that have happened within the last week and a half which I have written down to show his doctor. I've managed to get an appointment with his general practitioner to get him evaluated this afternoon but like, could it be dementia? Two of his siblings have had it, so genetic? So quickly? All this said, I am physically and mentally unable to care for him myself as I'm disabled. I cannot pick him up if

1878 days ago12 upvotes

Carry on as planned, or have I made a mistake? Before last Wednesday, I was sure my mum (58yo) was living capably on her own in a tiny village two hours from me. I knew she was feeling a bit ill and was slower than usual, and I also knew that this was making it harder to sort out her collection of stuff (not hoarding, just a lot of stuff). Then she called me in distress, asking to be picked up or "she won't make it til Friday". She has hyperbolised in the past. Nevertheless, my husband and I drove down to get her. No questions asked, as we promised, even though the smell of the house (we didn't go in) and the state of her raised many. To cut a 50 year old story short, Mum's had it drilled into her by police parents never to ask for help (her words). This and other issues has led to a distrust of doctors, and a general incapability of accurately assessing or stating her needs. As of an hour ago, I'm realising that's how she could have possibly been living like that without anyone knowing for sure what was going on. She was always overweight, but she's lost a lot of muscle mass. She has a skin infection, hemherroids, suspected IBS, and thick overgrown toenails. Food poisoning and that suspected IBS means she has zero gut bacteria left, and she can only stomach low fibre foods. Very weak. Doesn't always get to the bathroom on time. High blood pressure, for which she's on medication. She stinks: can't wash herself properly, and for various reasons my husband and I can't help as much as we'd need. We've done all we can to help her and get her clean but realistically the bed needs changing every day to be remotely hygenic. She called me to pick her up because she snapped: finally overwhelmed, couldn't take care of herself or the house any more, and neighbours were obviously beginning to notice which made her humiliated. Thing is, the last few days she's shown massive improvements in mobility, cognition and strength: but she slides back down and today she spent all da

2046 days ago10 upvotes

Accepting advice on caring for grandfather About year ago I moved in with my grandfather to help take care of him and attempt to keep him out of a nursing home as long as possible. Shortly after I quit working as more care and oversight was needed*(I'm fortunate that I'm able to do so financially, though just barely)*. Summary of health: dementia, congestive heart failure, non-alcoholic cirrhosis of liver, COPD At current stage he cannot remember most things more than 3-5 minutes early in the day, often only 5-10 seconds in evenings. He's on 4L/m O2 and a bipap at night to which he's partially responsive*(apnea score 5-10)*. Through lunch he's awake and occasionally energetic, after lunch he nods/naps all day in front of TV. When he's awake his O2 saturation is good and memory/cognition are better. Once he starts nodding, I assume because of apnea/O2 due to correlation, he's unable to remember what he *just* said, did, or is currently doing. He often gets confused at these times, "hiding" things or putting fecal soiled clothes back in drawers or in the shower. His difficulties breathing have progressed that short conversation makes him huffy and puff as well as *any* physical activity*(standing up, sitting down, walking the hall, bending to put socks on)*. He no longer has access to his medicine except through me after overdosing incidents and has to be monitored taking meds to ensure he doesn't skip and trash some as well as eating meals with it as required. I've turned off the breaker to the wall heater in his bathroom as he's fell asleep with his leg against it and burned himself severely. If he stirs from the chair, I follow for various reasons including leaving stove eye on*(he insists on doing for himself what he can)*, walking on splintered deck barefoot resulting in ER visits to stop bleeding when I'm unable due to thinners*(he has very fragile/thin skin below the knee particularly)*, removing his oxygen, attempting to drive, as well as a history

