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I just had a heated phone conversation with a debt collector company. Wondering about your thoughts and experiences in dealing with these people? Was I wrong in my approach? So I got a demand letter from "XXX Recovery Services, Inc." for a proposed settlement amount on a previously charged off credit card. When I finally got through on the line (after being transferred twice to a ring that never answered), I informed them that I had taken care of that debt 6 years ago with a different debt collector. Woman told me to provide them with the paperwork proving I did, and I balked and said that I dont have to prove anything to them and that they need to immediately remove me from their list as I am on to their scam. Woman claimed they were not a scam and that if I wanted them to cease contact, I would have to provide paperwork. I asked to speak to her supervisor. I was transferred to the supervisor, and he was incredibly rude and did not let me finish or interrupted any statement that I was trying to make. He then abruptly stopped midsentence and asked why **I** was being so difficult? I replied, "because you wont shut up and let me talk." He immediately hung up on me. I tried another 2 times to finally get the guy on the phone, and on the third try, he answered directly. We got right back into it and after I was finally able to state my case that I had paid a different debt collector, he once again said the only way I could get out of it was to provide proof. He also claimed that my card company sent him a file on me in may saying the debt was active. I said **no**, *show me the proof* that my credit card company sent you an active file. He dismissed that request immediately. I asked him why it was fair for me to show him proof, but that he didnt have to show me anything in return? He refused to answer, and began repeating the same lines over and over. I told him that without the proof I would consider this matter closed and that if I were to receive any furth

I just had a heated phone conversation with a debt collector company. Wondering about your thoughts and experiences in dealing with these people? Was I wrong in my approach? So I got a demand letter from "XXX Recovery Services, Inc." for a proposed settlement amount on a previously charged off credit card. When I finally got through on the line (after being transferred twice to a ring that never answered), I informed them that I had taken care of that debt 6 years ago with a different debt collector. Woman told me to provide them with the paperwork proving I did, and I balked and said that I dont have to prove anything to them and that they need to immediately remove me from their list as I am on to their scam. Woman claimed they were not a scam and that if I wanted them to cease contact, I would have to provide paperwork. I asked to speak to her supervisor. I was transferred to the supervisor, and he was incredibly rude and did not let me finish or interrupted any statement that I was trying to make. He then abruptly stopped midsentence and asked why **I** was being so difficult? I replied, "because you wont shut up and let me talk." He immediately hung up on me. I tried another 2 times to finally get the guy on the phone, and on the third try, he answered directly. We got right back into it and after I was finally able to state my case that I had paid a different debt collector, he once again said the only way I could get out of it was to provide proof. He also claimed that my card company sent him a file on me in may saying the debt was active. I said **no**, *show me the proof* that my credit card company sent you an active file. He dismissed that request immediately. I asked him why it was fair for me to show him proof, but that he didnt have to show me anything in return? He refused to answer, and began repeating the same lines over and over. I told him that without the proof I would consider this matter closed and that if I were to receive any furth