2064 days ago3 upvotes

Elderly mother no longer has the capacity to make financial decisions-- please help My mother will be 68 in July. I'm 30 and an only child. My father is 76 with alzheimers and starting to slow down severely. Ever since she married my father she never really had to pay bills. She always had an obsession/addiction with spending money and shopping since I can remember. She has been on social security for the last 6 or 7 years. ​ I have another post describing my backstory in more detail, but the main issue is that she is absolutely obsessed and fixated on attempting to get a 'loan' by any means necessary. My parents still have a mortgage of around 190k on their home, which is in somewhat rough shape, and probably $50-150k in credit card debt for the two of them combined. Last year she started doing gift card scams and basically throwing her social security check away every other month to these scammers. She continued on through the rest of the year and even convinced (and one month straight up took money from him) my father to give him money so she could get her big payday, totaling to $4300 (in 3 months time) and they missed 3 mortgage payments. I feel awful for my parents because these people now call their home phone all day, every day, according to my elderly father with dementia; he is very fed up with it. and they call mom's cell phone non stop it seems like. everytime I am with her these people are calling her. ​ I have control of my father's SS benefits now ($\~1600), they go to my bank account and I have control, and we can slowly catch up on the mortgage ($1050). But the problem is that she is getting \~$800 a month that she has been throwing away. In January she gave it all away, in February the scammers cashed a check for around 500 and she closed her account with that bank and got $200 out and then immediately bought a gift card, and this past March she sent her whole check away in a money order to some guy. ​ I ha

2186 days ago10 upvotes

weakness Dad (93) Parkinsons, had a stroke, some dementia. Has had weakness for months and seems it just sowly gets worse. His docs just say hes old. But they ran bloodtests and it came out good. BP good etc. His condition is up and down. usually a week or so of good days and two or three where he cant sleep well and gets very weak. He does have a sleep med that seems to work most nights, BP med, Alzheimers and allergy med and a Parkinsons med. Supposedly they all work fine together. ghe is sedentary all day as he has great trouble walking. He normally uses a walker. For the past few weeks he has an issue with increased volume of urination and he does at times overflow his adult underwear. he doesnt drink after dinner. So he does have a urology testing tuesday. But for the past couple days he has slid downhill markedly. The last two mornings he couldnt get out of bed by himself and had mental confusion. he is either having lucid dreams or hes hallucinating. I can tell he is in a brainfog. his reasoning seems deeply affected. I can be telling him about one thing and he will answer to an unrelated question. I spoke to an ER physician and we're getting him a urinalysis to check for a UTI infection. since his bloodwork was ok I really dont know what else could be going on. he said he was too weak to eat dinner tat the table tonight so he ate in his TV chair. My fear is he loses all mobility. Im not strong enough to pick him up as deadweight. He does have a wheelchair so thinkng he will bve sitting in that during the day, no transferring needed. he uses adult underwear so doesnt really need the toilet alot. Cant get him t drink water for anything, he drinks at best 2 glasses a day. today one at most. Any ideas welcome. Will get the urine tested tomorrow then urologist tuesday. hes so much weaker, brainfog and loss of cognition. But no fever or vomiting, no aches and pains. he has a cough but he always has drainage and when i ask he just says is his allergies.

2196 days ago4 upvotes

Living with Grandparents (I apologize ahead of time because this is going to be a long ramble) I'm currently a college student living at home with my parents and grandparents. (Parents' home but grandparents stay here full time and pay rent too) For a bit of context -- my grandparents are Vietnamese and know some English, but aren't great at it. Just enough to get around and survive. So basically the issues at hand concern my grandmother. She has a plethora of health issues (clinical depression, high blood pressure, asthma, vertigo, knee problems, arthritis, etc.) After retiring from her position as a nurse at a nursing home, she's basically been rotting away. Her daily routines look like this: Wake up, eat breakfast, nap, watch youtube on her tablet (she watches stuff like vietnam videos, fishing, cooking, music), nap more?, exercise on the treadmill a bit (just walking bc of her bad knees), cook, nap, youtube until it's time for bed. Meanwhile my also-retired grandfather makes a point to go out, socialize & partake in sports. They're both very conscious about diet and exercise and eat relatively cleanly. But my grandmother refuses to go out with him bc it's too taxing for her physically and mentally. She constantly isolates herself from friends and relies only on those in the household to socialize with. (Or talks to her sister on the phone) Her mental decline has gotten to the point where she doesn't remember a conversation from 1 hr ago, she doesn't pick up social cues as easily, she isn't socially aware anymore, she can be careless when cooking and drops/spill things a lot. The last one in particular is one of the biggest dangers atm. She had a bad oil spill on a lit stove last week and it caught fire. Luckily my mom was there to put it out quickly, but my grandma did have some minor burns. It scares me to think of what would have happened if she weren't. My mom and I have spoken to her about this sort of issue but it's not like she tries to be careless. We'r

2228 days ago3 upvotes

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